Is Somerset, TX Safe to Buy? Home Safety Score 75/100
Score 75/100 · Risk: low · Home Safety Grade B · Updated
Somerset has low overall risk for homebuyers. Most safety indicators are within acceptable ranges.
Score data: EPA SDWIS, EPA PFAS monitoring, EPA Radon Zones, EPA Air Quality Index Last verified:
Home safety upgrade figures for Somerset land in the middle of the cost-to-equity ratio range - a concrete budget decision where scope prioritization, repair sequencing, and work timing all carry weight in determining what owners ultimately spend.
What is a home safety score?
Home Safety Score model 4.0.0 combines EPA SDWIS identity plus accepted ECHO SDWA lifecycle-based water compliance, UCMR5 PFAS, EPA radon zone, and annual AQI with complete coverage. Somerset scores 75/100 with a "low" risk level.
What is the equity trap ratio?
The equity trap ratio measures estimated remediation costs as a percentage of median home value. A high ratio (above 5%) means fixing environmental issues could consume a significant portion of your home equity - a potential "trap" for buyers unaware of hidden costs. Somerset's equity trap ratio is 1.0%.
Remediation Cost Breakdown
Estimated costs to address safety issues for a typical home in Somerset:
Cost ranges are estimates based on national averages. Actual costs vary by property. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Somerset is covered by a single ZIP code, so one safety score applies citywide.
| ZIP Code | Score | Grade | |
|---|---|---|---|
| 78069 | 75 | B | View report → |
Home Safety Overview
Somerset, Texas has low overall risk under the current model. The average Home Safety Score is 75/100 across 1 ZIP code. The model covers water compliance, PFAS screening, radon, and annual air quality; property-level conditions still require inspection.
Safety Score Card
A composite view of Somerset's key risk indicators:
| Risk Factor | Value | Assessment |
|---|---|---|
| Water Compliance | 52 EPA violations across 1 direct ZIP records | Recorded violations |
| Lead Risk | 0.0020 mg/L | Low risk |
| Flood Risk | Claim-zone summary unavailable | No data |
| Radon | Zone 3 (Low) | Low risk |
| Air Quality | AQI 54 (Moderate) | Moderate risk |
Cost to Fix: Remediation Breakdown
Estimated costs to address safety issues for a typical home in Somerset:
| Component | Estimated Cost |
|---|---|
| Filtration | $600 |
| Pfas | $500 |
| Total (low estimate) | $600 |
| Total (mid estimate) | $1K |
| Total (high estimate) | $2K |
Cost ranges are estimates based on national averages and local data. Actual costs vary by property condition, contractor, and scope of work. Get 3 quotes before proceeding.
Somerset vs. Nearby Texas Cities
How Somerset's overall risk compares to similar cities in Texas:
| City | Home Safety Grade | Lead ZIPs Over Limit | Flood Claims | Population |
|---|---|---|---|---|
| Somerset | B | 0 | N/A | 6,904 |
| Marion | N/A | 0 | 50 | 6,907 |
| Driftwood | N/A | 0 | 16 | 6,896 |
| Nolanville | B | 0 | 11 | 6,896 |
Homebuyer Safety Checklist for Somerset
Before purchasing a home in Somerset, Texas, complete these checks:
Water Quality
- Request the latest Consumer Confidence Report (CCR) from the water utility
- Test tap water for lead, bacteria, and nitrates ($20-$50 for DIY kit)
Radon
- Conduct a radon test ($15-$30 for short-term kit, $150-$300 for professional)
Flood Risk
- Check the property's FEMA flood zone at msc.fema.gov
- Ask about flood history and past insurance claims
Lead Paint & Pipes
- For homes built before 1978: request lead paint disclosure
- For homes built before 1986: inspect plumbing for lead solder and pipes
General
- Check for carbon monoxide detectors on every level
- Inspect for visible mold, water stains, or musty odors
- Verify the home's connection to a regulated public water system
Data Sources
- Water quality: EPA SDWIS
- Lead: EPA Lead and Copper Rule
- Flood: FEMA NFIP
- Radon: EPA Radon Zones
- Air quality: EPA AirNow
- Home values: U.S. Census Bureau ACS B25077
- Remediation costs: National cost model (EPA, Census, FEMA data)
Source reporting periods vary. See each cited source for its publication schedule.
Check your specific ZIP code
City averages can hide neighborhood-level risks. Enter your ZIP for a personalized home safety score.
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