COUNTY REPORT CO

Larimer County, Colorado

24 ZIP codes · Avg score 53/100 · Grade D · Updated

ZipCheckup grade for Larimer County: D.

Several federal signals point to home-safety risks in this ZIP.

The latest EPA cycle for Larimer County covers 24 ZIP codes and shows a low safety grade - systemic compliance gaps have persisted over multiple reporting periods, and the county has not moved out of the bottom tier in recent years.

How Larimer County Compares

Larimer County53/100
Colorado avg59/100
National avg73/100

How Larimer County Compares

D
County Grade
53/100
Avg Safety Score
24
ZIP Codes
20
Water Systems

Larimer County scores 6 points below the Colorado state average (59/100) and 20 points below the national average (73/100).

Data: ZipCheckup Home Safety Score model 4.0.0; EPA SDWIS, UCMR 5, EPA radon zones, EPA AirData Last verified:

D
County Grade
53
Avg Safety Score
24
ZIP Codes
Best ZIP: 80512 (62/100)
Lowest ZIP: 80537 (33/100)
$540K
Median Home Value
$2,621
Avg Remediation (49% of home value)

ZIP Code Risk Map

Water Quality Map: Larimer County, Colorado

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Key Risk Factors

Health risk index: 9.9 (asthma 11.2%, diabetes 7.3%)

Estimated additional annual cost per homeowner: $1,471, driven primarily by flood

43.7% of homes built before 1978 (lead paint era)

Violation History (2021–2025)

↑ Worsening trend

EPA violation counts by year across Larimer County water systems. Health-based shown in red, total in blue.

2021
2 (2 health)
2022
1 (1 health)
2023
4 (4 health)
2024
14 (14 health)
2025
16 (16 health)

Peak year: 2025 with 16 violations. Past 5 years: 37 total (37 health-based). Health-based violations are rising versus the prior 2-year window - worth closer monitoring.

Source: EPA SDWIS historical violations. Data may lag 6–12 months for the most recent year.

County Health Indicators vs National Average

Asthma 11.2% (national: 8.9%)
Diabetes 7.3% (national: 10.5%)
Obesity 23.5% (national: 32.4%)

Black markers indicate national averages. Source: CDC PLACES, Census ACS.

Infrastructure Overview

1984
Median Build Year
43.7%
Pre-1978 Housing
37/100
Infrastructure Stress Indicator
30%
ZIPs with High Infrastructure Stress
Moderate
Lead Pipe Risk

Modeled area-level indicator, not a failure probability. Sources: Census ACS housing age, EPA DWINS infrastructure needs, EPA SDWIS violations, and EPA lead indicators.

Compound Risk Breakdown

Estimated additional annual cost per homeowner: $1,471

Flood $968/yr
Energy Code Gap $312/yr
Wildfire $300/yr

Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).

Housing Age Distribution

153,934 housing units in Larimer County

Pre-1940 5%
1940–1959 5%
1960–1979 24%
1980–1999 31%
2000+ 35%

Source: U.S. Census Bureau ACS B25034 (Year Structure Built).

Water Safety Affordability

How much it costs to fix water issues relative to home values in Larimer County

$540K
Median Home Value
$2,621
Est. Remediation Cost
0.5%
of Home Value
Remediation as % of home value low burden

Remediation costs are relatively manageable for most homeowners in Larimer County, representing a small fraction of property value.

Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.

Health Outcomes vs National Average

CDC PLACES data for Larimer County residents

Asthma 11.2% (US avg: 8.9%)
Diabetes 7.3% (US avg: 11%)
Obesity 23.5% (US avg: 32.4%)

Black markers = national averages. Red = above national avg. Green = below. Source: CDC PLACES, Census ACS.

Water systems serving Larimer County

8 community water systems serving Larimer County.

Show all 8 water systems

20 total water systems serve Larimer County.

Systems with the most violations in Larimer County

5 water systems with recorded EPA violations.

All ZIP Codes in Larimer County

24 ZIP codes tracked in Larimer County.

# ZIP Code City Safety Score Grade Violations Home Value
1 80512 Bellvue 62 C 13 $618K
2 80528 Fort Collins 62 C 16 $654K
3 80547 Timnath 60 C 16 $719K
4 80521 Fort Collins 59 C 22 $541K
5 80526 Fort Collins 59 C 23 $521K
6 80525 Fort Collins 58 C 23 $563K
7 80535 Laporte 57 C 27 $392K
8 80549 Wellington 57 C 25 (2 health) $453K
9 80517 Estes Park 50 D 99 (32 health) $670K
10 80524 Fort Collins 50 D 65 (2 health) $528K
11 80513 Berthoud 45 D 15 (1 health) $558K
12 80538 Loveland 38 F 35 (4 health) $472K
13 80537 Loveland 33 F 71 (30 health) $460K
14 80511 Estes Park
15 80515 Drake 4 (1 health) $540K
16 80522 Fort Collins
17 80523 Fort Collins
18 80527 Fort Collins
19 80532 Glen Haven $313K
20 80536 Livermore $581K
21 80539 Loveland
22 80541 Masonville
23 80545 Red Feather Lakes $399K
24 80553 Fort Collins

Recommended Buyer Guides for Larimer County

While many sites publish identical guide lists across every county they cover, the selection here changes by location - driven by the EPA, NSF, FEMA, and CDC datasets that describe the actual conditions documented for this jurisdiction in the federal record.

Overview

Larimer County in Colorado covers 24 tracked ZIP records with an average Home Safety Score of D (53/100) across 13 scored records.

14 of 14 ZIP codes with a reported violation count in the available EPA record have recorded EPA violations. 38 health-based violations appear in the available health breakdown.

← Back to Colorado Home Safety Profile

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

What You Can Do

Larimer County has a grade of D. Here are steps to protect your household.

1

Test your tap water

Order a certified lab test kit ($20-$50) to check for lead, bacteria, and other contaminants specific to your ZIP code.

2

Consider a certified water filter

NSF-certified filters can remove most common contaminants. Match the filter to your test results for best protection. Try our filter matcher

3

Contact your water utility

Request the latest Consumer Confidence Report (CCR) from your water provider. It details exactly what was found in your water supply.

4

Check for lead in your home

43.7% of homes in this county were built before 1978. Older plumbing and solder can leach lead into drinking water, especially in the morning.

Frequently Asked Questions

Is water safe in Larimer County?
Larimer County receives a grade of D. 7 of 24 ZIP codes have health-based violations. Independent water testing is recommended.
How many water systems serve Larimer County?
Larimer County is served by 20 public water systems that supply drinking water to residents across 24 ZIP codes.
What is the biggest environmental risk in Larimer County?
The primary environmental risk factor in Larimer County is flood. This contributes to an estimated additional annual cost of $1,471 per homeowner.
How old are homes in Larimer County?
The median home build year in Larimer County is 1984. 43.7% of homes were built before 1978, which means they may contain lead-based paint and older plumbing materials.
How does Larimer County compare to Colorado?
Larimer County has an average Home Safety Score of 53/100 under model 4.0.0, which is below the Colorado state average of 59/100.

How to cite this page

APA ZipCheckup. (2026). Larimer County, CO: HSS 53/100; 38 Health Violations. https://zipcheckup.com/county/colorado/larimer/
BibTeX
@misc{zipcheckup-county-colorado-larimer,
  author = {{ZipCheckup}},
  title  = {{Larimer County, CO: HSS 53/100; 38 Health Violations}},
  year   = {2026},
  url    = {https://zipcheckup.com/county/colorado/larimer/}
}

Page version: August 2026.

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