COUNTY REPORT KY

Morgan County, Kentucky

8 ZIP codes · Avg score 79/100 · Grade B

ZipCheckup grade for Morgan County: B.

This ZIP has a few items worth a quick check.

Morgan County: upper grades, 8 ZIPs.

How Morgan County Compares

Morgan County79/100
Kentucky avg69/100
National avg73/100

How Morgan County Compares

B
County Grade
79/100
Avg Safety Score
8
ZIP Codes
5
Water Systems

Morgan County scores 10 points above the Kentucky state average (69/100) and 6 points above the national average (73/100).

Data: ZipCheckup Home Safety Score model 4.0.0; EPA SDWIS, UCMR 5, EPA radon zones, EPA AirData

B
County Grade
79
Avg Safety Score
8
ZIP Codes
Best ZIP: 41352 (80/100)
Lowest ZIP: 41472 (75/100)
$92K
Median Home Value
$360
Avg Remediation (0.39% of home value)

ZIP Code Risk Map

Water Quality Map: Morgan County, Kentucky

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Key Risk Factors

Modeled additional annual cost estimate per homeowner: $351, largest modeled factor: Flood

35% of homes built before 1980 (lead paint was banned for residential use in 1978)

Infrastructure Overview

1998
Median Build Year
35%
Pre-1980 Housing
35/100
Infrastructure Stress Indicator
20%
ZIPs with High Infrastructure Stress
Moderate
Lead Pipe Risk

Modeled area-level indicator, not a failure probability. Sources: Census ACS housing age, EPA DWINSA infrastructure needs, EPA SDWIS violations, and EPA lead indicators.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $351

Flood $500/yr
Energy Code Gap $162/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

5,217 housing units in Morgan County

Pre-1940 8%
1940–1959 7%
1960–1979 20%
1980–1999 38%
2000+ 27%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Morgan County

$92K
Median Home Value
$360
Est. Remediation Cost
0.4%
of Home Value
Remediation as % of home value low burden

Modeled remediation costs in Morgan County can be compared with the median property value; actual costs vary by property.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Water systems mapped to Morgan County ZIP codes

5 community water systems mapped to Morgan County ZIP codes; EPA may list more systems serving the county.

Systems with the most violations in Morgan County

4 water systems with violations in EPA records.

All ZIP Codes in Morgan County

8 ZIP codes tracked in Morgan County.

# ZIP Code City Safety Score Grade Violations Home Value
1 41352 Mize 80 B 6 (2 health) $106K
2 41408 Cannel City 80 B 6 (2 health) $70K
3 41421 Elkfork 80 B 6 (2 health) —
4 41425 Ezel 80 B 6 (2 health) $78K
5 41472 West Liberty 75 B 14 (7 health) $114K
6 41413 Crockett — — —
7 41451 Malone — — —
8 41477 Wrigley — — —

Recommended Buyer Guides for Morgan County

Up to five guides, picked by rule.

Overview

Morgan County in Kentucky covers 8 tracked ZIP records with an average Home Safety Score of B (79/100) across 5 scored records.

5 of 5 ZIP codes with a reported violation count in the available EPA record have recorded EPA violations. 7 health-based violations appear in the available health breakdown.

← Back to Kentucky Home Safety Profile

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Frequently Asked Questions

Is water safe in Morgan County?
Morgan County receives an average Home Safety grade of B from its scored ZIP records (8 ZIP codes tracked); this is a composite index, not a tap-water test.
How many water systems serve Morgan County?
We map 5 public water systems to 8 ZIP codes in our data for Morgan County. EPA may list more systems serving the county, so this is not a full count.
What is the biggest environmental risk in Morgan County?
In ZipCheckup's cost model, the factor with the largest estimated average annual cost in Morgan County is flood. Across all modeled risk factors, the estimated average additional annual cost is $351 per homeowner; actual costs vary by home.
How old are homes in Morgan County?
The median home build year in Morgan County is 1998. 35% of homes were built before 1980; homes built before 1978 may contain lead-based paint, and older homes may have older plumbing materials.
How does Morgan County compare to Kentucky?
Morgan County has an average Home Safety Score of 79/100 under model 4.0.0, which is at or above the Kentucky state average of 69/100.

How to cite this page

APA ZipCheckup. (2026). Morgan County, KY: HSS 79/100; 7 Health Violations. https://zipcheckup.com/county/kentucky/morgan/
BibTeX
@misc{zipcheckup-county-kentucky-morgan,
  author = {{ZipCheckup}},
  title  = {{Morgan County, KY: HSS 79/100; 7 Health Violations}},
  year   = {2026},
  url    = {https://zipcheckup.com/county/kentucky/morgan/}
}

Page version: October 2026.

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