Morgan County, Kentucky
8 ZIP codes · Avg score 79/100 · Grade B · Updated
ZipCheckup grade for Morgan County: B.
This ZIP looks solid, with a few items worth a quick check.
Tracking 8 ZIP codes in Morgan County shows a water safety record well above the national median - violations are isolated exceptions, not recurring patterns.
How Morgan County Compares
How Morgan County Compares
Morgan County scores 10 points above the Kentucky state average (69/100) and 6 points above the national average (73/100).
Data: ZipCheckup Home Safety Score model 4.0.0; EPA SDWIS, UCMR 5, EPA radon zones, EPA AirData Last verified:
ZIP Code Risk Map
Water Quality Map: Morgan County, Kentucky
Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.
Key Risk Factors
Estimated additional annual cost per homeowner: $483, driven primarily by flood
39.4% of homes built before 1978 (lead paint era)
Violation History (2021–2025)
↑ Worsening trendEPA violation counts by year across Morgan County water systems. Health-based shown in red, total in blue.
Peak year: 2025 with 11 violations. Past 5 years: 16 total (16 health-based). Health-based violations are rising versus the prior 2-year window - worth closer monitoring.
Source: EPA SDWIS historical violations. Data may lag 6–12 months for the most recent year.
Infrastructure Overview
Modeled area-level indicator, not a failure probability. Sources: Census ACS housing age, EPA DWINS infrastructure needs, EPA SDWIS violations, and EPA lead indicators.
Compound Risk Breakdown
Estimated additional annual cost per homeowner: $483
Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).
Housing Age Distribution
5,217 housing units in Morgan County
Source: U.S. Census Bureau ACS B25034 (Year Structure Built).
Water Safety Affordability
How much it costs to fix water issues relative to home values in Morgan County
Remediation costs are relatively manageable for most homeowners in Morgan County, representing a small fraction of property value.
Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.
Water systems serving Morgan County
5 community water systems serving Morgan County.
- B
- B
- B
- B
- B
Systems with the most violations in Morgan County
4 water systems with recorded EPA violations.
- B
- B
- B
- B
All ZIP Codes in Morgan County
8 ZIP codes tracked in Morgan County.
| # | ZIP Code | City | Safety Score | Grade | Violations | Home Value |
|---|---|---|---|---|---|---|
| 1 | 41352 | Mize | 80 | B | 6 (2 health) | $106K |
| 2 | 41408 | Cannel City | 80 | B | 6 (2 health) | $70K |
| 3 | 41421 | Elkfork | 80 | B | 6 (2 health) | — |
| 4 | 41425 | Ezel | 80 | B | 6 (2 health) | $78K |
| 5 | 41472 | West Liberty | 75 | B | 14 (7 health) | $114K |
| 6 | 41413 | Crockett | — | — | — | |
| 7 | 41451 | Malone | — | — | — | |
| 8 | 41477 | Wrigley | — | — | — |
Recommended Buyer Guides for Morgan County
Methodologically, the recommendation order reflects severity in the federal record: contaminants flagged in EPA detection records for this county outrank generic water concerns, FEMA-confirmed hazard ratings shift emergency-related categories upward, and CDC lead-exposure markers govern when lead-test kits and certified filters appear at the top of the list.
- Best Under-Sink Reverse Osmosis Systems — Multi-contaminant removal at the kitchen tap
- Best Sump Pumps — Flood is the top compound risk factor
- Best Mold Test Kits — Flood-driven moisture and mold risk
Deep Dive Reports
Detailed analysis for Morgan County, Kentucky
Overview
Morgan County in Kentucky covers 8 tracked ZIP records with an average Home Safety Score of B (79/100) across 5 scored records.
5 of 5 ZIP codes with a reported violation count in the available EPA record have recorded EPA violations. 7 health-based violations appear in the available health breakdown.
← Back to Kentucky Home Safety Profile
Data Sources
- Water quality: EPA Safe Drinking Water Information System (SDWIS)
- PFAS screening: EPA UCMR 5
- Radon zones: EPA Map of Radon Zones
- Air quality: EPA AirData annual AQI
- Home values: U.S. Census Bureau ACS (median estimates by ZCTA)
Reporting periods vary by source. Missing data is shown as unavailable, not as zero.