COUNTY REPORT KY

Garrard County, Kentucky

3 ZIP codes · Home Safety Score unavailable · 0 of 3 tracked ZIP records scored · Updated

Data: ZipCheckup Home Safety Score model 4.0.0; EPA SDWIS, UCMR 5, EPA radon zones, EPA AirData Last verified:

Unavailable
0 of 3 tracked ZIP records scored
3
ZIP Codes
$194K
Median Home Value
$1,000
Avg Remediation (52% of home value)

Key Risk Factors

Estimated additional annual cost per homeowner: $390, driven primarily by flood

Infrastructure Overview

37/100
Infrastructure Stress Indicator
0%
ZIPs with High Infrastructure Stress

Modeled area-level indicator, not a failure probability. Sources: Census ACS housing age, EPA DWINS infrastructure needs, EPA SDWIS violations, and EPA lead indicators.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $390

Flood $600/yr
Energy Code Gap $270/yr
Water / Lead $150/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Garrard County

$194K
Median Home Value
$1,000
Est. Remediation Cost
0.5%
of Home Value
Remediation as % of home value low burden

Remediation costs are relatively manageable for most homeowners in Garrard County, representing a small fraction of property value.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Water systems serving Garrard County

5 community water systems serving Garrard County.

Systems with the most violations in Garrard County

3 water systems with recorded EPA violations.

All ZIP Codes in Garrard County

3 ZIP codes tracked in Garrard County.

# ZIP Code City Safety Score Grade Violations Home Value
1 40410 Bryantsville
2 40444 Lancaster 5 $194K
3 40446 Lancaster

Recommended Buyer Guides for Garrard County

Eight risk categories drive the selection - PFAS exceedance, lead above EPA action level, pre-1978 housing share, EPA Radon Zone 1, flood-top-risk, wildfire-top-risk, multi-contaminant load, and a baseline fallback - and each category maps to a specific buyer-guide track that surfaces when the county data hits its threshold for that hazard signal.

Overview

Garrard County in Kentucky covers 3 tracked ZIP records. No Home Safety Score is published because the required model evidence is incomplete for every tracked record; missing evidence is not treated as zero.

1 of 1 ZIP code with a reported violation count in the available EPA record have recorded EPA violations. The available record reports no health-based violations for this measured scope.

← Back to Kentucky Home Safety Profile

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Frequently Asked Questions

How many water systems serve Garrard County?
Garrard County is served by 5 public water systems that supply drinking water to residents across 3 ZIP codes.
What is the biggest environmental risk in Garrard County?
The primary environmental risk factor in Garrard County is flood. This contributes to an estimated additional annual cost of $390 per homeowner.

How to cite this page

APA ZipCheckup. (2026). Garrard County, Kentucky Home Safety Profile. https://zipcheckup.com/county/kentucky/garrard/
BibTeX
@misc{zipcheckup-county-kentucky-garrard,
  author = {{ZipCheckup}},
  title  = {{Garrard County, Kentucky Home Safety Profile}},
  year   = {2026},
  url    = {https://zipcheckup.com/county/kentucky/garrard/}
}

Page version: August 2026.

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