COUNTY REPORT IA

Montgomery County, Iowa

6 ZIP codes · Avg score 66/100 · Grade C · Updated

ZipCheckup grade for Montgomery County: C.

A mixed picture - some signals here are worth your attention.

While Montgomery County avoids the worst tiers, a portion of its 6 ZIP codes have logged violations.

How Montgomery County Compares

Montgomery County66/100
Iowa avg63/100
National avg73/100

How Montgomery County Compares

C
County Grade
66/100
Avg Safety Score
6
ZIP Codes
1
Water Systems

Montgomery County scores 3 points above the Iowa state average (63/100) and 7 points below the national average (73/100).

Data: ZipCheckup Home Safety Score model 4.0.0; EPA SDWIS, UCMR 5, EPA radon zones, EPA AirData Last verified:

C
County Grade
66
Avg Safety Score
6
ZIP Codes
Best ZIP: 51566 (66/100)
Lowest ZIP: 51566 (66/100)
$99K
Median Home Value
$1,683
Avg Remediation (171% of home value)

ZIP Code Risk Map

Water Quality Map: Montgomery County, Iowa

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Key Risk Factors

Health risk index: 14.6 (asthma 10.2%, diabetes 12.9%)

Estimated additional annual cost per homeowner: $1,473, driven primarily by flood

88.4% of homes built before 1978 (lead paint era)

County Health Indicators vs National Average

Asthma 10.2% (national: 8.9%)
Diabetes 12.9% (national: 10.5%)
Obesity 39.5% (national: 32.4%)

Black markers indicate national averages. Source: CDC PLACES, Census ACS.

Infrastructure Overview

1946
Median Build Year
88.4%
Pre-1978 Housing
58/100
Infrastructure Stress Indicator
100%
ZIPs with High Infrastructure Stress
High
Lead Pipe Risk

Modeled area-level indicator, not a failure probability. Sources: Census ACS housing age, EPA DWINS infrastructure needs, EPA SDWIS violations, and EPA lead indicators.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $1,473

Flood $1,400/yr
Water / Lead $400/yr
Energy Code Gap $378/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

5,052 housing units in Montgomery County

Pre-1940 38%
1940–1959 19%
1960–1979 24%
1980–1999 11%
2000+ 8%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Montgomery County

$99K
Median Home Value
$1,683
Est. Remediation Cost
1.7%
of Home Value
Remediation as % of home value low burden

Remediation costs are relatively manageable for most homeowners in Montgomery County, representing a small fraction of property value.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Health Outcomes vs National Average

CDC PLACES data for Montgomery County residents

Asthma 10.2% (US avg: 8.9%)
Diabetes 12.9% (US avg: 11%)
Obesity 39.5% (US avg: 32.4%)

Black markers = national averages. Red = above national avg. Green = below. Source: CDC PLACES, Census ACS.

Water systems serving Montgomery County

1 community water system serving Montgomery County.

Systems with the most violations in Montgomery County

1 water system with recorded EPA violations.

All ZIP Codes in Montgomery County

6 ZIP codes tracked in Montgomery County.

# ZIP Code City Safety Score Grade Violations Home Value
1 51566 Red Oak 66 C 2 $116K
2 50847 Grant $58K
3 50864 Villisca $99K
4 51532 Elliott $91K
5 51573 Stanton $113K
6 51591 Red Oak

Recommended Buyer Guides for Montgomery County

Eight risk categories drive the selection - PFAS exceedance, lead above EPA action level, pre-1978 housing share, EPA Radon Zone 1, flood-top-risk, wildfire-top-risk, multi-contaminant load, and a baseline fallback - and each category maps to a specific buyer-guide track that surfaces when the county data hits its threshold for that hazard signal.

Overview

Montgomery County in Iowa covers 6 tracked ZIP records with an average Home Safety Score of C (66/100) across 1 scored records.

1 of 1 ZIP code with a reported violation count in the available EPA record have recorded EPA violations. The available record reports no health-based violations for this measured scope.

← Back to Iowa Home Safety Profile

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Frequently Asked Questions

Is water safe in Montgomery County?
Montgomery County receives a grade of C. Some ZIP codes have recorded violations and residents in affected areas may want to test their water.
How many water systems serve Montgomery County?
Montgomery County is served by 1 public water system that supplies drinking water to residents across 6 ZIP codes.
What is the biggest environmental risk in Montgomery County?
The primary environmental risk factor in Montgomery County is flood. This contributes to an estimated additional annual cost of $1,473 per homeowner.
How old are homes in Montgomery County?
The median home build year in Montgomery County is 1946. 88.4% of homes were built before 1978, which means they may contain lead-based paint and older plumbing materials.
How does Montgomery County compare to Iowa?
Montgomery County has an average Home Safety Score of 66/100 under model 4.0.0, which is above the Iowa state average of 63/100.

How to cite this page

APA ZipCheckup. (2026). Montgomery County, IA: HSS 66/100; 2 Violations. https://zipcheckup.com/county/iowa/montgomery/
BibTeX
@misc{zipcheckup-county-iowa-montgomery,
  author = {{ZipCheckup}},
  title  = {{Montgomery County, IA: HSS 66/100; 2 Violations}},
  year   = {2026},
  url    = {https://zipcheckup.com/county/iowa/montgomery/}
}

Page version: August 2026.

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