HOME SAFETY WI

Is Cottage Grove, WI Safe to Buy? Home Safety Score 65/100

Score 65/100 · Risk: moderate · Home Safety Grade C · Updated

Cottage Grove has moderate risk. Some factors warrant attention during the home buying process.

Score data: EPA SDWIS, EPA PFAS monitoring, EPA Radon Zones, EPA Air Quality Index Last verified:

Remediation costs in Cottage Grove sit toward the more affordable end of what home safety work typically runs.

C
Home Safety Grade
0
ZIPs Over Lead Limit
1%
A/V Share of Claim-Record ZIPs
Zone 1
Radon (High)
47
AQI (Good)
$300
Est. Remediation
0.1%
Equity Trap Ratio

What is a home safety score?

Home Safety Score model 4.0.0 combines EPA SDWIS identity plus accepted ECHO SDWA lifecycle-based water compliance, UCMR5 PFAS, EPA radon zone, and annual AQI with complete coverage. Cottage Grove scores 65/100 with a "moderate" risk level.

Remediation Cost Breakdown

Estimated costs to address safety issues for a typical home in Cottage Grove:

Filtration $300

Cost ranges are estimates based on national averages. Actual costs vary by property. Get 3 quotes before proceeding.

Per-ZIP Home Safety Scores

Cottage Grove is covered by a single ZIP code, so one safety score applies citywide.

ZIP Code Score Grade
53527 65 C View report →

Home Safety Overview

Cottage Grove, Wisconsin has moderate risk for homebuyers. The average home safety score is 65/100 across 1 ZIP code. Some risk factors warrant attention during the home buying process.

Safety Score Card

A composite view of Cottage Grove's key risk indicators:

Risk Factor Value Assessment
Water Compliance 2 EPA violations across 1 direct ZIP records Recorded violations
Lead Risk 0.0023 mg/L Low risk
Flood Risk 1% of claim-record ZIPs have A/V-family dominant recorded rated zones Historical claims evidence
Radon Zone 1 (High) Elevated risk
Air Quality AQI 47 (Good) Low risk

Cost to Fix: Remediation Breakdown

Estimated costs to address safety issues for a typical home in Cottage Grove:

Component Estimated Cost
Filtration $300
Total (low estimate) $150
Total (mid estimate) $300
Total (high estimate) $600

Cost ranges are estimates based on national averages and local data. Actual costs vary by property condition, contractor, and scope of work. Get 3 quotes before proceeding.

Cottage Grove vs. Nearby Wisconsin Cities

How Cottage Grove's overall risk compares to similar cities in Wisconsin:

City Home Safety Grade Lead ZIPs Over Limit Flood Claims Population
Cottage Grove C 0 8 11,515
Milton C 0 47 11,468
Sheboygan Falls B 1 2 11,583
Ashland B 0 1 11,708

Homebuyer Safety Checklist for Cottage Grove

Before purchasing a home in Cottage Grove, Wisconsin, complete these checks:

Water Quality

  • Request the latest Consumer Confidence Report (CCR) from the water utility
  • Test tap water for lead, bacteria, and nitrates ($20-$50 for DIY kit)

Radon

  • Conduct a radon test ($15-$30 for short-term kit, $150-$300 for professional)
  • Cottage Grove is in Radon Zone 1 (High risk) - testing is strongly recommended

Flood Risk

  • Check the property's FEMA flood zone at msc.fema.gov
  • Ask about flood history and past insurance claims
  • Review the claims-only zone evidence: 1% of ZIPs with NFIP claim records have A/V-family dominant recorded rated zones. This does not replace an address-level FEMA map check.

Lead Paint & Pipes

  • For homes built before 1978: request lead paint disclosure
  • For homes built before 1986: inspect plumbing for lead solder and pipes

General

  • Check for carbon monoxide detectors on every level
  • Inspect for visible mold, water stains, or musty odors
  • Verify the home's connection to a regulated public water system

Data Sources

  • Water quality: EPA SDWIS
  • Lead: EPA Lead and Copper Rule
  • Flood: FEMA NFIP
  • Radon: EPA Radon Zones
  • Air quality: EPA AirNow
  • Home values: U.S. Census Bureau ACS B25077
  • Remediation costs: National cost model (EPA, Census, FEMA data)

Source reporting periods vary. See each cited source for its publication schedule.

Check your specific ZIP code

City averages can hide neighborhood-level risks. Enter your ZIP for a personalized home safety score.

Check Your Home Safety Score

Frequently Asked Questions

Is Cottage Grove safe to buy a home?
Cottage Grove has a moderate risk rating (score: 65/100). Some factors like water quality or flood risk may warrant attention during the buying process.
What is the home safety score for Cottage Grove?
Cottage Grove has a Home Safety Score of 65 out of 100 under model 4.0.0, combining water compliance, PFAS, radon, and annual AQI with complete coverage.
How much does remediation cost in Cottage Grove?
The estimated average remediation cost for a typical home in Cottage Grove is $300. This includes potential costs for water filtration, lead abatement, radon mitigation, and flood-proofing based on local risk factors.
What is the equity trap ratio in Cottage Grove?
The equity trap ratio in Cottage Grove is 0.1%, which measures remediation costs as a percentage of median home value. This is low - remediation costs are a small fraction of home value.
Is radon a concern in Cottage Grove?
Cottage Grove is in EPA Radon Zone 1 (High risk). This is the highest risk zone - EPA recommends testing all homes.
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