COUNTY REPORT IN

Spencer County, Indiana

14 ZIP codes · Avg score 81/100 · Grade B · Updated

ZipCheckup grade for Spencer County: B.

This ZIP looks solid, with a few items worth a quick check.

Although county size varies, Spencer County's 14 ZIP codes share reliably safe tap water records and above-average compliance scores.

How Spencer County Compares

Spencer County81/100
Indiana avg64/100
National avg73/100

How Spencer County Compares

B
County Grade
81/100
Avg Safety Score
14
ZIP Codes
6
Water Systems

Spencer County scores 17 points above the Indiana state average (64/100) and 8 points above the national average (73/100).

Data: ZipCheckup Home Safety Score model 4.0.0; EPA SDWIS, UCMR 5, EPA radon zones, EPA AirData Last verified:

B
County Grade
81
Avg Safety Score
14
ZIP Codes
Best ZIP: 47531 (83/100)
Lowest ZIP: 47635 (77/100)
$177K
Median Home Value
$821
Avg Remediation (46% of home value)

ZIP Code Risk Map

Water Quality Map: Spencer County, Indiana

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Key Risk Factors

Health risk index: 14.7 (asthma 10.9%, diabetes 13.4%)

Estimated additional annual cost per homeowner: $544, driven primarily by flood

57.3% of homes built before 1978 (lead paint era)

Violation History (2023–2025)

→ Stable trend

EPA violation counts by year across Spencer County water systems. Health-based shown in red, total in blue.

2023
1 (1 health)
2025
2 (2 health)

Peak year: 2025 with 2 violations. Past 5 years: 3 total (3 health-based).

Source: EPA SDWIS historical violations. Data may lag 6–12 months for the most recent year.

County Health Indicators vs National Average

Asthma 10.9% (national: 8.9%)
Diabetes 13.4% (national: 10.5%)
Obesity 39.9% (national: 32.4%)

Black markers indicate national averages. Source: CDC PLACES, Census ACS.

Infrastructure Overview

1976
Median Build Year
57.3%
Pre-1978 Housing
42/100
Infrastructure Stress Indicator
64%
ZIPs with High Infrastructure Stress
Low
Lead Pipe Risk

Modeled area-level indicator, not a failure probability. Sources: Census ACS housing age, EPA DWINS infrastructure needs, EPA SDWIS violations, and EPA lead indicators.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $544

Flood $500/yr
Energy Code Gap $237/yr
Water / Lead $136/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

8,841 housing units in Spencer County

Pre-1940 12%
1940–1959 14%
1960–1979 28%
1980–1999 29%
2000+ 17%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Spencer County

$177K
Median Home Value
$821
Est. Remediation Cost
0.5%
of Home Value
Remediation as % of home value low burden

Remediation costs are relatively manageable for most homeowners in Spencer County, representing a small fraction of property value.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Health Outcomes vs National Average

CDC PLACES data for Spencer County residents

Asthma 10.9% (US avg: 8.9%)
Diabetes 13.4% (US avg: 11%)
Obesity 39.9% (US avg: 32.4%)

Black markers = national averages. Red = above national avg. Green = below. Source: CDC PLACES, Census ACS.

Water systems serving Spencer County

6 community water systems serving Spencer County.

Systems with the most violations in Spencer County

5 water systems with recorded EPA violations.

All ZIP Codes in Spencer County

14 ZIP codes tracked in Spencer County.

# ZIP Code City Safety Score Grade Violations Home Value
1 47531 Evanston 83 B 2 $258K
2 47550 Lamar 83 B 2 $190K
3 47552 Lincoln City 83 B 2 $177K
4 47577 Saint Meinrad 83 B 2 $210K
5 47611 Chrisney 83 B 3 $172K
6 47523 Dale 79 B 7 $122K
7 47579 Santa Claus 79 B 7 $249K
8 47634 Richland 77 B 11 (1 health) $141K
9 47635 Rockport 77 B 11 (1 health) $160K
10 47536 Fulda
11 47537 Gentryville $214K
12 47556 Mariah Hill
13 47615 Grandview $168K
14 47617 Hatfield

Recommended Buyer Guides for Spencer County

Independent picks. EPA-grounded. Matched here.

Overview

Spencer County in Indiana covers 14 tracked ZIP records with an average Home Safety Score of B (81/100) across 9 scored records.

9 of 9 ZIP codes with a reported violation count in the available EPA record have recorded EPA violations. 1 health-based violation appear in the available health breakdown.

← Back to Indiana Home Safety Profile

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Frequently Asked Questions

Is water safe in Spencer County?
Spencer County receives a grade of B, indicating generally safe tap water across its 14 ZIP codes.
How many water systems serve Spencer County?
Spencer County is served by 6 public water systems that supply drinking water to residents across 14 ZIP codes.
What is the biggest environmental risk in Spencer County?
The primary environmental risk factor in Spencer County is flood. This contributes to an estimated additional annual cost of $544 per homeowner.
How old are homes in Spencer County?
The median home build year in Spencer County is 1976. 57.3% of homes were built before 1978, which means they may contain lead-based paint and older plumbing materials.
How does Spencer County compare to Indiana?
Spencer County has an average Home Safety Score of 81/100 under model 4.0.0, which is above the Indiana state average of 64/100.

How to cite this page

APA ZipCheckup. (2026). Spencer County, IN: HSS 81/100; 1 Health Violation. https://zipcheckup.com/county/indiana/spencer/
BibTeX
@misc{zipcheckup-county-indiana-spencer,
  author = {{ZipCheckup}},
  title  = {{Spencer County, IN: HSS 81/100; 1 Health Violation}},
  year   = {2026},
  url    = {https://zipcheckup.com/county/indiana/spencer/}
}

Page version: August 2026.

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