COUNTY REPORT KY

Madison County, Kentucky

8 ZIP codes · Avg score 62/100 · Grade C · Updated 2026-06-03

Tracking 8 ZIP codes in Madison County reveals a mixed picture — tap water quality varies meaningfully by location.

How Madison County Compares

Madison County62/100
Kentucky avg61/100
National avg68/100

How Madison County Compares

C
County Grade
62/100
Avg Safety Score
8
ZIP Codes
9
Water Systems

Madison County scores 1 points above the Kentucky state average (61/100) and 6 points below the national average (68/100).

Data: EPA SDWIS Last verified: 2026-06-03

C
County Grade
62
Avg Safety Score
8
ZIP Codes
Best ZIP: 40403 (77/100)
Lowest ZIP: 40488 (53/100)
$181K
Median Home Value
$1,413
Avg Remediation (78% of home value)

ZIP Code Risk Map

Water Quality Map: Madison County, Kentucky

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Key Risk Factors

Estimated additional annual cost per homeowner: $871, driven primarily by flood

Infrastructure: 0.297% avg pipe failure probability

43.2% of homes built before 1978 (lead paint era)

Infrastructure Overview

1996
Median Build Year
43.2%
Pre-1978 Housing
30%
Pipe Failure Probability
0%
ZIPs at High Infra Risk
Moderate
Lead Pipe Risk

Sources: Census ACS (housing age), EPA SDWIS (infrastructure risk model), state bridge inspection data.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $871

Flood $500/yr
Energy Code Gap $203/yr
Wildfire $150/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

41,036 housing units in Madison County

Pre-1940 4%
1940–1959 6%
1960–1979 20%
1980–1999 35%
2000+ 34%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Madison County

$181K
Median Home Value
$1,413
Est. Remediation Cost
0.8%
of Home Value
Remediation as % of home value low burden

Remediation costs are relatively manageable for most homeowners in Madison County, representing a small fraction of property value.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Water Systems with Most Violations

Top 5 systems in Madison County ranked by EPA violation count.

# Water System Population Violations
1 RICHMOND UTILITIES 35,640 4
2 Madison Company Utilities District 25,120 4
3 Kirksville Water Association 5,940 4
4 Southern Madison Water District 14,707 3
5 GARRARD CO WATER ASSOC INC 14,806 3

9 total water systems serve Madison County.

All ZIP Codes in Madison County

8 ZIP codes tracked in Madison County.

# ZIP Code City Safety Score Grade Violations Home Value
1 40403 Berea 77 B 2 $181K
2 40476 Richmond 71 B 1 (1 health)
3 40475 Richmond 64 C 1 (1 health) $233K
4 40385 Waco 63 C 0 $176K
5 40461 Paint Lick 63 C 0 $191K
6 40405 Bighill 53 D 0
7 40481 Sandgap 53 D 0 $128K
8 40488 Waneta 53 D 0

Recommended Buyer Guides for Madison County

Retailer arrangements don't shape what appears here — the selection logic is independent, filtered against EPA detections and the federal hazard data on file for this county.

Overview

Madison County in Kentucky covers 8 ZIP codes with an average Home Safety Score of C (62/100).

3 of 8 ZIP codes have recorded EPA violations. 2 health-based violations have been documented.

← Back to Kentucky water quality report

Data Sources

Updated daily.

Frequently Asked Questions

Is water safe in Madison County?
Madison County receives a grade of C. Some ZIP codes have recorded violations and residents in affected areas may want to test their water.
How many water systems serve Madison County?
Madison County is served by 9 public water systems that supply drinking water to residents across 8 ZIP codes.
What is the biggest environmental risk in Madison County?
The primary environmental risk factor in Madison County is flood. This contributes to an estimated additional annual cost of $871 per homeowner.
How old are homes in Madison County?
The median home build year in Madison County is 1996. 43.2% of homes were built before 1978, which means they may contain lead-based paint and older plumbing materials.
How does Madison County compare to Kentucky?
Madison County has an average water safety score of 62/100, which is above the Kentucky state average of 61/100.

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