COUNTY REPORT MI

Otsego County, Michigan

6 ZIP codes · Home Safety Score unavailable · 0 of 6 tracked ZIP records scored · Updated

Data: ZipCheckup Home Safety Score model 4.0.0; EPA SDWIS, UCMR 5, EPA radon zones, EPA AirData Last verified:

Unavailable
0 of 6 tracked ZIP records scored
6
ZIP Codes
$180K
Median Home Value
$483
Avg Remediation (27% of home value)

ZIP Code Risk Map

Water Quality Map: Otsego County, Michigan

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Key Risk Factors

Health risk index: 14.4 (asthma 11.4%, diabetes 12.3%)

Estimated additional annual cost per homeowner: $460, driven primarily by energy_code_gap

56.5% of homes built before 1978 (lead paint era)

County Health Indicators vs National Average

Asthma 11.4% (national: 8.9%)
Diabetes 12.3% (national: 10.5%)
Obesity 38.1% (national: 32.4%)

Black markers indicate national averages. Source: CDC PLACES, Census ACS.

Infrastructure Overview

1983
Median Build Year
56.5%
Pre-1978 Housing
37/100
Infrastructure Stress Indicator
20%
ZIPs with High Infrastructure Stress
Low
Lead Pipe Risk

Modeled area-level indicator, not a failure probability. Sources: Census ACS housing age, EPA DWINS infrastructure needs, EPA SDWIS violations, and EPA lead indicators.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $460

Energy Code Gap $270/yr
Water Infrastructure $125/yr
Water / Lead $113/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

15,905 housing units in Otsego County

Pre-1940 5%
1940–1959 10%
1960–1979 34%
1980–1999 34%
2000+ 18%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Otsego County

$180K
Median Home Value
$483
Est. Remediation Cost
0.3%
of Home Value
Remediation as % of home value low burden

Remediation costs are relatively manageable for most homeowners in Otsego County, representing a small fraction of property value.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Health Outcomes vs National Average

CDC PLACES data for Otsego County residents

Asthma 11.4% (US avg: 8.9%)
Diabetes 12.3% (US avg: 11%)
Obesity 38.1% (US avg: 32.4%)

Black markers = national averages. Red = above national avg. Green = below. Source: CDC PLACES, Census ACS.

Water systems serving Otsego County

3 community water systems serving Otsego County.

Systems with the most violations in Otsego County

2 water systems with recorded EPA violations.

All ZIP Codes in Otsego County

6 ZIP codes tracked in Otsego County.

# ZIP Code City Safety Score Grade Violations Home Value
1 49730 Elmira $185K
2 49734 Gaylord
3 49735 Gaylord 3 $201K
4 49751 Johannesburg 50 $176K
5 49795 Vanderbilt $163K
6 49797 Waters

Recommended Buyer Guides for Otsego County

Eight risk categories drive the selection - PFAS exceedance, lead above EPA action level, pre-1978 housing share, EPA Radon Zone 1, flood-top-risk, wildfire-top-risk, multi-contaminant load, and a baseline fallback - and each category maps to a specific buyer-guide track that surfaces when the county data hits its threshold for that hazard signal.

Overview

Otsego County in Michigan covers 6 tracked ZIP records. No Home Safety Score is published because the required model evidence is incomplete for every tracked record; missing evidence is not treated as zero.

2 of 2 ZIP codes with a reported violation count in the available EPA record have recorded EPA violations. The available record reports no health-based violations for this measured scope.

← Back to Michigan Home Safety Profile

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Frequently Asked Questions

How many water systems serve Otsego County?
Otsego County is served by 3 public water systems that supply drinking water to residents across 6 ZIP codes.
What is the biggest environmental risk in Otsego County?
The primary environmental risk factor in Otsego County is energy_code_gap. This contributes to an estimated additional annual cost of $460 per homeowner.
How old are homes in Otsego County?
The median home build year in Otsego County is 1983. 56.5% of homes were built before 1978, which means they may contain lead-based paint and older plumbing materials.

How to cite this page

APA ZipCheckup. (2026). Otsego County, Michigan Home Safety Profile. https://zipcheckup.com/county/michigan/otsego/
BibTeX
@misc{zipcheckup-county-michigan-otsego,
  author = {{ZipCheckup}},
  title  = {{Otsego County, Michigan Home Safety Profile}},
  year   = {2026},
  url    = {https://zipcheckup.com/county/michigan/otsego/}
}

Page version: August 2026.

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