CITY REPORT TN

Memphis, TN Water Safety: 95/100 (2026)

63 ZIP codes · 4 water systems · Updated 2026-07-19

ZipCheckup grade for Memphis: A.

No federal data flags a major home-safety concern for this ZIP.

Throughout Memphis and across its water systems, EPA compliance data for TN shows above-average performance - violations are minimal, none of the tracked systems have recorded repeated MCL exceedances in recent cycles, and the safety picture has held steady across multiple reporting periods.

Data: EPA SDWIS, FEMA NFIP, Census ACS Last verified: 2026-07-19

63
ZIP Codes
4
Water Systems
0
ZIPs with Violations
A · 95
Avg Safety Score
Zone 3
Radon Risk (Low)

Water Quality in Memphis

We track water quality and home safety data for 63 ZIP codes in Memphis, Tennessee, covering 4 community water systems serving approximately 676,192 people.

No EPA violations have been recorded across any ZIP codes in Memphis - an excellent indicator of water quality.

Average Home Safety Score: A (95/100)

Water sources: Groundwater.

Lead Risk

  • Average lead level (90th percentile): 0.0047 mg/L
  • 72% of housing built before 1986 (when lead solder was banned)
  • 17% of housing built before 1950 (when lead pipes were standard)
  • Median year built: 1968
  • Most common estimated pipe material: Galvanized Steel or Copper
  • Lead exposure risk score: 54/100
  • Estimated lead service line probability: 21%
  • 20 ZIP codes classified as high or very high lead risk

With 72% of homes built before the 1986 lead solder ban, Memphis residents - especially those in older neighborhoods - should consider testing their tap water for lead. Homes built before 1950 are at the highest risk of having lead service lines.

Housing Age Distribution

305,533 total housing units across 63 ZIP codes:

Era Units Share
Pre-1940 22,230 7%
1940–1949 23,516 8%
1950–1959 58,756 19%
1960–1969 43,386 14%
1970–1979 56,359 18%
1980–1989 36,640 12%
1990–1999 30,155 10%
2000–2009 22,055 7%
2010–2019 11,738 4%
2020+ 698 0%

Flood Risk

FEMA National Flood Insurance Program data for Memphis:

  • 689 flood insurance claims on record
  • $11,677,525 total paid out
  • $16,949 average claim payout
  • Dominant FEMA flood zone: X (Low risk)
  • 13 of 63 ZIP codes in high-risk flood zones (A/V)

Radon Risk

Dominant EPA radon zone: Zone 3 (Low Risk)

  • Zone 1 (High): 0 ZIP codes
  • Zone 2 (Moderate): 0 ZIP codes
  • Zone 3 (Low): 63 ZIP codes

Neighborhoods by Safety Score

Safest Areas

ZIP Code Safety Score Grade Violations
37544 99/100 A 0
38124 99/100 A 0
38126 99/100 A 0
38130 99/100 A 0
38131 99/100 A 0
38136 99/100 A 0
38145 99/100 A 0
38147 99/100 A 0
38148 99/100 A 0
38150 99/100 A 0

Areas Needing Attention

ZIP Code Safety Score Grade Violations
38134 85/100 A 0
38128 85/100 A 0
38127 85/100 A 0
38135 90/100 A 0
38133 90/100 A 0
38125 90/100 A 0
38122 90/100 A 0
38120 90/100 A 0
38119 90/100 A 0
38118 90/100 A 0

What Memphis Residents Can Do

Test Your Water

  • Order a certified lab test - home test kits cost $20–50 and cover lead, bacteria, and common contaminants
  • Request your utility's CCR (Consumer Confidence Report) - your water provider must publish this annually
  • Check your ZIP code - each area in Memphis has different water systems and risk levels

Filter Your Water

  • NSF-certified pitcher filter removes chlorine taste and some contaminants ($20–40)
  • NSF 53-certified filter for lead - recommended for homes built before 1986
  • Reverse osmosis system removes 95%+ of contaminants including lead, PFAS, and nitrates ($150–400)

Stay Informed

All ZIP Codes in Memphis

Frequently Asked Questions

Is the tap water safe to drink in Memphis, TN?

Memphis has an average Home Safety Score of 95/100 (grade A) across 63 ZIP codes. No EPA violations have been recorded. Safety varies by neighborhood - check your specific ZIP code report for details.

Does Memphis have lead in the water?

The average 90th-percentile lead level across Memphis is 0.0047 mg/L, below the EPA action level of 0.015 mg/L. No ZIP codes currently exceed the EPA lead action level. About 72% of housing was built before 1986, when lead solder was banned.

Is Memphis at risk for flooding?

FEMA data shows 689 flood insurance claims in Memphis ZIP codes, with an average payout of $16,949. 13 of 63 ZIP codes are in high-risk FEMA flood zones (A or V).

Are there lead pipes in Memphis homes?

72% of Memphis housing was built before 1986, when lead solder was common in plumbing. 17% was built before 1950, when lead pipes were standard. The most common estimated pipe material is Galvanized Steel or Copper. The estimated probability of lead service lines is 21%. We recommend testing your water if your home was built before 1986.

Data Sources

Updated daily.

How Old Is Memphis's Housing Stock?

1968
Median Build Year
Galvanized Steel or Copper
Likely Pipe Material

Median build year of 1968 means many homes predate lead paint and lead solder regulations. Consider testing if your home has original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Lead solder was federally prohibited in new plumbing in 1986. In Memphis, the median build year of 1968 puts a majority of homes in the lower-risk category for that specific contamination pathway - though the pre-1986 share shown above still carries real exposure potential at the individual household level.

1968
Median Year Built
0%
Pre-1986 (Lead Paint Risk)
0%
Pre-1970 (Lead Pipes Risk)

Most homes in Memphis were built after 1986, reducing the risk of lead contamination from plumbing. Older homes should still be tested.

Source: U.S. Census Bureau ACS B25034.

Protecting Children from Lead in Memphis

0.0047
mg/L Avg Lead (Limit: 0.015)

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

Lead risk in Memphis appears low overall, but individual homes may differ. Testing is the only way to confirm your water's lead content.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Climate-Related Water Risk for Memphis

The National Flood Insurance Program captures decades of claims at the local level, building a record of cumulative community flood exposure. For Memphis, that record documents 689 claims and 0% of ZIP codes inside FEMA-designated flood zones. What makes those numbers relevant to water quality is the set of mechanisms flooding activates: heavy precipitation that floods treatment intake zones can introduce contaminants upstream of normal filtration; well casings in low-lying areas can be infiltrated by floodwaters carrying bacteria, sediment, and chemical residue; and distribution system pressure changes during flooding can create backflow conditions. These effects become more probable as flood frequency and magnitude increase - and the NFIP record indicates both are meaningful factors locally.

689
Total FEMA Flood Claims
~34
Est. Claims/Year

Memphis has a moderate flood history with 689 FEMA claims. Flood events can contaminate drinking water and overwhelm treatment systems.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure.

Residents in flood-prone areas should consider flood insurance even outside FEMA zones - over 25% of flood claims come from low-to-moderate risk areas. After any flood event, test your water before drinking.

Source: FEMA National Flood Insurance Program (NFIP) claims data, FEMA flood zone designations.

Frequently Asked Questions

Is the water safe to drink in Memphis, TN?
Memphis has an average water safety score of 95/100 (Grade A). No EPA violations on record. Check individual ZIP code reports for details specific to your neighborhood.
Does Memphis water have lead?
The average 90th-percentile lead level in Memphis is 0.0047 mg/L. This is below the EPA action level of 0.015 mg/L. Lead levels can vary by home - testing is recommended especially in older properties.
How many water systems serve Memphis?
Memphis is served by 4 public water systems across 63 ZIP codes, serving approximately 676,192 people.
HomeCitiesTennessee → Memphis, TN

How to cite this page

APA ZipCheckup. (2026). Memphis, TN Water Safety: 95/100 (2026). https://zipcheckup.com/cities/tn/memphis/
BibTeX
@misc{zipcheckup-cities-tn-memphis,
  author = {{ZipCheckup}},
  title  = {{Memphis, TN Water Safety: 95/100 (2026)}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/tn/memphis/}
}

Data as of July 2026.

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