Is Lubbock, TX Safe to Buy? Home Safety Score 52/100
Score 52/100 · Risk: moderate-high · Water Grade D · Updated 2026-05-03
Lubbock has moderate-to-high risk. Several risk factors require careful evaluation.
Data: EPA SDWIS, FEMA NFIP, Census ACS, EPA Radon Zones Last verified: 2026-05-03
For Lubbock property owners, the repair budget here is a meaningful slice of typical household net worth.
What is a home safety score?
The home safety score (0-100) combines multiple environmental risk factors into a single number: water quality grade, lead contamination levels, flood zone exposure, radon risk, and air quality. A higher score means lower overall risk. The score helps homebuyers compare neighborhoods at a glance. Lubbock scores 52/100 with a "moderate-high" risk level.
What is the equity trap ratio?
The equity trap ratio measures estimated remediation costs as a percentage of median home value. A high ratio (above 5%) means fixing environmental issues could consume a significant portion of your home equity — a potential "trap" for buyers unaware of hidden costs. Lubbock's equity trap ratio is 2.1%, which is moderate.
Remediation Cost Breakdown
Estimated costs to address safety issues for a typical home in Lubbock:
Cost ranges are estimates based on national averages. Actual costs vary by property. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Safety scores vary across Lubbock's 27 ZIP codes.
| ZIP Code | Score | Grade | |
|---|---|---|---|
| 79410 | 48 | D | View report → |
| 79412 | 48 | D | View report → |
| 79423 | 48 | D | View report → |
| 79402 | 50 | D | View report → |
| 79405 | 50 | D | View report → |
| 79406 | 50 | D | View report → |
| 79409 | 50 | D | View report → |
| 79430 | 50 | D | View report → |
| 79452 | 50 | D | View report → |
| 79453 | 50 | D | View report → |
| 79457 | 50 | D | View report → |
| 79464 | 50 | D | View report → |
| 79491 | 50 | D | View report → |
| 79493 | 50 | D | View report → |
| 79499 | 50 | D | View report → |
Home Safety Overview
Lubbock, Texas has moderate-to-high risk for homebuyers. The average home safety score is 52/100 across 27 ZIP codes. Several risk factors require careful evaluation during due diligence.
Safety Score Card
A composite view of Lubbock's key risk indicators:
| Risk Factor | Value | Assessment |
|---|---|---|
| Water Quality | Grade D (52/100) | Elevated risk |
| Lead Risk | 0.0014 mg/L | Low risk |
| Flood Risk | 56% in flood zones | Elevated risk |
| Radon | Zone 2 (Moderate) | Moderate risk |
| Air Quality | AQI 48 (Good) | Low risk |
Cost to Fix: Remediation Breakdown
Estimated costs to address safety issues for a typical home in Lubbock:
| Component | Estimated Cost |
|---|---|
| Radon | $400 |
| Filtration | $600 |
| Flood Insurance | $711 |
| Pfas | $296 |
| Total (low estimate) | $952 |
| Total (mid estimate) | $2K |
| Total (high estimate) | $4K |
Cost ranges are estimates based on national averages and local data. Actual costs vary by property condition, contractor, and scope of work. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Home safety varies across Lubbock's ZIP codes. Lower scores indicate more risk factors:
| ZIP Code | Safety Score | Grade |
|---|---|---|
| 79410 | 48 | D |
| 79412 | 48 | D |
| 79423 | 48 | D |
| 79402 | 50 | D |
| 79405 | 50 | D |
| 79406 | 50 | D |
| 79409 | 50 | D |
| 79430 | 50 | D |
| 79452 | 50 | D |
| 79453 | 50 | D |
| 79457 | 50 | D |
| 79464 | 50 | D |
| 79491 | 50 | D |
| 79493 | 50 | D |
| 79499 | 50 | D |
Lubbock vs. Nearby Texas Cities
How Lubbock's overall risk compares to similar cities in Texas:
| City | Water Grade | Lead ZIPs Over Limit | Flood Claims | Population |
|---|---|---|---|---|
| Lubbock | D | 0 | 341 | 276,286 |
| Laredo | C | 0 | 267 | 271,820 |
| Irving | A | 0 | 195 | 264,546 |
| Plano | A | 0 | 118 | 292,155 |
Homebuyer Safety Checklist for Lubbock
Before purchasing a home in Lubbock, Texas, complete these checks:
Water Quality
- Request the latest Consumer Confidence Report (CCR) from the water utility
- Test tap water for lead, bacteria, and nitrates ($20-$50 for DIY kit)
Radon
- Conduct a radon test ($15-$30 for short-term kit, $150-$300 for professional)
- Lubbock is in Radon Zone 2 (Moderate risk) — testing is strongly recommended
Flood Risk
- Check the property's FEMA flood zone at msc.fema.gov
- Ask about flood history and past insurance claims
- 56% of Lubbock is in flood zones — verify insurance requirements
Lead Paint & Pipes
- For homes built before 1978: request lead paint disclosure
- For homes built before 1986: inspect plumbing for lead solder and pipes
- 62% of Lubbock homes built before 1986 — pipe inspection recommended
General
- Check for carbon monoxide detectors on every level
- Inspect for visible mold, water stains, or musty odors
- Verify the home's connection to a regulated public water system
Data Sources
- Water quality: EPA SDWIS
- Lead: EPA Lead and Copper Rule
- Flood: FEMA NFIP
- Radon: EPA Radon Zones
- Air quality: EPA AirNow
- Home values: U.S. Census Bureau ACS B25077
- Remediation costs: National cost model (EPA, Census, FEMA data)
Updated daily.
Water Quality Map: Lubbock, TX
Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.
Check your specific ZIP code
City averages can hide neighborhood-level risks. Enter your ZIP for a personalized home safety score.
Check Your Home Safety Score