COUNTY REPORT IN

Howard County, Indiana

9 ZIP codes · Avg score 67/100 · Grade C

ZipCheckup grade for Howard County: C.

A mixed picture - some signals here are worth your attention.

If your home is in Howard County, the C grade is a cue to open your ZIP code's report, one of 9 here, and see which factors weigh on the score.

How Howard County Compares

Howard County67/100
Indiana avg64/100
National avg73/100

How Howard County Compares

C
County Grade
67/100
Avg Safety Score
9
ZIP Codes
4
Water Systems

Howard County scores 3 points above the Indiana state average (64/100) and 6 points below the national average (73/100).

Data: ZipCheckup Home Safety Score model 4.0.0; EPA SDWIS, UCMR 5, EPA radon zones, EPA AirData

C
County Grade
67
Avg Safety Score
9
ZIP Codes
Best ZIP: 46901 (67/100)
Lowest ZIP: 46902 (67/100)
$180K
Median Home Value

ZIP Code Risk Map

Water Quality Map: Howard County, Indiana

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Key Risk Factors

Health risk index: 14.8 (asthma 11.6%, diabetes 14.4%)

Modeled additional annual cost estimate per homeowner: $874, largest modeled factor: Flood

County Health Indicators vs National Average

Asthma 11.6% (national: 8.9%)
Diabetes 14.4% (national: 10.5%)
Obesity 36.5% (national: 32.4%)

Black markers indicate national averages. Source: CDC PLACES, Census ACS.

Infrastructure Overview

43/100
Infrastructure Stress Indicator
50%
ZIPs with High Infrastructure Stress

Modeled area-level indicator, not a failure probability. Sources: Census ACS housing age, EPA DWINSA infrastructure needs, EPA SDWIS violations, and EPA lead indicators.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $874

Flood $900/yr
Energy Code Gap $324/yr
Water / Lead $213/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Health Outcomes vs National Average

CDC PLACES data for Howard County residents

Asthma 11.6% (US avg: 8.9%)
Diabetes 14.4% (US avg: 11%)
Obesity 36.5% (US avg: 32.4%)

Black markers = national averages. Red = above national avg. Green = below. Source: CDC PLACES, Census ACS.

Water systems mapped to Howard County ZIP codes

4 community water systems mapped to Howard County ZIP codes; EPA may list more systems serving the county.

All ZIP Codes in Howard County

9 ZIP codes tracked in Howard County.

# ZIP Code City Safety Score Grade Violations Home Value
1 46901 Kokomo 67 C 0 $132K
2 46902 Kokomo 67 C 0 $154K
3 46903 Kokomo — — —
4 46904 Kokomo — — —
5 46936 Greentown — — 0 $207K
6 46937 Hemlock — — —
7 46965 Oakford — — —
8 46979 Russiaville — — 0 $205K
9 46995 West Middleton — — —

Recommended Buyer Guides for Howard County

The mix of guides changes from county to county.

Overview

Howard County in Indiana covers 9 tracked ZIP records with an average Home Safety Score of C (67/100) across 2 scored records.

The available EPA record reports 0 violations for 4 ZIP codes with a reported violation count.

← Back to Indiana Home Safety Profile

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Frequently Asked Questions

Is water safe in Howard County?
Howard County receives a grade of C. Some ZIP codes have recorded violations and residents in affected areas may want to test their water.
How many water systems serve Howard County?
We map 4 public water systems to 9 ZIP codes in our data for Howard County. EPA may list more systems serving the county, so this is not a full count.
What is the biggest environmental risk in Howard County?
In ZipCheckup's cost model, the factor with the largest estimated average annual cost in Howard County is flood. Across all modeled risk factors, the estimated average additional annual cost is $874 per homeowner; actual costs vary by home.
How does Howard County compare to Indiana?
Howard County has an average Home Safety Score of 67/100 under model 4.0.0, which is at or above the Indiana state average of 64/100.

How to cite this page

APA ZipCheckup. (2026). Howard County, IN: HSS 67/100; High Radon Potential Area. https://zipcheckup.com/county/indiana/howard/
BibTeX
@misc{zipcheckup-county-indiana-howard,
  author = {{ZipCheckup}},
  title  = {{Howard County, IN: HSS 67/100; High Radon Potential Area}},
  year   = {2026},
  url    = {https://zipcheckup.com/county/indiana/howard/}
}

Page version: October 2026.

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