CITY REPORT TN

Morris Chapel, TN Water Safety: 55/100 (2026)

1 ZIP code · 2 water systems · Updated 2026-06-03

Morris Chapel, TN: mid-range safety grade, uneven compliance across service areas.

How Morris Chapel Compares

Morris Chapel55/100
Tennessee avg69/100
National avg67/100

Data: EPA SDWIS Last verified: 2026-06-03

1
ZIP Codes
2
Water Systems
0
ZIPs with Violations
C · 55
Avg Safety Score
Zone 2
Radon Risk (Moderate)
$141K
Median Home Value
$2,200
Est. Remediation (1.6% of home value)

Morris Chapel Water: The Quick Version

  • Homes built before 1986: 27% — older plumbing may contain lead solder.
  • Estimated remediation: $2,200 per household.
  • CDC health risk index: 17.31 — above typical levels.

Water Systems Serving Morris Chapel

Throughout Morris Chapel, TN, water comes from one of 2 primary utilities out of 2 total systems — independent providers with different rate structures, infrastructure, and compliance records that vary across the service territory.

ADAMSVILLE WATER SYSTEM
Serves ~9,985 people
55
/100
Saltillo Utility District
Serves ~2,216 people
55
/100

Overview

We track water quality and home safety data for 1 ZIP code in Morris Chapel, Tennessee (population ~1,158), covering 2 community water systems serving approximately 12,201 people region-wide.

No EPA violations recorded across any ZIP codes in Morris Chapel — an excellent indicator of water quality.

Home Safety Score

Average Home Safety Score for Morris Chapel: C (55/100)

The score combines three factors:

Factor What It Measures
Water Quality EPA violations and compliance history
Lead Levels 90th percentile lead concentration vs EPA action level
Radon Risk EPA radon zone classification

Water Sources

Morris Chapel water systems draw from: Groundwater.

Lead & Copper

  • Lead data: not yet available for Morris Chapel
  • 0 ZIP codes exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 2 (Moderate Risk)

The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.

Areas with No Violations

ZIP Code Safety Score System Population
38361 C ADAMSVILLE WATER SYSTEM 9,985

All ZIP Codes in Morris Chapel

Data Sources

Updated daily.

CDC Health Data for Morris Chapel

11.3%
Asthma (US: 9.8%)
17.1%
Diabetes (US: 10.4%)
20.6%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.

Compared to National Average

Asthma 11.3% ↑
Diabetes 17.1% ↑
Mental Health 20.6% ↑

Vertical line = national average. Above national · Below national

How Old Is Morris Chapel's Housing Stock?

1993
Median Build Year
27%
Built Before 1986
9%
Built Before 1970
Copper
Likely Pipe Material

Housing age data helps assess potential lead pipe and infrastructure risks. Newer housing stock generally means lower plumbing-related contamination risk.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Housing age matters for water quality because lead solder was widely used in plumbing until the 1986 federal ban. Morris Chapel's median build year of 1993 suggests a majority of homes were constructed under the newer standard — a meaningful factor when assessing household-level lead risk from tap water.

1993
Median Year Built
27%
Pre-1986 (Lead Paint Risk)
9%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (9%) 1970–1986 (18%) Post-1986 (73%)

Most homes in Morris Chapel were built after 1986, reducing the risk of lead contamination from plumbing. Older homes should still be tested.

Source: U.S. Census Bureau ACS B25034.

Morris Chapel: Remediation Cost in Perspective

How does remediation fit within the broader financial picture for Morris Chapel homeowners? The equity share is moderate — large enough that treating it as a real planning consideration makes sense, and manageable enough that most homeowners have a clear path to addressing documented water and safety issues when they approach the commitment with deliberate advance budgeting rather than as an unplanned expense.

Median Home Value
$140,600
Est. Remediation
$2,200
Remediation as % of home value 1.6%

Remediation costs are moderate relative to home values in Morris Chapel. The estimated $1,200–$3,300 range is manageable for most homeowners but still worth budgeting for. Home values are 37% below the Tennessee average.

Protecting Children from Lead in Morris Chapel

27%
Homes Built Before 1986

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

Since the federal solder ban took effect, new plumbing has been built without that pathway, and Morris Chapel's pre-rule stock at 27% reflects a contained footprint.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Climate-Related Water Risk for Morris Chapel

Across the NFIP's long tracking period, Morris Chapel shows 17 claims and 100% of ZIP codes within FEMA-designated flood zones — figures that place it in moderate flood exposure territory. At this level, the water-quality implications of flooding — contaminated wells, stressed treatment intake, distribution backflow — move from theoretical edge cases to genuine periodic risks, particularly during higher-severity events.

17
Total FEMA Flood Claims
$27,936
Avg Claim Payout
100%
ZIPs in FEMA Flood Zones
~1
Est. Claims/Year

Morris Chapel has a moderate flood history with 17 FEMA claims averaging $27,936 per payout. 100% of ZIP codes fall within FEMA flood zones. Flood events can contaminate drinking water and overwhelm treatment systems.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. Flood damage can add significantly to the estimated <strong>$2,200</strong> remediation cost per household.

Residents in flood-prone areas should consider flood insurance even outside FEMA zones — over 25% of flood claims come from low-to-moderate risk areas. After any flood event, test your water before drinking.

Source: FEMA National Flood Insurance Program (NFIP) claims data, FEMA flood zone designations.

What You Can Do in Morris Chapel

  1. Test your water at home. City-level data shows averages — your tap may differ. NSF-certified test kits cost $20-40 and give results in days.
  2. Install a certified water filter. An NSF-certified pitcher or under-sink filter removes most common contaminants.
  3. Check your home's plumbing. Homes built before 1986 may have lead solder in pipes. A licensed plumber can assess your risk.

Frequently Asked Questions

Is the water safe to drink in Morris Chapel, TN?
Morris Chapel has an average water safety score of 55/100 (Grade C). No EPA violations on record. Check individual ZIP code reports for details specific to your neighborhood.
How does Morris Chapel compare to Tennessee average?
Morris Chapel has an average water safety score of 55/100, which is below the Tennessee state average of 69/100.
How many water systems serve Morris Chapel?
Morris Chapel is served by 2 public water systems across 1 ZIP code, serving approximately 1,158 people.
How much does it cost to fix water issues in Morris Chapel?
Estimated remediation costs in Morris Chapel average $2,200 per household, ranging from $1,200 to $3,300. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
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