COUNTY REPORT KY

Bell County, Kentucky

11 ZIP codes · Avg score 58/100 · Grade C · Updated 2026-06-03

Water monitoring across Bell County's 11 ZIP codes paints a mid-range picture — solid compliance in some zones, documented concerns in others; most violations on record are concentrated in specific prior years rather than spread evenly across the full compliance history, and the overall county grade has held steady in the middle tier without major shifts in either direction.

How Bell County Compares

Bell County58/100
Kentucky avg61/100
National avg68/100

How Bell County Compares

C
County Grade
58/100
Avg Safety Score
11
ZIP Codes
7
Water Systems

Bell County scores 3 points below the Kentucky state average (61/100) and 10 points below the national average (68/100).

Data: EPA SDWIS Last verified: 2026-06-03

C
County Grade
58
Avg Safety Score
11
ZIP Codes
Best ZIP: 40977 (71/100)
Lowest ZIP: 40939 (50/100)
$83K
Median Home Value
$1,245
Avg Remediation (150% of home value)

ZIP Code Risk Map

Water Quality Map: Bell County, Kentucky

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Key Risk Factors

Estimated additional annual cost per homeowner: $1,588, driven primarily by flood

Infrastructure: 0.322% avg pipe failure probability, 10% of ZIPs at high risk

51.5% of homes built before 1978 (lead paint era)

Violation History (2021–2025)

↑ Worsening trend

EPA violation counts by year across Bell County water systems. Health-based shown in red, total in blue.

2021
2 (2 health)
2022
2 (2 health)
2023
4 (4 health)
2025
6 (6 health)

Peak year: 2025 with 6 violations. Past 5 years: 14 total (14 health-based). Health-based violations are rising versus the prior 2-year window — worth closer monitoring.

Source: EPA SDWIS historical violations. Data may lag 6–12 months for the most recent year.

Infrastructure Overview

1981
Median Build Year
51.5%
Pre-1978 Housing
32%
Pipe Failure Probability
10%
ZIPs at High Infra Risk
Low
Lead Pipe Risk

Sources: Census ACS (housing age), EPA SDWIS (infrastructure risk model), state bridge inspection data.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $1,588

Flood $855/yr
Energy Code Gap $352/yr
Wildfire $300/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

11,719 housing units in Bell County

Pre-1940 8%
1940–1959 14%
1960–1979 32%
1980–1999 31%
2000+ 15%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Bell County

$83K
Median Home Value
$1,245
Est. Remediation Cost
1.5%
of Home Value
Remediation as % of home value low burden

Remediation costs are relatively manageable for most homeowners in Bell County, representing a small fraction of property value.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Water Systems with Most Violations

Top 5 systems in Bell County ranked by EPA violation count.

# Water System Population Violations
1 Knox County Utility Commission 8,313 4
2 PINEVILLE WATER SYSTEM 16,573 4
3 Bell County Forestry Camp 275 4
4 Fonde Water System 65 4
5 WHITLEY CO WATER DISTRICT 9,825 0

7 total water systems serve Bell County.

All ZIP Codes in Bell County

11 ZIP codes tracked in Bell County.

# ZIP Code City Safety Score Grade Violations Home Value
1 40977 Pineville 71 B 4 (2 health) $84K
2 40965 Middlesboro 68 C 0 $85K
3 40763 Siler 63 C 0 $52K
4 40995 Trosper 63 C 0
5 40813 Calvin 55 C 0 $163K
6 40902 Arjay 55 C 0
7 40856 Miracle 53 D 0 $82K
8 40940 Frakes 53 D 0 $45K
9 40955 Ingram 53 D 0
10 40958 Kettle Island 53 D 0
11 40939 Fourmile 50 D 0

Recommended Buyer Guides for Bell County

Strictly editorial — no paid placements influence which guides appear; the selection draws on NSF certifications and EPA detection records for water systems serving this county.

Overview

Bell County in Kentucky covers 11 ZIP codes with an average Home Safety Score of C (58/100).

1 of 11 ZIP codes have recorded EPA violations. 2 health-based violations have been documented.

← Back to Kentucky water quality report

Data Sources

Updated daily.

Frequently Asked Questions

Is water safe in Bell County?
Bell County receives a grade of C. Some ZIP codes have recorded violations and residents in affected areas may want to test their water.
How many water systems serve Bell County?
Bell County is served by 7 public water systems that supply drinking water to residents across 11 ZIP codes.
What is the biggest environmental risk in Bell County?
The primary environmental risk factor in Bell County is flood. This contributes to an estimated additional annual cost of $1,588 per homeowner.
How old are homes in Bell County?
The median home build year in Bell County is 1981. 51.5% of homes were built before 1978, which means they may contain lead-based paint and older plumbing materials.
How does Bell County compare to Kentucky?
Bell County has an average water safety score of 58/100, which is below the Kentucky state average of 61/100.

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