COUNTY REPORT IN

Elkhart County, Indiana

14 ZIP codes · Avg score 55/100 · Grade C

ZipCheckup grade for Elkhart County: C.

A mixed picture - some signals here are worth your attention.

Within Elkhart County, 14 tracked ZIP codes add up to a middle-tier grade, with water records that should be checked system by system.

How Elkhart County Compares

Elkhart County55/100
Indiana avg64/100
National avg73/100

How Elkhart County Compares

C
County Grade
55/100
Avg Safety Score
14
ZIP Codes
13
Water Systems

Elkhart County scores 9 points below the Indiana state average (64/100) and 18 points below the national average (73/100).

Data: ZipCheckup Home Safety Score model 4.0.0; EPA SDWIS, UCMR 5, EPA radon zones, EPA AirData

C
County Grade
55
Avg Safety Score
14
ZIP Codes
Best ZIP: 46550 (67/100)
Lowest ZIP: 46516 (44/100)
$226K
Median Home Value
$578
Avg Remediation (0.26% of home value)

ZIP Code Risk Map

Water Quality Map: Elkhart County, Indiana

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Key Risk Factors

Health risk index: 14.7 (asthma 11.3%, diabetes 13.6%)

Modeled additional annual cost estimate per homeowner: $1,276, largest modeled factor: Flood

54% of homes built before 1980 (lead paint was banned for residential use in 1978)

County Health Indicators vs National Average

Asthma 11.3% (national: 8.9%)
Diabetes 13.6% (national: 10.5%)
Obesity 43.8% (national: 32.4%)

Black markers indicate national averages. Source: CDC PLACES, Census ACS.

Infrastructure Overview

1979
Median Build Year
54%
Pre-1980 Housing
40/100
Infrastructure Stress Indicator
50%
ZIPs with High Infrastructure Stress
Low
Lead Pipe Risk

Modeled area-level indicator, not a failure probability. Sources: Census ACS housing age, EPA DWINSA infrastructure needs, EPA SDWIS violations, and EPA lead indicators.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $1,276

Flood $1,055/yr
Energy Code Gap $255/yr
Water / Lead $133/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

84,876 housing units in Elkhart County

Pre-1940 15%
1940–1959 15%
1960–1979 24%
1980–1999 27%
2000+ 18%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Elkhart County

$226K
Median Home Value
$578
Est. Remediation Cost
0.3%
of Home Value
Remediation as % of home value low burden

Modeled remediation costs in Elkhart County can be compared with the median property value; actual costs vary by property.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Health Outcomes vs National Average

CDC PLACES data for Elkhart County residents

Asthma 11.3% (US avg: 8.9%)
Diabetes 13.6% (US avg: 11%)
Obesity 43.8% (US avg: 32.4%)

Black markers = national averages. Red = above national avg. Green = below. Source: CDC PLACES, Census ACS.

Water systems mapped to Elkhart County ZIP codes

8 community water systems mapped to Elkhart County ZIP codes; EPA may list more systems serving the county.

Show all 8 water systems

13 water systems mapped to Elkhart County ZIP codes in our data; EPA may list more systems serving the county.

Systems with the most violations in Elkhart County

5 water systems with violations in EPA records.

All ZIP Codes in Elkhart County

14 ZIP codes tracked in Elkhart County.

# ZIP Code City Safety Score Grade Violations Home Value
1 46550 Nappanee 67 C 0 $232K
2 46540 Middlebury 65 C 5 $298K
3 46526 Goshen 64 C 7 $193K
4 46528 Goshen 55 C 16 (4 health) $238K
5 46514 Elkhart 48 D 5 $171K
6 46517 Elkhart 48 D 5 $169K
7 46561 Osceola 48 D 5 $208K
8 46516 Elkhart 44 D 17 $150K
9 46507 Bristol — — 22 (4 health) $231K
10 46515 Elkhart — — —
11 46527 Goshen — — —
12 46543 Millersburg — — 2 $284K
13 46553 New Paris — — 0 $246K
14 46573 Wakarusa — — 0 $220K

Recommended Buyer Guides for Elkhart County

Nothing on this list means a problem exists in your own home: the matches are drawn from county- and ZIP-level records, so a guide shows up because of an area signal, and only testing at your tap describes a specific household.

Overview

Elkhart County in Indiana covers 14 tracked ZIP records with an average Home Safety Score of C (55/100) across 8 scored records.

9 of 12 ZIP codes with a reported violation count in the available EPA record have recorded EPA violations. 4 health-based violations appear in the available health breakdown.

← Back to Indiana Home Safety Profile

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Frequently Asked Questions

Is water safe in Elkhart County?
Elkhart County receives a grade of C. Some ZIP codes have recorded violations and residents in affected areas may want to test their water.
How many water systems serve Elkhart County?
We map 13 public water systems to 14 ZIP codes in our data for Elkhart County. EPA may list more systems serving the county, so this is not a full count.
What is the biggest environmental risk in Elkhart County?
In ZipCheckup's cost model, the factor with the largest estimated average annual cost in Elkhart County is flood. Across all modeled risk factors, the estimated average additional annual cost is $1,276 per homeowner; actual costs vary by home.
How old are homes in Elkhart County?
The median home build year in Elkhart County is 1979. 54% of homes were built before 1980; homes built before 1978 may contain lead-based paint, and older homes may have older plumbing materials.
How does Elkhart County compare to Indiana?
Elkhart County has an average Home Safety Score of 55/100 under model 4.0.0, which is below the Indiana state average of 64/100.

How to cite this page

APA ZipCheckup. (2026). Elkhart County, IN: HSS 55/100; 4 Health Violations. https://zipcheckup.com/county/indiana/elkhart/
BibTeX
@misc{zipcheckup-county-indiana-elkhart,
  author = {{ZipCheckup}},
  title  = {{Elkhart County, IN: HSS 55/100; 4 Health Violations}},
  year   = {2026},
  url    = {https://zipcheckup.com/county/indiana/elkhart/}
}

Page version: October 2026.

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