COUNTY REPORT KY

Carter County, Kentucky

8 ZIP codes · Avg score 67/100 · Grade C

ZipCheckup grade for Carter County: C.

A mixed picture - some signals here are worth your attention.

ZipCheckup gives Carter County a C; the county page lists 8 ZIP codes, each with its own report.

How Carter County Compares

Carter County67/100
Kentucky avg69/100
National avg73/100

How Carter County Compares

C
County Grade
67/100
Avg Safety Score
8
ZIP Codes
7
Water Systems

Carter County scores 2 points below the Kentucky state average (69/100) and 6 points below the national average (73/100).

Data: ZipCheckup Home Safety Score model 4.0.0; EPA SDWIS, UCMR 5, EPA radon zones, EPA AirData

C
County Grade
67
Avg Safety Score
8
ZIP Codes
Best ZIP: 41164 (80/100)
Lowest ZIP: 41146 (62/100)
$103K
Median Home Value
$1,050
Avg Remediation (1.02% of home value)

ZIP Code Risk Map

Water Quality Map: Carter County, Kentucky

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Key Risk Factors

Modeled additional annual cost estimate per homeowner: $1,391, largest modeled factor: Flood

45% of homes built before 1980 (lead paint was banned for residential use in 1978)

Infrastructure Overview

1980
Median Build Year
45%
Pre-1980 Housing
52/100
Infrastructure Stress Indicator
100%
ZIPs with High Infrastructure Stress
Low
Lead Pipe Risk

Modeled area-level indicator, not a failure probability. Sources: Census ACS housing age, EPA DWINSA infrastructure needs, EPA SDWIS violations, and EPA lead indicators.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $1,391

Flood $1,333/yr
Energy Code Gap $405/yr
Water / Lead $175/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

12,400 housing units in Carter County

Pre-1940 4%
1940–1959 10%
1960–1979 31%
1980–1999 32%
2000+ 23%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Carter County

$103K
Median Home Value
$1,050
Est. Remediation Cost
1.0%
of Home Value
Remediation as % of home value low burden

Modeled remediation costs in Carter County can be compared with the median property value; actual costs vary by property.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Water systems mapped to Carter County ZIP codes

7 community water systems mapped to Carter County ZIP codes; EPA may list more systems serving the county.

Show all 7 water systems

Systems with the most violations in Carter County

5 water systems with violations in EPA records.

All ZIP Codes in Carter County

8 ZIP codes tracked in Carter County.

# ZIP Code City Safety Score Grade Violations Home Value
1 41164 Olive Hill 80 B 7 (3 health) $103K
2 41132 Denton 62 C 7 (6 health) $102K
3 41143 Grayson 62 C 8 (6 health) $141K
4 41146 Hitchins 62 C 7 (6 health) —
5 41128 Carter — — —
6 41142 Grahn — — —
7 41173 Soldier — — —
8 41181 Willard — — —

Recommended Buyer Guides for Carter County

Read the note next to each link: it gives the reason, such as a radon zone designation or housing age, that led to the recommendation.

Overview

Carter County in Kentucky covers 8 tracked ZIP records with an average Home Safety Score of C (67/100) across 4 scored records.

4 of 4 ZIP codes with a reported violation count in the available EPA record have recorded EPA violations. 7 health-based violations appear in the available health breakdown.

← Back to Kentucky Home Safety Profile

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Frequently Asked Questions

Is water safe in Carter County?
Carter County receives a grade of C. Some ZIP codes have recorded violations and residents in affected areas may want to test their water.
How many water systems serve Carter County?
We map 7 public water systems to 8 ZIP codes in our data for Carter County. EPA may list more systems serving the county, so this is not a full count.
What is the biggest environmental risk in Carter County?
In ZipCheckup's cost model, the factor with the largest estimated average annual cost in Carter County is flood. Across all modeled risk factors, the estimated average additional annual cost is $1,391 per homeowner; actual costs vary by home.
How old are homes in Carter County?
The median home build year in Carter County is 1980. 45% of homes were built before 1980; homes built before 1978 may contain lead-based paint, and older homes may have older plumbing materials.
How does Carter County compare to Kentucky?
Carter County has an average Home Safety Score of 67/100 under model 4.0.0, which is below the Kentucky state average of 69/100.

How to cite this page

APA ZipCheckup. (2026). Carter County, KY: HSS 67/100; 7 Health Violations. https://zipcheckup.com/county/kentucky/carter/
BibTeX
@misc{zipcheckup-county-kentucky-carter,
  author = {{ZipCheckup}},
  title  = {{Carter County, KY: HSS 67/100; 7 Health Violations}},
  year   = {2026},
  url    = {https://zipcheckup.com/county/kentucky/carter/}
}

Page version: October 2026.

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