COUNTY REPORT IN

Putnam County, Indiana

9 ZIP codes · Avg score 57/100 · Grade C · Updated 2026-06-03

Although much of Putnam County meets baseline standards, some of its 9 ZIP codes show violations that merit closer attention.

How Putnam County Compares

Putnam County57/100
Indiana avg60/100
National avg68/100

How Putnam County Compares

C
County Grade
57/100
Avg Safety Score
9
ZIP Codes
12
Water Systems

Putnam County scores 3 points below the Indiana state average (60/100) and 11 points below the national average (68/100).

Data: EPA SDWIS Last verified: 2026-06-03

C
County Grade
57
Avg Safety Score
9
ZIP Codes
Best ZIP: 46120 (65/100)
Lowest ZIP: 46170 (40/100)
$205K
Median Home Value
$2,056
Avg Remediation (100% of home value)

ZIP Code Risk Map

Water Quality Map: Putnam County, Indiana

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Key Risk Factors

Health risk index: 13.7 (asthma 11.2%, diabetes 12.3%)

Estimated additional annual cost per homeowner: $528, driven primarily by flood

Infrastructure: 0.369% avg pipe failure probability, 25% of ZIPs at high risk

56.1% of homes built before 1978 (lead paint era)

County Health Indicators vs National Average

Asthma 11.2% (national: 8.9%)
Diabetes 12.3% (national: 10.5%)
Obesity 38.2% (national: 32.4%)

Black markers indicate national averages. Source: CDC PLACES, Census ACS.

Infrastructure Overview

1984
Median Build Year
56.1%
Pre-1978 Housing
37%
Pipe Failure Probability
25%
ZIPs at High Infra Risk
Low
Lead Pipe Risk

Sources: Census ACS (housing age), EPA SDWIS (infrastructure risk model), state bridge inspection data.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $528

Flood $200/yr
Energy Code Gap $200/yr
Water / Lead $128/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

16,092 housing units in Putnam County

Pre-1940 18%
1940–1959 13%
1960–1979 22%
1980–1999 31%
2000+ 17%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Putnam County

$205K
Median Home Value
$2,056
Est. Remediation Cost
1.0%
of Home Value
Remediation as % of home value low burden

Remediation costs are relatively manageable for most homeowners in Putnam County, representing a small fraction of property value.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Health Outcomes vs National Average

CDC PLACES data for Putnam County residents

Asthma 11.2% (US avg: 8.9%)
Diabetes 12.3% (US avg: 11%)
Obesity 38.2% (US avg: 32.4%)

Black markers = national averages. Red = above national avg. Green = below. Source: CDC PLACES, Census ACS.

Water Systems with Most Violations

Top 5 systems in Putnam County ranked by EPA violation count.

# Water System Population Violations
1 South 43 Water Association, Inc. 1,431 12
2 Van Bibber Lake Conservancy District 830 12
3 REELSVILLE WATER COMPANY 2,800 9
4 Cloverdale Water Works 2,225 8
5 Greencastle Department of Water 12,699 8

12 total water systems serve Putnam County.

All ZIP Codes in Putnam County

9 ZIP codes tracked in Putnam County.

# ZIP Code City Safety Score Grade Violations Home Value
1 46120 Cloverdale 65 C 2 $167K
2 46172 Roachdale 64 C 6 (1 health) $124K
3 46171 Reelsville 62 C 1 $257K
4 46135 Greencastle 59 C 6 $201K
5 46175 Russellville 58 C 5 $161K
6 46128 Fillmore 55 C 0 $209K
7 46105 Bainbridge 54 D 5 (1 health) $224K
8 46121 Coatesville 53 D 0 $242K
9 46170 Putnamville 40 D 0

Recommended Buyer Guides for Putnam County

Retailer arrangements don't shape what appears here — the selection logic is independent, filtered against EPA detections and the federal hazard data on file for this county.

Overview

Putnam County in Indiana covers 9 ZIP codes with an average Home Safety Score of C (57/100).

6 of 9 ZIP codes have recorded EPA violations. 2 health-based violations have been documented.

← Back to Indiana water quality report

Data Sources

Updated daily.

Frequently Asked Questions

Is water safe in Putnam County?
Putnam County receives a grade of C. Some ZIP codes have recorded violations and residents in affected areas may want to test their water.
How many water systems serve Putnam County?
Putnam County is served by 12 public water systems that supply drinking water to residents across 9 ZIP codes.
What is the biggest environmental risk in Putnam County?
The primary environmental risk factor in Putnam County is flood. This contributes to an estimated additional annual cost of $528 per homeowner.
How old are homes in Putnam County?
The median home build year in Putnam County is 1984. 56.1% of homes were built before 1978, which means they may contain lead-based paint and older plumbing materials.
How does Putnam County compare to Indiana?
Putnam County has an average water safety score of 57/100, which is below the Indiana state average of 60/100.

Get safety alerts for Putnam, Indiana

Free updates when EPA data changes for this area. No spam.

Unsubscribe anytime. Privacy Policy.

Share This Page

X Facebook
Check your water filter options Free tool — no phone call required.