COUNTY REPORT KY

Montgomery County, Kentucky

4 ZIP codes · Avg score 62/100 · Grade C · Updated 2026-06-03

Montgomery County shows moderate water quality across its 4 ZIP codes — some areas carry violations worth monitoring.

How Montgomery County Compares

Montgomery County62/100
Kentucky avg61/100
National avg68/100

How Montgomery County Compares

C
County Grade
62/100
Avg Safety Score
4
ZIP Codes
6
Water Systems

Montgomery County scores 1 points above the Kentucky state average (61/100) and 6 points below the national average (68/100).

Data: EPA SDWIS Last verified: 2026-06-03

C
County Grade
62
Avg Safety Score
4
ZIP Codes
Best ZIP: 40337 (83/100)
Lowest ZIP: 40353 (50/100)
$165K
Median Home Value
$1,975
Avg Remediation (120% of home value)

Key Risk Factors

Estimated additional annual cost per homeowner: $1,130, driven primarily by flood

Infrastructure: 0.325% avg pipe failure probability, 25% of ZIPs at high risk

62.5% of homes built before 1978 (lead paint era)

Violation History (2022–2024)

→ Stable trend

EPA violation counts by year across Montgomery County water systems. Health-based shown in red, total in blue.

2022
1 (1 health)
2023
8 (8 health)
2024
2 (2 health)

Peak year: 2023 with 8 violations. Past 5 years: 11 total (11 health-based).

Source: EPA SDWIS historical violations. Data may lag 6–12 months for the most recent year.

Infrastructure Overview

1979
Median Build Year
62.5%
Pre-1978 Housing
33%
Pipe Failure Probability
25%
ZIPs at High Infra Risk
Low
Lead Pipe Risk

Sources: Census ACS (housing age), EPA SDWIS (infrastructure risk model), state bridge inspection data.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $1,130

Flood $550/yr
Energy Code Gap $405/yr
Water / Lead $175/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

12,358 housing units in Montgomery County

Pre-1940 9%
1940–1959 9%
1960–1979 30%
1980–1999 25%
2000+ 27%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Montgomery County

$165K
Median Home Value
$1,975
Est. Remediation Cost
1.2%
of Home Value
Remediation as % of home value low burden

Remediation costs are relatively manageable for most homeowners in Montgomery County, representing a small fraction of property value.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Water Systems with Most Violations

Top 5 systems in Montgomery County ranked by EPA violation count.

# Water System Population Violations
1 BATH COUNTY WATER DISTRICT 10,083 0
2 JEFFERSONVILLE WATER SYSTEM 5,335 0
3 FRENCHBURG WATER COMPANY 5,401 0
4 Owingsville Water Works 2,307 0
5 Cave Run Regional Wt Commission 25 0

6 total water systems serve Montgomery County.

All ZIP Codes in Montgomery County

4 ZIP codes tracked in Montgomery County.

# ZIP Code City Safety Score Grade Violations Home Value
1 40337 Jeffersonville 83 B 0 $117K
2 40346 Means 63 C 0 $165K
3 40334 Hope 53 D 0
4 40353 Mount Sterling 50 D 0 $180K

Recommended Buyer Guides for Montgomery County

While many sites publish identical guide lists across every county they cover, the selection here changes by location — driven by the EPA, NSF, FEMA, and CDC datasets that describe the actual conditions documented for this jurisdiction in the federal record.

Overview

Montgomery County in Kentucky covers 4 ZIP codes with an average Home Safety Score of C (62/100).

No EPA violations recorded across any tracked ZIP codes in Montgomery County.

← Back to Kentucky water quality report

Data Sources

Updated daily.

Frequently Asked Questions

Is water safe in Montgomery County?
Montgomery County receives a grade of C. Some ZIP codes have recorded violations and residents in affected areas may want to test their water.
How many water systems serve Montgomery County?
Montgomery County is served by 6 public water systems that supply drinking water to residents across 4 ZIP codes.
What is the biggest environmental risk in Montgomery County?
The primary environmental risk factor in Montgomery County is flood. This contributes to an estimated additional annual cost of $1,130 per homeowner.
How old are homes in Montgomery County?
The median home build year in Montgomery County is 1979. 62.5% of homes were built before 1978, which means they may contain lead-based paint and older plumbing materials.
How does Montgomery County compare to Kentucky?
Montgomery County has an average water safety score of 62/100, which is above the Kentucky state average of 61/100.

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