COUNTY REPORT KY

Clay County, Kentucky

8 ZIP codes · Home Safety Score unavailable · 0 of 8 tracked ZIP records scored

Data: ZipCheckup Home Safety Score model 4.0.0; EPA SDWIS, UCMR 5, EPA radon zones, EPA AirData

Unavailable
0 of 8 tracked ZIP records scored
8
ZIP Codes
$53K
Median Home Value
$700
Avg Remediation (1.31% of home value)

ZIP Code Risk Map

Water Quality Map: Clay County, Kentucky

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Key Risk Factors

Modeled additional annual cost estimate per homeowner: $903, largest modeled factor: Flood

36% of homes built before 1980 (lead paint was banned for residential use in 1978)

Infrastructure Overview

1985
Median Build Year
36%
Pre-1980 Housing
46/100
Infrastructure Stress Indicator
80%
ZIPs with High Infrastructure Stress
Low
Lead Pipe Risk

Modeled area-level indicator, not a failure probability. Sources: Census ACS housing age, EPA DWINSA infrastructure needs, EPA SDWIS violations, and EPA lead indicators.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $903

Flood $700/yr
Energy Code Gap $324/yr
Wildfire $300/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

8,571 housing units in Clay County

Pre-1940 4%
1940–1959 8%
1960–1979 24%
1980–1999 38%
2000+ 24%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Clay County

$53K
Median Home Value
$700
Est. Remediation Cost
1.3%
of Home Value
Remediation as % of home value low burden

Modeled remediation costs in Clay County can be compared with the median property value; actual costs vary by property.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Water systems mapped to Clay County ZIP codes

5 community water systems mapped to Clay County ZIP codes; EPA may list more systems serving the county.

Systems with the most violations in Clay County

2 water systems with violations in EPA records.

All ZIP Codes in Clay County

8 ZIP codes tracked in Clay County.

# ZIP Code City Safety Score Grade Violations Home Value
1 40914 Big Creek — — 0 $45K
2 40932 Fall Rock — — —
3 40941 Garrard — — —
4 40944 Goose Rock — — —
5 40951 Hima — — —
6 40962 Manchester — — 11 (2 health) $95K
7 40972 Oneida — — 0 $53K
8 40983 Sextons Creek — — 12 (3 health) —

Recommended Buyer Guides for Clay County

Which guides appear depends on what the county data show.

Overview

Clay County in Kentucky covers 8 tracked ZIP records. No Home Safety Score is published because the required model evidence is incomplete for every tracked record; missing evidence is not treated as zero.

2 of 4 ZIP codes with a reported violation count in the available EPA record have recorded EPA violations. 3 health-based violations appear in the available health breakdown.

← Back to Kentucky Home Safety Profile

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Frequently Asked Questions

How many water systems serve Clay County?
We map 5 public water systems to 8 ZIP codes in our data for Clay County. EPA may list more systems serving the county, so this is not a full count.
What is the biggest environmental risk in Clay County?
In ZipCheckup's cost model, the factor with the largest estimated average annual cost in Clay County is flood. Across all modeled risk factors, the estimated average additional annual cost is $903 per homeowner; actual costs vary by home.
How old are homes in Clay County?
The median home build year in Clay County is 1985. 36% of homes were built before 1980; homes built before 1978 may contain lead-based paint, and older homes may have older plumbing materials.

How to cite this page

APA ZipCheckup. (2026). Clay County, Kentucky Home Safety Profile. https://zipcheckup.com/county/kentucky/clay/
BibTeX
@misc{zipcheckup-county-kentucky-clay,
  author = {{ZipCheckup}},
  title  = {{Clay County, Kentucky Home Safety Profile}},
  year   = {2026},
  url    = {https://zipcheckup.com/county/kentucky/clay/}
}

Page version: October 2026.

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