COUNTY REPORT IN

Shelby County, Indiana

10 ZIP codes · Avg score 67/100 · Grade C

ZipCheckup grade for Shelby County: C.

A mixed picture - some signals here are worth your attention.

ZipCheckup gives Shelby County a C; the county page lists 10 ZIP codes, each with its own report.

How Shelby County Compares

Shelby County67/100
Indiana avg64/100
National avg73/100

How Shelby County Compares

C
County Grade
67/100
Avg Safety Score
10
ZIP Codes
4
Water Systems

Shelby County scores 3 points above the Indiana state average (64/100) and 6 points below the national average (73/100).

Data: ZipCheckup Home Safety Score model 4.0.0; EPA SDWIS, UCMR 5, EPA radon zones, EPA AirData

C
County Grade
67
Avg Safety Score
10
ZIP Codes
Best ZIP: 46110 (67/100)
Lowest ZIP: 46176 (66/100)
$204K
Median Home Value
$500
Avg Remediation (0.25% of home value)

ZIP Code Risk Map

Water Quality Map: Shelby County, Indiana

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Key Risk Factors

Health risk index: 15.1 (asthma 11.2%, diabetes 13.9%)

Modeled additional annual cost estimate per homeowner: $1,284, largest modeled factor: Flood

64% of homes built before 1980 (lead paint was banned for residential use in 1978)

County Health Indicators vs National Average

Asthma 11.2% (national: 8.9%)
Diabetes 13.9% (national: 10.5%)
Obesity 41.2% (national: 32.4%)

Black markers indicate national averages. Source: CDC PLACES, Census ACS.

Infrastructure Overview

1967
Median Build Year
64%
Pre-1980 Housing
47/100
Infrastructure Stress Indicator
80%
ZIPs with High Infrastructure Stress
High
Lead Pipe Risk

Modeled area-level indicator, not a failure probability. Sources: Census ACS housing age, EPA DWINSA infrastructure needs, EPA SDWIS violations, and EPA lead indicators.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $1,284

Flood $933/yr
Energy Code Gap $279/yr
Water / Lead $236/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

18,554 housing units in Shelby County

Pre-1940 21%
1940–1959 18%
1960–1979 25%
1980–1999 22%
2000+ 14%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Shelby County

$204K
Median Home Value
$500
Est. Remediation Cost
0.2%
of Home Value
Remediation as % of home value low burden

Modeled remediation costs in Shelby County can be compared with the median property value; actual costs vary by property.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Health Outcomes vs National Average

CDC PLACES data for Shelby County residents

Asthma 11.2% (US avg: 8.9%)
Diabetes 13.9% (US avg: 11%)
Obesity 41.2% (US avg: 32.4%)

Black markers = national averages. Red = above national avg. Green = below. Source: CDC PLACES, Census ACS.

Water systems mapped to Shelby County ZIP codes

4 community water systems mapped to Shelby County ZIP codes; EPA may list more systems serving the county.

Systems with the most violations in Shelby County

1 water system with violations in EPA records.

All ZIP Codes in Shelby County

10 ZIP codes tracked in Shelby County.

# ZIP Code City Safety Score Grade Violations Home Value
1 46110 Boggstown 67 C 0 $217K
2 46176 Shelbyville 66 C 1 $172K
3 46126 Fairland — — 0 $233K
4 46130 Fountaintown — — 1 $285K
5 46144 Gwynneville — — $137K
6 46150 Manilla — — $201K
7 46161 Morristown — — 1 $207K
8 46162 Needham — — 0 $717K
9 46182 Waldron — — 0 $197K
10 47234 Flat Rock — — $179K

Recommended Buyer Guides for Shelby County

Nothing on this list means a problem exists in your own home: the matches are drawn from county- and ZIP-level records, so a guide shows up because of an area signal, and only testing at your tap describes a specific household.

Overview

Shelby County in Indiana covers 10 tracked ZIP records with an average Home Safety Score of C (67/100) across 2 scored records.

3 of 7 ZIP codes with a reported violation count in the available EPA record have recorded EPA violations. The available record reports no health-based violations for this measured scope.

← Back to Indiana Home Safety Profile

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Frequently Asked Questions

Is water safe in Shelby County?
Shelby County receives a grade of C. Some ZIP codes have recorded violations and residents in affected areas may want to test their water.
How many water systems serve Shelby County?
We map 4 public water systems to 10 ZIP codes in our data for Shelby County. EPA may list more systems serving the county, so this is not a full count.
What is the biggest environmental risk in Shelby County?
In ZipCheckup's cost model, the factor with the largest estimated average annual cost in Shelby County is flood. Across all modeled risk factors, the estimated average additional annual cost is $1,284 per homeowner; actual costs vary by home.
How old are homes in Shelby County?
The median home build year in Shelby County is 1967. 64% of homes were built before 1980; homes built before 1978 may contain lead-based paint, and older homes may have older plumbing materials.
How does Shelby County compare to Indiana?
Shelby County has an average Home Safety Score of 67/100 under model 4.0.0, which is at or above the Indiana state average of 64/100.

How to cite this page

APA ZipCheckup. (2026). Shelby County, IN: HSS 67/100; 1 Violation. https://zipcheckup.com/county/indiana/shelby/
BibTeX
@misc{zipcheckup-county-indiana-shelby,
  author = {{ZipCheckup}},
  title  = {{Shelby County, IN: HSS 67/100; 1 Violation}},
  year   = {2026},
  url    = {https://zipcheckup.com/county/indiana/shelby/}
}

Page version: October 2026.

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