COUNTY REPORT IN

Monroe County, Indiana

14 ZIP codes · Avg score 64/100 · Grade C · Updated

ZipCheckup grade for Monroe County: C.

A mixed picture - some signals here are worth your attention.

The systems supplying Monroe County's 14 ZIP codes vary in performance - most meet minimum standards, but violations in select areas are on record.

How Monroe County Compares

Monroe County64/100
Indiana avg64/100
National avg73/100

How Monroe County Compares

C
County Grade
64/100
Avg Safety Score
14
ZIP Codes
8
Water Systems

Monroe County scores 0 points above the Indiana state average (64/100) and 9 points below the national average (73/100).

Data: ZipCheckup Home Safety Score model 4.0.0; EPA SDWIS, UCMR 5, EPA radon zones, EPA AirData Last verified:

C
County Grade
64
Avg Safety Score
14
ZIP Codes
Best ZIP: 47404 (65/100)
Lowest ZIP: 47401 (62/100)
$235K
Median Home Value
$1,836
Avg Remediation (78% of home value)

ZIP Code Risk Map

Water Quality Map: Monroe County, Indiana

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Key Risk Factors

Health risk index: 11.5 (asthma 11%, diabetes 9.9%)

Estimated additional annual cost per homeowner: $804, driven primarily by flood

Violation History (2021–2024)

→ Stable trend

EPA violation counts by year across Monroe County water systems. Health-based shown in red, total in blue.

2021
6 (6 health)
2024
7 (7 health)

Peak year: 2024 with 7 violations. Past 5 years: 13 total (13 health-based).

Source: EPA SDWIS historical violations. Data may lag 6–12 months for the most recent year.

County Health Indicators vs National Average

Asthma 11% (national: 8.9%)
Diabetes 9.9% (national: 10.5%)
Obesity 32.5% (national: 32.4%)

Black markers indicate national averages. Source: CDC PLACES, Census ACS.

Infrastructure Overview

41/100
Infrastructure Stress Indicator
36%
ZIPs with High Infrastructure Stress

Modeled area-level indicator, not a failure probability. Sources: Census ACS housing age, EPA DWINS infrastructure needs, EPA SDWIS violations, and EPA lead indicators.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $804

Flood $829/yr
Energy Code Gap $270/yr
Water / Lead $175/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Monroe County

$235K
Median Home Value
$1,836
Est. Remediation Cost
0.8%
of Home Value
Remediation as % of home value low burden

Remediation costs are relatively manageable for most homeowners in Monroe County, representing a small fraction of property value.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Health Outcomes vs National Average

CDC PLACES data for Monroe County residents

Asthma 11% (US avg: 8.9%)
Diabetes 9.9% (US avg: 11%)
Obesity 32.5% (US avg: 32.4%)

Black markers = national averages. Red = above national avg. Green = below. Source: CDC PLACES, Census ACS.

Water systems serving Monroe County

8 community water systems serving Monroe County.

Show all 8 water systems

Systems with the most violations in Monroe County

5 water systems with recorded EPA violations.

All ZIP Codes in Monroe County

14 ZIP codes tracked in Monroe County.

# ZIP Code City Safety Score Grade Violations Home Value
1 47404 Bloomington 65 C 3 (1 health) $244K
2 47408 Bloomington 65 C 5 (1 health) $305K
3 47429 Ellettsville 65 C 3 (1 health) $226K
4 47403 Bloomington 64 C 5 (2 health) $222K
5 47401 Bloomington 62 C 11 (2 health) $333K
6 47402 Bloomington
7 47405 Bloomington 2 (1 health)
8 47406 Bloomington 2 (1 health)
9 47407 Bloomington
10 47426 Clear Creek
11 47434 Harrodsburg
12 47458 Smithville
13 47463 Stanford
14 47464 Stinesville $120K

Recommended Buyer Guides for Monroe County

Independent picks. EPA-grounded. Matched here.

Overview

Monroe County in Indiana covers 14 tracked ZIP records with an average Home Safety Score of C (64/100) across 5 scored records.

7 of 7 ZIP codes with a reported violation count in the available EPA record have recorded EPA violations. 2 health-based violations appear in the available health breakdown.

← Back to Indiana Home Safety Profile

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Frequently Asked Questions

Is water safe in Monroe County?
Monroe County receives a grade of C. Some ZIP codes have recorded violations and residents in affected areas may want to test their water.
How many water systems serve Monroe County?
Monroe County is served by 8 public water systems that supply drinking water to residents across 14 ZIP codes.
What is the biggest environmental risk in Monroe County?
The primary environmental risk factor in Monroe County is flood. This contributes to an estimated additional annual cost of $804 per homeowner.
How does Monroe County compare to Indiana?
Monroe County has an average Home Safety Score of 64/100 under model 4.0.0, which is above the Indiana state average of 64/100.

How to cite this page

APA ZipCheckup. (2026). Monroe County, IN: HSS 64/100; 2 Health Violations. https://zipcheckup.com/county/indiana/monroe/
BibTeX
@misc{zipcheckup-county-indiana-monroe,
  author = {{ZipCheckup}},
  title  = {{Monroe County, IN: HSS 64/100; 2 Health Violations}},
  year   = {2026},
  url    = {https://zipcheckup.com/county/indiana/monroe/}
}

Page version: August 2026.

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