COUNTY REPORT IN

Spencer County, Indiana

14 ZIP codes · Avg score 81/100 · Grade B

ZipCheckup grade for Spencer County: B.

This ZIP has a few items worth a quick check.

Spencer County: A or B, 14 ZIP codes tracked.

How Spencer County Compares

Spencer County81/100
Indiana avg64/100
National avg73/100

How Spencer County Compares

B
County Grade
81/100
Avg Safety Score
14
ZIP Codes
6
Water Systems

Spencer County scores 17 points above the Indiana state average (64/100) and 8 points above the national average (73/100).

Data: ZipCheckup Home Safety Score model 4.0.0; EPA SDWIS, UCMR 5, EPA radon zones, EPA AirData

B
County Grade
81
Avg Safety Score
14
ZIP Codes
Best ZIP: 47531 (83/100)
Lowest ZIP: 47635 (77/100)
$177K
Median Home Value
$300
Avg Remediation (0.17% of home value)

ZIP Code Risk Map

Water Quality Map: Spencer County, Indiana

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Key Risk Factors

Health risk index: 14.7 (asthma 10.9%, diabetes 13.4%)

Modeled additional annual cost estimate per homeowner: $469, largest modeled factor: Flood

54% of homes built before 1980 (lead paint was banned for residential use in 1978)

County Health Indicators vs National Average

Asthma 10.9% (national: 8.9%)
Diabetes 13.4% (national: 10.5%)
Obesity 39.9% (national: 32.4%)

Black markers indicate national averages. Source: CDC PLACES, Census ACS.

Infrastructure Overview

1976
Median Build Year
54%
Pre-1980 Housing
42/100
Infrastructure Stress Indicator
64%
ZIPs with High Infrastructure Stress
Low
Lead Pipe Risk

Modeled area-level indicator, not a failure probability. Sources: Census ACS housing age, EPA DWINSA infrastructure needs, EPA SDWIS violations, and EPA lead indicators.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $469

Flood $500/yr
Energy Code Gap $237/yr
Water / Lead $217/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

8,841 housing units in Spencer County

Pre-1940 12%
1940–1959 14%
1960–1979 28%
1980–1999 29%
2000+ 17%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Spencer County

$177K
Median Home Value
$300
Est. Remediation Cost
0.2%
of Home Value
Remediation as % of home value low burden

Modeled remediation costs in Spencer County can be compared with the median property value; actual costs vary by property.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Health Outcomes vs National Average

CDC PLACES data for Spencer County residents

Asthma 10.9% (US avg: 8.9%)
Diabetes 13.4% (US avg: 11%)
Obesity 39.9% (US avg: 32.4%)

Black markers = national averages. Red = above national avg. Green = below. Source: CDC PLACES, Census ACS.

Water systems mapped to Spencer County ZIP codes

6 community water systems mapped to Spencer County ZIP codes; EPA may list more systems serving the county.

Systems with the most violations in Spencer County

5 water systems with violations in EPA records.

All ZIP Codes in Spencer County

14 ZIP codes tracked in Spencer County.

# ZIP Code City Safety Score Grade Violations Home Value
1 47531 Evanston 83 B 2 $258K
2 47550 Lamar 83 B 2 $190K
3 47552 Lincoln City 83 B 2 $177K
4 47577 Saint Meinrad 83 B 2 $210K
5 47611 Chrisney 83 B 3 $172K
6 47523 Dale 79 B 7 $122K
7 47579 Santa Claus 79 B 7 $249K
8 47634 Richland 77 B 11 (1 health) $141K
9 47635 Rockport 77 B 11 (1 health) $160K
10 47536 Fulda — — —
11 47537 Gentryville — — $214K
12 47556 Mariah Hill — — —
13 47615 Grandview — — $168K
14 47617 Hatfield — — —

Recommended Buyer Guides for Spencer County

Up to five guides, picked by rule.

Overview

Spencer County in Indiana covers 14 tracked ZIP records with an average Home Safety Score of B (81/100) across 9 scored records.

9 of 9 ZIP codes with a reported violation count in the available EPA record have recorded EPA violations. 1 health-based violation appear in the available health breakdown.

← Back to Indiana Home Safety Profile

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Frequently Asked Questions

Is water safe in Spencer County?
Spencer County receives an average Home Safety grade of B from its scored ZIP records (14 ZIP codes tracked); this is a composite index, not a tap-water test.
How many water systems serve Spencer County?
We map 6 public water systems to 14 ZIP codes in our data for Spencer County. EPA may list more systems serving the county, so this is not a full count.
What is the biggest environmental risk in Spencer County?
In ZipCheckup's cost model, the factor with the largest estimated average annual cost in Spencer County is flood. Across all modeled risk factors, the estimated average additional annual cost is $469 per homeowner; actual costs vary by home.
How old are homes in Spencer County?
The median home build year in Spencer County is 1976. 54% of homes were built before 1980; homes built before 1978 may contain lead-based paint, and older homes may have older plumbing materials.
How does Spencer County compare to Indiana?
Spencer County has an average Home Safety Score of 81/100 under model 4.0.0, which is at or above the Indiana state average of 64/100.

How to cite this page

APA ZipCheckup. (2026). Spencer County, IN: HSS 81/100; 1 Health Violation. https://zipcheckup.com/county/indiana/spencer/
BibTeX
@misc{zipcheckup-county-indiana-spencer,
  author = {{ZipCheckup}},
  title  = {{Spencer County, IN: HSS 81/100; 1 Health Violation}},
  year   = {2026},
  url    = {https://zipcheckup.com/county/indiana/spencer/}
}

Page version: October 2026.

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