COUNTY REPORT IN

Shelby County, Indiana

10 ZIP codes · Avg score 67/100 · Grade C · Updated

ZipCheckup grade for Shelby County: C.

A mixed picture - some signals here are worth your attention.

Within Shelby County, safety data across 10 ZIP codes suggests a fair but uneven system - violations are present and worth checking at the ZIP level.

How Shelby County Compares

Shelby County67/100
Indiana avg64/100
National avg73/100

How Shelby County Compares

C
County Grade
67/100
Avg Safety Score
10
ZIP Codes
4
Water Systems

Shelby County scores 3 points above the Indiana state average (64/100) and 6 points below the national average (73/100).

Data: ZipCheckup Home Safety Score model 4.0.0; EPA SDWIS, UCMR 5, EPA radon zones, EPA AirData Last verified:

C
County Grade
67
Avg Safety Score
10
ZIP Codes
Best ZIP: 46110 (67/100)
Lowest ZIP: 46176 (66/100)
$204K
Median Home Value
$2,420
Avg Remediation (119% of home value)

ZIP Code Risk Map

Water Quality Map: Shelby County, Indiana

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Key Risk Factors

Health risk index: 15.1 (asthma 11.2%, diabetes 13.9%)

Estimated additional annual cost per homeowner: $1,504, driven primarily by flood

69.8% of homes built before 1978 (lead paint era)

County Health Indicators vs National Average

Asthma 11.2% (national: 8.9%)
Diabetes 13.9% (national: 10.5%)
Obesity 41.2% (national: 32.4%)

Black markers indicate national averages. Source: CDC PLACES, Census ACS.

Infrastructure Overview

1967
Median Build Year
69.8%
Pre-1978 Housing
47/100
Infrastructure Stress Indicator
80%
ZIPs with High Infrastructure Stress
High
Lead Pipe Risk

Modeled area-level indicator, not a failure probability. Sources: Census ACS housing age, EPA DWINS infrastructure needs, EPA SDWIS violations, and EPA lead indicators.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $1,504

Flood $933/yr
Energy Code Gap $279/yr
Water / Lead $210/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

18,554 housing units in Shelby County

Pre-1940 21%
1940–1959 18%
1960–1979 25%
1980–1999 22%
2000+ 14%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Shelby County

$204K
Median Home Value
$2,420
Est. Remediation Cost
1.2%
of Home Value
Remediation as % of home value low burden

Remediation costs are relatively manageable for most homeowners in Shelby County, representing a small fraction of property value.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Health Outcomes vs National Average

CDC PLACES data for Shelby County residents

Asthma 11.2% (US avg: 8.9%)
Diabetes 13.9% (US avg: 11%)
Obesity 41.2% (US avg: 32.4%)

Black markers = national averages. Red = above national avg. Green = below. Source: CDC PLACES, Census ACS.

Water systems serving Shelby County

4 community water systems serving Shelby County.

Systems with the most violations in Shelby County

1 water system with recorded EPA violations.

All ZIP Codes in Shelby County

10 ZIP codes tracked in Shelby County.

# ZIP Code City Safety Score Grade Violations Home Value
1 46110 Boggstown 67 C 0 $217K
2 46176 Shelbyville 66 C 1 $172K
3 46126 Fairland 0 $233K
4 46130 Fountaintown 1 $285K
5 46144 Gwynneville $137K
6 46150 Manilla $201K
7 46161 Morristown 1 $207K
8 46162 Needham 0 $717K
9 46182 Waldron 0 $197K
10 47234 Flat Rock $179K

Recommended Buyer Guides for Shelby County

Filtered against EPA monitoring data and CDC lead-exposure guidance, the guides below skip the generic catalog and connect directly to the contaminants and hazards on file here.

Overview

Shelby County in Indiana covers 10 tracked ZIP records with an average Home Safety Score of C (67/100) across 2 scored records.

3 of 7 ZIP codes with a reported violation count in the available EPA record have recorded EPA violations. The available record reports no health-based violations for this measured scope.

← Back to Indiana Home Safety Profile

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Frequently Asked Questions

Is water safe in Shelby County?
Shelby County receives a grade of C. Some ZIP codes have recorded violations and residents in affected areas may want to test their water.
How many water systems serve Shelby County?
Shelby County is served by 4 public water systems that supply drinking water to residents across 10 ZIP codes.
What is the biggest environmental risk in Shelby County?
The primary environmental risk factor in Shelby County is flood. This contributes to an estimated additional annual cost of $1,504 per homeowner.
How old are homes in Shelby County?
The median home build year in Shelby County is 1967. 69.8% of homes were built before 1978, which means they may contain lead-based paint and older plumbing materials.
How does Shelby County compare to Indiana?
Shelby County has an average Home Safety Score of 67/100 under model 4.0.0, which is above the Indiana state average of 64/100.

How to cite this page

APA ZipCheckup. (2026). Shelby County, IN: HSS 67/100; 1 Violation. https://zipcheckup.com/county/indiana/shelby/
BibTeX
@misc{zipcheckup-county-indiana-shelby,
  author = {{ZipCheckup}},
  title  = {{Shelby County, IN: HSS 67/100; 1 Violation}},
  year   = {2026},
  url    = {https://zipcheckup.com/county/indiana/shelby/}
}

Page version: August 2026.

Get safety alerts for Shelby, Indiana

Free updates when EPA data changes for this area. No spam.

Unsubscribe anytime. Privacy Policy.

Share This Page

X Facebook
Check your water filter options Free tool - no phone call required.