COUNTY REPORT IN

Whitley County, Indiana

4 ZIP codes · Avg score 65/100 · Grade C

ZipCheckup grade for Whitley County: C.

A mixed picture - some signals here are worth your attention.

If your home is in Whitley County, the C grade is a cue to open your ZIP code's report, one of 4 here, and see which factors weigh on the score.

How Whitley County Compares

Whitley County65/100
Indiana avg64/100
National avg73/100

How Whitley County Compares

C
County Grade
65/100
Avg Safety Score
4
ZIP Codes
4
Water Systems

Whitley County scores 1 points above the Indiana state average (64/100) and 8 points below the national average (73/100).

Data: ZipCheckup Home Safety Score model 4.0.0; EPA SDWIS, UCMR 5, EPA radon zones, EPA AirData

C
County Grade
65
Avg Safety Score
4
ZIP Codes
Best ZIP: 46725 (65/100)
Lowest ZIP: 46725 (65/100)
$208K
Median Home Value
$300
Avg Remediation (0.14% of home value)

Key Risk Factors

Health risk index: 14.2 (asthma 11%, diabetes 12.6%)

Modeled additional annual cost estimate per homeowner: $958, largest modeled factor: Flood

53% of homes built before 1980 (lead paint was banned for residential use in 1978)

County Health Indicators vs National Average

Asthma 11% (national: 8.9%)
Diabetes 12.6% (national: 10.5%)
Obesity 39.7% (national: 32.4%)

Black markers indicate national averages. Source: CDC PLACES, Census ACS.

Infrastructure Overview

1972
Median Build Year
53%
Pre-1980 Housing
42/100
Infrastructure Stress Indicator
50%
ZIPs with High Infrastructure Stress
Low
Lead Pipe Risk

Modeled area-level indicator, not a failure probability. Sources: Census ACS housing age, EPA DWINSA infrastructure needs, EPA SDWIS violations, and EPA lead indicators.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $958

Flood $733/yr
Water / Lead $275/yr
Energy Code Gap $270/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

15,890 housing units in Whitley County

Pre-1940 22%
1940–1959 12%
1960–1979 19%
1980–1999 26%
2000+ 21%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Whitley County

$208K
Median Home Value
$300
Est. Remediation Cost
0.1%
of Home Value
Remediation as % of home value low burden

Modeled remediation costs in Whitley County can be compared with the median property value; actual costs vary by property.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Health Outcomes vs National Average

CDC PLACES data for Whitley County residents

Asthma 11% (US avg: 8.9%)
Diabetes 12.6% (US avg: 11%)
Obesity 39.7% (US avg: 32.4%)

Black markers = national averages. Red = above national avg. Green = below. Source: CDC PLACES, Census ACS.

Water systems mapped to Whitley County ZIP codes

4 community water systems mapped to Whitley County ZIP codes; EPA may list more systems serving the county.

Systems with the most violations in Whitley County

3 water systems with violations in EPA records.

All ZIP Codes in Whitley County

4 ZIP codes tracked in Whitley County.

# ZIP Code City Safety Score Grade Violations Home Value
1 46725 Columbia City 65 C 4 (1 health) $217K
2 46723 Churubusco — — 3 (1 health) $199K
3 46764 Larwill — — $227K
4 46787 South Whitley — — $159K

Recommended Buyer Guides for Whitley County

Selection follows a fixed set of rules applied to local records: signals such as PFAS detections, lead action-level exceedances on record, a large share of pre-1978 housing, EPA Radon Zone 1, or a top flood or wildfire risk each add a related guide, and when none applies, general water testing and filtration guides are shown instead.

Overview

Whitley County in Indiana covers 4 tracked ZIP records with an average Home Safety Score of C (65/100) across 1 scored records.

2 of 2 ZIP codes with a reported violation count in the available EPA record have recorded EPA violations. 1 health-based violation appear in the available health breakdown.

← Back to Indiana Home Safety Profile

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Frequently Asked Questions

Is water safe in Whitley County?
Whitley County receives a grade of C. Some ZIP codes have recorded violations and residents in affected areas may want to test their water.
How many water systems serve Whitley County?
We map 4 public water systems to 4 ZIP codes in our data for Whitley County. EPA may list more systems serving the county, so this is not a full count.
What is the biggest environmental risk in Whitley County?
In ZipCheckup's cost model, the factor with the largest estimated average annual cost in Whitley County is flood. Across all modeled risk factors, the estimated average additional annual cost is $958 per homeowner; actual costs vary by home.
How old are homes in Whitley County?
The median home build year in Whitley County is 1972. 53% of homes were built before 1980; homes built before 1978 may contain lead-based paint, and older homes may have older plumbing materials.
How does Whitley County compare to Indiana?
Whitley County has an average Home Safety Score of 65/100 under model 4.0.0, which is at or above the Indiana state average of 64/100.

How to cite this page

APA ZipCheckup. (2026). Whitley County, IN: HSS 65/100; 1 Health Violation. https://zipcheckup.com/county/indiana/whitley/
BibTeX
@misc{zipcheckup-county-indiana-whitley,
  author = {{ZipCheckup}},
  title  = {{Whitley County, IN: HSS 65/100; 1 Health Violation}},
  year   = {2026},
  url    = {https://zipcheckup.com/county/indiana/whitley/}
}

Page version: October 2026.

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