COUNTY REPORT MI

Otsego County, Michigan

6 ZIP codes · Avg score 66/100 · Grade C · Updated 2026-06-03

Water monitoring across Otsego County's 6 ZIP codes paints a mid-range picture — solid compliance in some zones, documented concerns in others; most violations on record are concentrated in specific prior years rather than spread evenly across the full compliance history, and the overall county grade has held steady in the middle tier without major shifts in either direction.

How Otsego County Compares

Otsego County66/100
Michigan avg74/100
National avg68/100

How Otsego County Compares

C
County Grade
66/100
Avg Safety Score
6
ZIP Codes
6
Water Systems

Otsego County scores 8 points below the Michigan state average (74/100) and 2 points below the national average (68/100).

Data: EPA SDWIS Last verified: 2026-06-03

C
County Grade
66
Avg Safety Score
6
ZIP Codes
Best ZIP: 49734 (81/100)
Lowest ZIP: 49799 (53/100)
$175K
Median Home Value
$483
Avg Remediation (28% of home value)

ZIP Code Risk Map

Water Quality Map: Otsego County, Michigan

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Key Risk Factors

Health risk index: 14.7 (asthma 11.4%, diabetes 12.7%)

Estimated additional annual cost per homeowner: $310, driven primarily by energy_code_gap

Infrastructure: 0.302% avg pipe failure probability

51% of homes built before 1978 (lead paint era)

County Health Indicators vs National Average

Asthma 11.4% (national: 8.9%)
Diabetes 12.7% (national: 10.5%)
Obesity 38.6% (national: 32.4%)

Black markers indicate national averages. Source: CDC PLACES, Census ACS.

Infrastructure Overview

1984
Median Build Year
51%
Pre-1978 Housing
30%
Pipe Failure Probability
0%
ZIPs at High Infra Risk
Moderate
Lead Pipe Risk

Sources: Census ACS (housing age), EPA SDWIS (infrastructure risk model), state bridge inspection data.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $310

Energy Code Gap $180/yr
Underground Tanks $80/yr
Water / Lead $50/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

15,574 housing units in Otsego County

Pre-1940 5%
1940–1959 9%
1960–1979 33%
1980–1999 34%
2000+ 20%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Otsego County

$175K
Median Home Value
$483
Est. Remediation Cost
0.3%
of Home Value
Remediation as % of home value low burden

Remediation costs are relatively manageable for most homeowners in Otsego County, representing a small fraction of property value.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Health Outcomes vs National Average

CDC PLACES data for Otsego County residents

Asthma 11.4% (US avg: 8.9%)
Diabetes 12.7% (US avg: 11%)
Obesity 38.6% (US avg: 32.4%)

Black markers = national averages. Red = above national avg. Green = below. Source: CDC PLACES, Census ACS.

Water Systems with Most Violations

Top 5 systems in Otsego County ranked by EPA violation count.

# Water System Population Violations
1 GAYLORD, CITY OF 3,629 4
2 Glen Meadows Condominiums 142 4
3 Beaver Creek Resort 76 4
4 Lakeview Apartments 64 4
5 Fairway Lake Condominiums 56 4

6 total water systems serve Otsego County.

All ZIP Codes in Otsego County

6 ZIP codes tracked in Otsego County.

# ZIP Code City Safety Score Grade Violations Home Value
1 49734 Gaylord 81 B 2
2 49735 Gaylord 81 B 2 $201K
3 49795 Vanderbilt 72 B 0 $163K
4 49730 Elmira 53 D 0 $185K
5 49797 Waters 53 D 0
6 49799 Wolverine 53 D 0 $165K

Recommended Buyer Guides for Otsego County

Eight risk categories drive the selection — PFAS exceedance, lead above EPA action level, pre-1978 housing share, EPA Radon Zone 1, flood-top-risk, wildfire-top-risk, multi-contaminant load, and a baseline fallback — and each category maps to a specific buyer-guide track that surfaces when the county data hits its threshold for that hazard signal.

Overview

Otsego County in Michigan covers 6 ZIP codes with an average Home Safety Score of C (66/100).

2 of 6 ZIP codes have recorded EPA violations. All violations are monitoring/reporting type.

← Back to Michigan water quality report

Data Sources

Updated daily.

Frequently Asked Questions

Is water safe in Otsego County?
Otsego County receives a grade of C. Some ZIP codes have recorded violations and residents in affected areas may want to test their water.
How many water systems serve Otsego County?
Otsego County is served by 6 public water systems that supply drinking water to residents across 6 ZIP codes.
What is the biggest environmental risk in Otsego County?
The primary environmental risk factor in Otsego County is energy_code_gap. This contributes to an estimated additional annual cost of $310 per homeowner.
How old are homes in Otsego County?
The median home build year in Otsego County is 1984. 51% of homes were built before 1978, which means they may contain lead-based paint and older plumbing materials.
How does Otsego County compare to Michigan?
Otsego County has an average water safety score of 66/100, which is below the Michigan state average of 74/100.

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