CITY REPORT TN

Loretto, TN: 16 Violations - Home Safety 58/100

1 ZIP code · 4 water systems · Updated

ZipCheckup grade for Loretto: C.

A mixed picture - some signals here are worth your attention.

Loretto, TN: a C, mid-scale.

How Loretto Compares

Loretto58/100
Tennessee avg72/100
National avg73/100

Data: EPA SDWIS

1
ZIP Codes
4
Water Systems
1
ZIPs Linked to Systems with Violations
C · 58
Avg Safety Score
Zone 1
County Radon Potential (High)
$162K
Median Home Value

What You Should Know About Loretto Water

  • Your city's water systems recorded 16 violations since 2021.
  • Average of reported 90th-percentile lead results: 0.0028 mg/L.
  • Homes built before 1986: 59% - older plumbing may contain lead solder.
  • Health risk index (ZipCheckup composite of CDC data): 16.22.

Who Supplies Your Water in Loretto

3 systems shown for Loretto, TN, from 4 on the federal list.

Overview

We track home safety data for 1 ZIP code in Loretto, Tennessee (population ~4,608), covering 4 community water systems serving approximately 15,102 people region-wide. The EPA snapshots used for this build directly map water systems to 1 of 1 ZIP codes.

1 of 1 ZIP code with a reported violation count in the available EPA record (100%) have recorded EPA violations. The available record reports no health-based violations for this measured scope.

Home Safety Score

Average Home Safety Score for Loretto: C (58/100)

Model 4.0.0 uses four measured components across three equally weighted domains. If a required domain is unavailable, no score is published:

Factor What It Measures
Water Quality EPA violations and compliance history
PFAS MCL Screen UCMR 5 testing against the covered federal MCLs
Radon Risk EPA radon zone classification
Annual AQI EPA AirData county-year median with at least 90 observed days

Water Sources

Loretto water systems draw from: Groundwater, Surface water.

Lead & Copper

  • Average of reported 90th-percentile lead results: 0.0028 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 1 ZIP code with known status exceed the EPA lead action level

Radon Risk

1 of 1 ZIP records with known zones is in EPA Radon Zone 1.

The EPA recommends testing all homes regardless of radon zone. County radon zones cannot replace an in-home radon test.

Top Contaminants

Contaminant Category Violations ZIPs Affected
Consumer Confidence Rule Reporting 10 1
Revised Total Coliform Rule Microbiological 10 1
Chlorine Disinfectant 6 1
Public Notice Rule Reporting 4 1
Lead and Copper Rule Treatment Technique 2 1

Areas with Most Violations

ZIP Code Safety Score Violations Health-Based System
38469 C 16 0 Loretto Water Department

All ZIP Codes in Loretto

  • 38469 [C] - 16 violations

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Health Outcomes in Loretto

11.3%
Asthma (US: 9.8%)
14.9%
Diabetes (US: 10.4%)
21.2%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). County health indicators are shown for context only and are not linked to this area's water records.

Compared to National Average

Asthma 11.3% ↑
Diabetes 14.9% ↑
Mental Health 21.2% ↑

Vertical line = national average. ■ Above national · ■ Below national

Top Contaminants in Loretto Water

Consumer Confidence Rule 10 violations
Reporting
Revised Total Coliform Rule 10 violations
Microbiological
Indicates possible bacterial contamination
Chlorine 6 violations
Disinfectant · EPA regulatory level for the contaminant named above: 4 mg/L

Based on EPA violation records. Check your ZIP code report for system-specific contaminant data.

Housing & Infrastructure in Loretto

1972
Median Build Year
59%
Built Before 1986
38%
Built Before 1970
Copper
Likely Pipe Material

With 59% of homes built before 1986, lead solder in plumbing is a potential concern. Federal law banned lead solder in drinking-water plumbing in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Plumbing risk in older housing is tied to the period before 1986, when lead pipes and lead solder were still permitted in new plumbing. Loretto's median build year is 1972, and properties from before that year might still contain lead-bearing joints or pipes. Much of that risk sits inside individual properties, which city-level water quality averages don't capture.

1972
Median Year Built
59%
Pre-1986 (lead solder era; lead paint banned 1978)
38%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (38%) 1970–1986 (21%) Post-1986 (41%)

Over half of homes in Loretto were built before 1986, when federal law began restricting lead solder in drinking-water plumbing. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.

Source: U.S. Census Bureau ACS B25034.

Lead Exposure Risk for Children in Loretto

59%
Homes Built Before 1986
0.0028
mg/L average of reported water-system 90th-percentile lead results (the 0.015 action level applies to each system's result, not to this average)

Why children are most at risk: The CDC states that no safe blood lead level in children has been identified. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

If you have young children or are pregnant, consider testing your home's water - especially if your home was built before 1986.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

What You Can Do in Loretto

  1. Test your water at home. City-level data shows averages - your tap may differ. Check the certification, price and turnaround time of any water test kit or lab service.
  2. Install a certified water filter. For Consumer Confidence Rule, listed in the water-quality records for Loretto: if it is a rule or reporting requirement rather than a contaminant, ask your utility what the record involved; for bacteria, follow any boil-water notice from your utility; for a specific chemical contaminant, check whether a filter is certified to reduce it. Not every contaminant has a consumer filter certification.
  3. Check your home's plumbing. With 59% of homes built before 1986, lead solder is a real possibility.

Frequently Asked Questions

What does the Home Safety Score mean for Loretto, TN?
Loretto has an average Home Safety Score of 58/100 (Grade C) under ZipCheckup model 4.0.0, an area-level model that draws on EPA water compliance records, PFAS screening, EPA radon zones, and annual EPA air quality data; see the methodology page for how inputs and coverage are handled. 16 violations appear in EPA records for water systems mapped to these ZIP codes. Check individual ZIP code reports for component details.
How many violations are on record for water systems serving Loretto?
EPA records list 16 EPA violations for Loretto water systems. These water-system violations are shown for 1 mapped ZIP code.
Does Loretto water have lead?
The average of the reported 90th-percentile lead results across the ZIP codes of Loretto is 0.0028 mg/L. The EPA action level of 0.015 mg/L applies to each water system's own 90th percentile, not to this average. EPA's health goal for lead is zero. Lead levels can vary by home - testing is recommended especially in older properties.
How does Loretto compare to Tennessee average?
Loretto has an average Home Safety Score of 58/100, which is below the Tennessee state average of 72/100 for the same model series.
How many water systems serve Loretto?
Our records map 4 water systems to 1 ZIP code in Loretto. The related population figure in our data is approximately 4,608 people; it is not a count of people served citywide.
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How to cite this page

APA ZipCheckup. (2026). Loretto, TN: 16 Violations - Home Safety 58/100. https://zipcheckup.com/cities/tn/loretto/
BibTeX
@misc{zipcheckup-cities-tn-loretto,
  author = {{ZipCheckup}},
  title  = {{Loretto, TN: 16 Violations - Home Safety 58/100}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/tn/loretto/}
}

Page version: October 2026.

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