COUNTY REPORT IN

Howard County, Indiana

9 ZIP codes · Avg score 67/100 · Grade C · Updated

ZipCheckup grade for Howard County: C.

A mixed picture - some signals here are worth your attention.

Unlike top-rated counties, Howard County's 9 ZIP codes carry a fair number of documented violations - chlorine compliance and disinfection byproduct limits are the categories most often cited in recent data.

How Howard County Compares

Howard County67/100
Indiana avg64/100
National avg73/100

How Howard County Compares

C
County Grade
67/100
Avg Safety Score
9
ZIP Codes
4
Water Systems

Howard County scores 3 points above the Indiana state average (64/100) and 6 points below the national average (73/100).

Data: ZipCheckup Home Safety Score model 4.0.0; EPA SDWIS, UCMR 5, EPA radon zones, EPA AirData Last verified:

C
County Grade
67
Avg Safety Score
9
ZIP Codes
Best ZIP: 46901 (67/100)
Lowest ZIP: 46902 (67/100)
$180K
Median Home Value
$2,400
Avg Remediation (134% of home value)

ZIP Code Risk Map

Water Quality Map: Howard County, Indiana

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Key Risk Factors

Health risk index: 14.8 (asthma 11.6%, diabetes 14.4%)

Estimated additional annual cost per homeowner: $1,080, driven primarily by flood

Violation History (2024–2025)

→ Stable trend

EPA violation counts by year across Howard County water systems. Health-based shown in red, total in blue.

2024
2 (2 health)
2025
2 (2 health)

Peak year: 2024 with 2 violations. Past 5 years: 4 total (4 health-based).

Source: EPA SDWIS historical violations. Data may lag 6–12 months for the most recent year.

County Health Indicators vs National Average

Asthma 11.6% (national: 8.9%)
Diabetes 14.4% (national: 10.5%)
Obesity 36.5% (national: 32.4%)

Black markers indicate national averages. Source: CDC PLACES, Census ACS.

Infrastructure Overview

43/100
Infrastructure Stress Indicator
50%
ZIPs with High Infrastructure Stress

Modeled area-level indicator, not a failure probability. Sources: Census ACS housing age, EPA DWINS infrastructure needs, EPA SDWIS violations, and EPA lead indicators.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $1,080

Flood $900/yr
Energy Code Gap $324/yr
Water / Lead $250/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Howard County

$180K
Median Home Value
$2,400
Est. Remediation Cost
1.3%
of Home Value
Remediation as % of home value low burden

Remediation costs are relatively manageable for most homeowners in Howard County, representing a small fraction of property value.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Health Outcomes vs National Average

CDC PLACES data for Howard County residents

Asthma 11.6% (US avg: 8.9%)
Diabetes 14.4% (US avg: 11%)
Obesity 36.5% (US avg: 32.4%)

Black markers = national averages. Red = above national avg. Green = below. Source: CDC PLACES, Census ACS.

Water systems serving Howard County

4 community water systems serving Howard County.

All ZIP Codes in Howard County

9 ZIP codes tracked in Howard County.

# ZIP Code City Safety Score Grade Violations Home Value
1 46901 Kokomo 67 C 0 $132K
2 46902 Kokomo 67 C 0 $154K
3 46903 Kokomo
4 46904 Kokomo
5 46936 Greentown 0 $207K
6 46937 Hemlock
7 46965 Oakford
8 46979 Russiaville 0 $205K
9 46995 West Middleton

Recommended Buyer Guides for Howard County

Retailer arrangements don't shape what appears here - the selection logic is independent, filtered against EPA detections and the federal hazard data on file for this county.

Overview

Howard County in Indiana covers 9 tracked ZIP records with an average Home Safety Score of C (67/100) across 2 scored records.

The available EPA record reports 0 violations for 4 ZIP codes with a reported violation count.

← Back to Indiana Home Safety Profile

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Frequently Asked Questions

Is water safe in Howard County?
Howard County receives a grade of C. Some ZIP codes have recorded violations and residents in affected areas may want to test their water.
How many water systems serve Howard County?
Howard County is served by 4 public water systems that supply drinking water to residents across 9 ZIP codes.
What is the biggest environmental risk in Howard County?
The primary environmental risk factor in Howard County is flood. This contributes to an estimated additional annual cost of $1,080 per homeowner.
How does Howard County compare to Indiana?
Howard County has an average Home Safety Score of 67/100 under model 4.0.0, which is above the Indiana state average of 64/100.

How to cite this page

APA ZipCheckup. (2026). Howard County, IN: HSS 67/100; High Radon Risk. https://zipcheckup.com/county/indiana/howard/
BibTeX
@misc{zipcheckup-county-indiana-howard,
  author = {{ZipCheckup}},
  title  = {{Howard County, IN: HSS 67/100; High Radon Risk}},
  year   = {2026},
  url    = {https://zipcheckup.com/county/indiana/howard/}
}

Page version: August 2026.

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