COUNTY REPORT FL

Monroe County, Florida

5 ZIP codes · Avg score 75/100 · Grade B · Updated 2026-06-03

Monroe County maintains reliable drinking water quality across all 5 of its tracked ZIP codes.

How Monroe County Compares

Monroe County75/100
Florida avg73/100
National avg68/100

How Monroe County Compares

B
County Grade
75/100
Avg Safety Score
5
ZIP Codes
14
Water Systems

Monroe County scores 2 points above the Florida state average (73/100) and 7 points above the national average (68/100).

Data: EPA SDWIS Last verified: 2026-06-03

B
County Grade
75
Avg Safety Score
5
ZIP Codes
Best ZIP: 33041 (81/100)
Lowest ZIP: 33040 (61/100)
$439K
Median Home Value
$2,040
Avg Remediation (46% of home value)

ZIP Code Risk Map

Water Quality Map: Monroe County, Florida

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Key Risk Factors

Health risk index: 12.8 (asthma 8.9%, diabetes 13.2%)

Estimated additional annual cost per homeowner: $2,812, driven primarily by sea_level

Infrastructure: 0.29% avg pipe failure probability

Violation History (2022–2025)

→ Stable trend

EPA violation counts by year across Monroe County water systems. Health-based shown in red, total in blue.

2022
1 (1 health)
2025
1 (1 health)

Peak year: 2022 with 1 violation. Past 5 years: 2 total (2 health-based).

Source: EPA SDWIS historical violations. Data may lag 6–12 months for the most recent year.

County Health Indicators vs National Average

Asthma 8.9% (national: 8.9%)
Diabetes 13.2% (national: 10.5%)
Obesity 25.8% (national: 32.4%)

Black markers indicate national averages. Source: CDC PLACES, Census ACS.

Infrastructure Overview

29%
Pipe Failure Probability
0%
ZIPs at High Infra Risk

Sources: Census ACS (housing age), EPA SDWIS (infrastructure risk model), state bridge inspection data.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $2,812

Sea Level Rise $1,440/yr
Flood $1,040/yr
Energy Code Gap $162/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Monroe County

$439K
Median Home Value
$2,040
Est. Remediation Cost
0.5%
of Home Value
Remediation as % of home value low burden

Remediation costs are relatively manageable for most homeowners in Monroe County, representing a small fraction of property value.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Health Outcomes vs National Average

CDC PLACES data for Monroe County residents

Asthma 8.9% (US avg: 8.9%)
Diabetes 13.2% (US avg: 11%)
Obesity 25.8% (US avg: 32.4%)

Black markers = national averages. Red = above national avg. Green = below. Source: CDC PLACES, Census ACS.

Water Systems with Most Violations

Top 5 systems in Monroe County ranked by EPA violation count.

# Water System Population Violations
1 Fkaa J. Robert Dean W.t.p. 86,000 33
2 City of Homestead, 80,000 29
3 Twelve Oaks R.v.resort 500 29
4 Rex Utilities Inc./redavo 350 29
5 Jones' Trailer Park 100 29

14 total water systems serve Monroe County.

All ZIP Codes in Monroe County

5 ZIP codes tracked in Monroe County.

# ZIP Code City Safety Score Grade Violations Home Value
1 33041 Key West 81 B 11
2 33045 Key West 81 B 11
3 33090 Homestead 81 B 29
4 33541 Zephyrhills 71 B 19 $111K
5 33040 Key West 61 C 11 $766K

Recommended Buyer Guides for Monroe County

Eight risk categories drive the selection — PFAS exceedance, lead above EPA action level, pre-1978 housing share, EPA Radon Zone 1, flood-top-risk, wildfire-top-risk, multi-contaminant load, and a baseline fallback — and each category maps to a specific buyer-guide track that surfaces when the county data hits its threshold for that hazard signal.

Overview

Monroe County in Florida covers 5 ZIP codes with an average Home Safety Score of B (75/100).

5 of 5 ZIP codes have recorded EPA violations. All violations are monitoring/reporting type.

← Back to Florida water quality report

Data Sources

Updated daily.

Frequently Asked Questions

Is water safe in Monroe County?
Monroe County receives a grade of B, indicating generally safe tap water across its 5 ZIP codes.
How many water systems serve Monroe County?
Monroe County is served by 14 public water systems that supply drinking water to residents across 5 ZIP codes.
What is the biggest environmental risk in Monroe County?
The primary environmental risk factor in Monroe County is sea_level. This contributes to an estimated additional annual cost of $2,812 per homeowner.
How does Monroe County compare to Florida?
Monroe County has an average water safety score of 75/100, which is above the Florida state average of 73/100.

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