COUNTY REPORT KY

Morgan County, Kentucky

6 ZIP codes · Avg score 60/100 · Grade C · Updated 2026-06-03

Morgan County shows moderate water quality across its 6 ZIP codes — some areas carry violations worth monitoring.

How Morgan County Compares

Morgan County60/100
Kentucky avg61/100
National avg68/100

How Morgan County Compares

C
County Grade
60/100
Avg Safety Score
6
ZIP Codes
6
Water Systems

Morgan County scores 1 points below the Kentucky state average (61/100) and 8 points below the national average (68/100).

Data: EPA SDWIS Last verified: 2026-06-03

C
County Grade
60
Avg Safety Score
6
ZIP Codes
Best ZIP: 41472 (74/100)
Lowest ZIP: 41477 (53/100)
$106K
Median Home Value
$1,250
Avg Remediation (118% of home value)

ZIP Code Risk Map

Water Quality Map: Morgan County, Kentucky

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Key Risk Factors

Estimated additional annual cost per homeowner: $390, driven primarily by flood

Infrastructure: 0.258% avg pipe failure probability

37.5% of homes built before 1978 (lead paint era)

Violation History (2021–2025)

↑ Worsening trend

EPA violation counts by year across Morgan County water systems. Health-based shown in red, total in blue.

2021
1 (1 health)
2023
2 (2 health)
2024
2 (2 health)
2025
13 (13 health)

Peak year: 2025 with 13 violations. Past 5 years: 18 total (18 health-based). Health-based violations are rising versus the prior 2-year window — worth closer monitoring.

Source: EPA SDWIS historical violations. Data may lag 6–12 months for the most recent year.

Infrastructure Overview

1999
Median Build Year
37.5%
Pre-1978 Housing
26%
Pipe Failure Probability
0%
ZIPs at High Infra Risk
Moderate
Lead Pipe Risk

Sources: Census ACS (housing age), EPA SDWIS (infrastructure risk model), state bridge inspection data.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $390

Flood $300/yr
Energy Code Gap $90/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

4,581 housing units in Morgan County

Pre-1940 7%
1940–1959 8%
1960–1979 20%
1980–1999 39%
2000+ 27%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Morgan County

$106K
Median Home Value
$1,250
Est. Remediation Cost
1.2%
of Home Value
Remediation as % of home value low burden

Remediation costs are relatively manageable for most homeowners in Morgan County, representing a small fraction of property value.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Water Systems with Most Violations

Top 5 systems in Morgan County ranked by EPA violation count.

# Water System Population Violations
1 MORGAN COUNTY WATER DISTRICT 7,502 3
2 West Liberty Water Company 2,367 3
3 ROWAN WATER INC 18,765 3
4 RATTLESNAKE RIDGE WATER DISTRICT 11,397 3
5 FRENCHBURG WATER COMPANY 5,401 3

6 total water systems serve Morgan County.

All ZIP Codes in Morgan County

6 ZIP codes tracked in Morgan County.

# ZIP Code City Safety Score Grade Violations Home Value
1 41472 West Liberty 74 B 3 (1 health) $114K
2 41352 Mize 63 C 0 $106K
3 41408 Cannel City 63 C 0 $70K
4 41421 Elkfork 53 D 0
5 41451 Malone 53 D 0
6 41477 Wrigley 53 D 0

Recommended Buyer Guides for Morgan County

Methodologically, the recommendation order reflects severity in the federal record: contaminants flagged in EPA detection records for this county outrank generic water concerns, FEMA-confirmed hazard ratings shift emergency-related categories upward, and CDC lead-exposure markers govern when lead-test kits and certified filters appear at the top of the list.

Overview

Morgan County in Kentucky covers 6 ZIP codes with an average Home Safety Score of C (60/100).

1 of 6 ZIP codes have recorded EPA violations. 1 health-based violation have been documented.

← Back to Kentucky water quality report

Data Sources

Updated daily.

Frequently Asked Questions

Is water safe in Morgan County?
Morgan County receives a grade of C. Some ZIP codes have recorded violations and residents in affected areas may want to test their water.
How many water systems serve Morgan County?
Morgan County is served by 6 public water systems that supply drinking water to residents across 6 ZIP codes.
What is the biggest environmental risk in Morgan County?
The primary environmental risk factor in Morgan County is flood. This contributes to an estimated additional annual cost of $390 per homeowner.
How old are homes in Morgan County?
The median home build year in Morgan County is 1999. 37.5% of homes were built before 1978, which means they may contain lead-based paint and older plumbing materials.
How does Morgan County compare to Kentucky?
Morgan County has an average water safety score of 60/100, which is below the Kentucky state average of 61/100.

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