COUNTY REPORT KY

Garrard County, Kentucky

3 ZIP codes · Home Safety Score unavailable · 0 of 3 tracked ZIP records scored

Data: ZipCheckup Home Safety Score model 4.0.0; EPA SDWIS, UCMR 5, EPA radon zones, EPA AirData

Unavailable
0 of 3 tracked ZIP records scored
3
ZIP Codes
$194K
Median Home Value

Key Risk Factors

Modeled additional annual cost estimate per homeowner: $290, largest modeled factor: Flood

Infrastructure Overview

37/100
Infrastructure Stress Indicator
0%
ZIPs with High Infrastructure Stress

Modeled area-level indicator, not a failure probability. Sources: Census ACS housing age, EPA DWINSA infrastructure needs, EPA SDWIS violations, and EPA lead indicators.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $290

Flood $600/yr
Energy Code Gap $270/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Water systems mapped to Garrard County ZIP codes

5 community water systems mapped to Garrard County ZIP codes; EPA may list more systems serving the county.

Systems with the most violations in Garrard County

3 water systems with violations in EPA records.

All ZIP Codes in Garrard County

3 ZIP codes tracked in Garrard County.

# ZIP Code City Safety Score Grade Violations Home Value
1 40410 Bryantsville — — —
2 40444 Lancaster — — 5 $194K
3 40446 Lancaster — — —

Recommended Buyer Guides for Garrard County

Read the note next to each link: it gives the reason, such as a radon zone designation or housing age, that led to the recommendation.

Overview

Garrard County in Kentucky covers 3 tracked ZIP records. No Home Safety Score is published because the required model evidence is incomplete for every tracked record; missing evidence is not treated as zero.

1 of 1 ZIP code with a reported violation count in the available EPA record have recorded EPA violations. The available record reports no health-based violations for this measured scope.

← Back to Kentucky Home Safety Profile

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Frequently Asked Questions

How many water systems serve Garrard County?
We map 5 public water systems to 3 ZIP codes in our data for Garrard County. EPA may list more systems serving the county, so this is not a full count.
What is the biggest environmental risk in Garrard County?
In ZipCheckup's cost model, the factor with the largest estimated average annual cost in Garrard County is flood. Across all modeled risk factors, the estimated average additional annual cost is $290 per homeowner; actual costs vary by home.

How to cite this page

APA ZipCheckup. (2026). Garrard County, Kentucky Home Safety Profile. https://zipcheckup.com/county/kentucky/garrard/
BibTeX
@misc{zipcheckup-county-kentucky-garrard,
  author = {{ZipCheckup}},
  title  = {{Garrard County, Kentucky Home Safety Profile}},
  year   = {2026},
  url    = {https://zipcheckup.com/county/kentucky/garrard/}
}

Page version: October 2026.

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