CITY REPORT TN

Whites Creek, TN: 5 Violations - Home Safety 65/100

1 ZIP code · 3 water systems · Updated

ZipCheckup grade for Whites Creek: C.

A mixed picture - some signals here are worth your attention.

Whites Creek shows moderate tap water quality for TN - some areas carry documented EPA violations while others meet standards without issues.

How Whites Creek Compares

Whites Creek65/100
Tennessee avg72/100
National avg73/100

Data: EPA SDWIS

1
ZIP Codes
3
Water Systems
1
ZIPs with Violations
C · 65
Avg Safety Score
Zone 1
Radon Risk (High)
$358K
Median Home Value
$2,400
Est. Remediation (0.7% of home value)

What You Should Know About Whites Creek Water

  • Your city's water systems recorded 5 violations in the past 5 years.
  • Average lead level: 0.001 mg/L.
  • Homes built before 1986: 48% - older plumbing may contain lead solder.
  • Estimated remediation: $2,400 per household.
  • CDC health risk index: 11.93.

Who Supplies Your Water in Whites Creek

Whites Creek, TN draws its residential water from 3 separate providers among the 3 federally tracked systems. Each operates independently, with its own infrastructure, rate structure, and compliance record.

Overview

We track home safety data for 1 ZIP code in Whites Creek, Tennessee (population ~3,591), covering 3 community water systems serving approximately 879,019 people region-wide. The EPA snapshots used for this build directly map water systems to 1 of 1 ZIP codes.

1 of 1 ZIP code with a reported violation count in the available EPA record (100%) have recorded EPA violations. The available record reports no health-based violations for this measured scope.

Home Safety Score

Average Home Safety Score for Whites Creek: C (65/100)

Model 4.0.0 uses four measured components across three equally weighted domains. If a required domain is unavailable, no score is published:

Factor What It Measures
Water Quality EPA violations and compliance history
PFAS MCL Screen UCMR 5 testing against the covered federal MCLs
Radon Risk EPA radon zone classification
Annual AQI EPA AirData county-year median with at least 90 observed days

Water Sources

Whites Creek water systems draw from: Surface water.

Lead & Copper

  • Average lead level (90th percentile): 0.0010 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 1 ZIP code with known status exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 1 (High Risk)

The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.

Top Contaminants

Contaminant Category Violations ZIPs Affected
Surface Water Treatment Rule Treatment Technique 4 1
Consumer Confidence Report Rule Reporting 4 1
Revised Total Coliform Rule Microbiological 2 1

Areas with Most Violations

ZIP Code Safety Score Violations Health-Based System
37189 C 5 0 Metro Water Services

All ZIP Codes in Whites Creek

  • 37189 [C] - 5 violations

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Health Outcomes in Whites Creek

10.7%
Asthma (US: 9.8%)
11.2%
Diabetes (US: 10.4%)
19.2%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.

Compared to National Average

Asthma 10.7% ↑
Diabetes 11.2% ↑
Mental Health 19.2% ↑

Vertical line = national average. Above national · Below national

Top Contaminants in Whites Creek Water

Surface Water Treatment Rule 4 violations
Treatment Technique
Pathogens may not be adequately removed
Consumer Confidence Report Rule 4 violations
Reporting
Revised Total Coliform Rule 2 violations
Microbiological
Indicates possible bacterial contamination

Based on EPA violation records. Check your ZIP code report for system-specific contaminant data.

Housing & Infrastructure in Whites Creek

1983
Median Build Year
48%
Built Before 1986
22%
Built Before 1970
Copper
Likely Pipe Material

With 48% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Tap water lead levels are shaped by two factors: what the utility delivers, and what the household plumbing adds to it. Older homes contribute disproportionately to that second variable because lead solder was standard in copper plumbing before 1986, and lead pipes were common before 1970. In Whites Creek, where the median build year is 1983, a substantial share of the housing stock falls into these older categories. The bar chart above breaks out the pre-1970, 1970-to-1986, and post-1986 segments - the key ages for understanding where plumbing-era risk concentrates across the city.

1983
Median Year Built
48%
Pre-1986 (Lead Paint Risk)
22%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (22%) 1970–1986 (26%) Post-1986 (52%)

Most homes in Whites Creek were built after 1986, reducing the risk of lead contamination from plumbing. Older homes should still be tested.

Source: U.S. Census Bureau ACS B25034.

Cost Context: What Remediation Means for Whites Creek Homeowners

Setting Whites Creek remediation figures against its property market, the resulting ratio sits comfortably in the low tier - a classification that reflects the kind of household financial position where most homeowners can identify documented issues, schedule the work, and absorb the cost without it registering as a significant budget disruption.

Median Home Value
$357,700
Est. Remediation
$2,400
Remediation as % of home value 0.7%

Remediation costs in Whites Creek are relatively low compared to home values. The $1,600–$3,300 estimated range is a small fraction of median property value. Home values are 60% above the Tennessee average.

Lead Exposure Risk for Children in Whites Creek

48%
Homes Built Before 1986
0.001
mg/L Avg Lead (Limit: 0.015)

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

Practically, the structural drivers in Whites Creek - 48% pre-rule stock and citywide monitoring at or beyond the regulatory benchmark - make an in-home draw the practical way to translate aggregate averages into the specific conditions at one address.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Historical NFIP Claim Context in Whites Creek

55
Total FEMA Flood Claims
$25,073
Avg Reported Sum With Payment Data
100%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Whites Creek contains 55 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $25,073. Among ZIP codes with claim records, 100% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The <strong>$2,400</strong> remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

What You Can Do in Whites Creek

  1. Test your water at home. City-level data shows averages - your tap may differ. NSF-certified test kits cost $20-40 and give results in days.
  2. Install a certified water filter. Filters rated for Surface Water Treatment Rule can reduce the most common contaminant found in Whites Creek's water.
  3. Check your home's plumbing. With 48% of homes built before 1986, lead solder is a real possibility.

Frequently Asked Questions

What does the Home Safety Score mean for Whites Creek, TN?
Whites Creek has an average Home Safety Score of 65/100 (Grade C) under model 4.0.0. The score combines EPA SDWIS identity plus accepted ECHO SDWA lifecycle-based water compliance, the PFAS MCL screen, EPA radon zone, and annual EPA AQI, and is published only when all required domains are observed. 5 EPA violations have been recorded. Check individual ZIP code reports for component details.
How many water violations does Whites Creek have?
Whites Creek water systems have a total of 5 EPA violations. Violations are tracked across 1 ZIP code.
Does Whites Creek water have lead?
The average 90th-percentile lead level in Whites Creek is 0.001 mg/L. This is below the EPA action level of 0.015 mg/L. Lead levels can vary by home - testing is recommended especially in older properties.
How does Whites Creek compare to Tennessee average?
Whites Creek has an average Home Safety Score of 65/100, which is below the Tennessee state average of 72/100 for the same model series.
How many water systems serve Whites Creek?
Whites Creek is served by 3 public water systems across 1 ZIP code, serving approximately 3,591 people.
How much does it cost to fix water issues in Whites Creek?
Estimated remediation costs in Whites Creek average $2,400 per household, ranging from $1,600 to $3,300. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
HomeCitiesTennessee → Whites Creek, TN

How to cite this page

APA ZipCheckup. (2026). Whites Creek, TN: 5 Violations - Home Safety 65/100. https://zipcheckup.com/cities/tn/whites-creek/
BibTeX
@misc{zipcheckup-cities-tn-whites-creek,
  author = {{ZipCheckup}},
  title  = {{Whites Creek, TN: 5 Violations - Home Safety 65/100}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/tn/whites-creek/}
}

Page version: August 2026.

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