CITY REPORT TN

Monterey, TN: 12 Violations — 68/100 (2026)

1 ZIP code · 7 water systems · Updated 2026-06-03

If you're checking Monterey, TN tap water safety, the short answer is: average — violations are present in parts of the city and specifics depend on which water system serves your address.

How Monterey Compares

Monterey68/100
Tennessee avg69/100
National avg67/100

Data: EPA SDWIS Last verified: 2026-06-03

1
ZIP Codes
7
Water Systems
1
ZIPs with Violations
C · 68
Avg Safety Score
Zone 2
Radon Risk (Moderate)
$176K
Median Home Value
$400
Est. Remediation (0.2% of home value)

Key Facts for Monterey Residents

  • Your city's water systems recorded 12 violations in the past 5 years.
  • Average lead level: 0.001 mg/L.
  • Homes built before 1986: 44% — older plumbing may contain lead solder.
  • Estimated remediation: $400 per household.
  • CDC health risk index: 14.09 — above typical levels.

Monterey's Water Providers

3 independent water providers serve Monterey, TN — 7 systems appear in federal records.

Cookeville Water Department
Serves ~48,455 people · 12 violations
68
/100
WEST OVERTON UTILITY DISTRICT
Serves ~8,628 people · 12 violations
68
/100
West Cumberland U.d.
Serves ~5,659 people · 12 violations
68
/100

Overview

We track water quality and home safety data for 1 ZIP code in Monterey, Tennessee (population ~8,812), covering 7 community water systems serving approximately 76,029 people region-wide.

1 of 1 ZIP code (100%) have recorded EPA violations. All violations are monitoring/reporting type.

Home Safety Score

Average Home Safety Score for Monterey: C (68/100)

The score combines three factors:

Factor What It Measures
Water Quality EPA violations and compliance history
Lead Levels 90th percentile lead concentration vs EPA action level
Radon Risk EPA radon zone classification

Water Sources

Monterey water systems draw from: Groundwater, Surface water.

Lead & Copper

  • Average lead level (90th percentile): 0.0010 mg/L (EPA action level: 0.015 mg/L)
  • 0 ZIP codes exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 2 (Moderate Risk)

The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.

Top Contaminants

Contaminant Category Violations ZIPs Affected
Surface Water Treatment Rule Treatment Technique 12 1
Contaminant 1920 Other 4 1
Stage 1 DBP Rule Treatment Technique 4 1
Total Trihalomethanes (TTHM) Disinfection Byproducts 2 1
Haloacetic Acids (HAA5) Disinfection Byproducts 2 1

Areas with Most Violations

ZIP Code Safety Score Violations Health-Based System
38574 C 12 0 Monterey Water Department

All ZIP Codes in Monterey

  • 38574 [C] — 12 violations

Data Sources

Updated daily.

Monterey Community Health Snapshot

10.9%
Asthma (US: 9.8%)
12.4%
Diabetes (US: 10.4%)
20.5%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.

Compared to National Average

Asthma 10.9% ↑
Diabetes 12.4% ↑
Mental Health 20.5% ↑

Vertical line = national average. Above national · Below national

What's in Monterey's Water?

Surface Water Treatment Rule 12 violations
Treatment Technique
Pathogens may not be adequately removed
Contaminant 1920 4 violations
Other
Stage 1 DBP Rule 4 violations
Treatment Technique
Disinfection byproduct exposure risk

Based on EPA violation records. Check your ZIP code report for system-specific contaminant data.

Monterey Infrastructure Age

1998
Median Build Year
44%
Built Before 1986
15%
Built Before 1970
Copper
Likely Pipe Material

With 44% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Pre-1986 construction carries elevated plumbing-era lead risk because lead solder was widely used before that federal ban. In Monterey, the median build year of 1998 indicates a housing stock where that older fraction represents a significant share of the residential inventory.

1998
Median Year Built
44%
Pre-1986 (Lead Paint Risk)
15%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (15%) 1970–1986 (29%) Post-1986 (56%)

Most homes in Monterey were built after 1986, reducing the risk of lead contamination from plumbing. Older homes should still be tested.

Source: U.S. Census Bureau ACS B25034.

How Remediation Costs Compare in Monterey

Given current Monterey valuations, the remediation-to-property-value ratio is low — most homeowners are looking at a proportionally modest share that fits within routine financial planning.

Median Home Value
$175,900
Est. Remediation
$400
Remediation as % of home value 0.2%

Remediation costs in Monterey are relatively low compared to home values. The $0–$800 estimated range is a small fraction of median property value. Home values are 21% below the Tennessee average.

Monterey: Lead Risk & Vulnerable Populations

44%
Homes Built Before 1986
0.001
mg/L Avg Lead (Limit: 0.015)

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

After the federal action removing lead-bearing solder from new plumbing took effect, building practice shifted — but 44% of the Monterey inventory predates that line. With aggregate samples near or beyond 0.015 mg/L, an in-home check moves out of the optional column into the standard list.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

What You Can Do in Monterey

  1. Test your water at home. City-level data shows averages — your tap may differ. NSF-certified test kits cost $20-40 and give results in days.
  2. Install a certified water filter. Filters rated for Surface Water Treatment Rule can reduce the most common contaminant found in Monterey's water.
  3. Check your home's plumbing. With 44% of homes built before 1986, lead solder is a real possibility.

Frequently Asked Questions

Is the water safe to drink in Monterey, TN?
Monterey has an average water safety score of 68/100 (Grade C). 12 EPA violations have been recorded. Check individual ZIP code reports for details specific to your neighborhood.
How many water violations does Monterey have?
Monterey water systems have a total of 12 EPA violations. Violations are tracked across 1 ZIP code.
Does Monterey water have lead?
The average 90th-percentile lead level in Monterey is 0.001 mg/L. This is below the EPA action level of 0.015 mg/L. Lead levels can vary by home — testing is recommended especially in older properties.
How does Monterey compare to Tennessee average?
Monterey has an average water safety score of 68/100, which is below the Tennessee state average of 69/100.
How many water systems serve Monterey?
Monterey is served by 7 public water systems across 1 ZIP code, serving approximately 8,812 people.
How much does it cost to fix water issues in Monterey?
Estimated remediation costs in Monterey average $400 per household, ranging from $0 to $800. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
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