CITY REPORT TN

Five Points, TN: High Radon Risk — 53/100 (2026)

1 ZIP code · 2 water systems · Updated 2026-06-03

Five Points ranks below average for tap water safety in TN — health-based violations are documented across multiple service areas in recent EPA monitoring data.

How Five Points Compares

Five Points53/100
Tennessee avg69/100
National avg67/100

Data: EPA SDWIS Last verified: 2026-06-03

1
ZIP Codes
2
Water Systems
0
ZIPs with Violations
D · 53
Avg Safety Score
Zone 1
Radon Risk (High)
$173K
Median Home Value
$3,700
Est. Remediation (2.1% of home value)

What You Should Know About Five Points Water

  • Homes built before 1986: 86% — older plumbing may contain lead solder.
  • Estimated remediation: $3,700 per household.
  • CDC health risk index: 16.22 — above typical levels.

Who Supplies Your Water in Five Points

Water delivery in Five Points, TN is handled by 2 utilities rather than a single system — drawn from 2 providers in federal records, each filing its own compliance reports and setting its own rates.

LEOMA UTILITY DISTRICT
Serves ~6,218 people
53
/100
Loretto Water Department
Serves ~4,773 people
53
/100

Overview

We track water quality and home safety data for 1 ZIP code in Five Points, Tennessee (population ~491), covering 2 community water systems serving approximately 10,991 people region-wide.

No EPA violations recorded across any ZIP codes in Five Points — an excellent indicator of water quality.

Home Safety Score

Average Home Safety Score for Five Points: D (53/100)

The score combines three factors:

Factor What It Measures
Water Quality EPA violations and compliance history
Lead Levels 90th percentile lead concentration vs EPA action level
Radon Risk EPA radon zone classification

Water Sources

Five Points water systems draw from: Groundwater.

Lead & Copper

  • Lead data: not yet available for Five Points
  • 0 ZIP codes exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 1 (High Risk)

The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.

Areas with No Violations

ZIP Code Safety Score System Population
38457 D LEOMA UTILITY DISTRICT 6,218

All ZIP Codes in Five Points

Data Sources

Updated daily.

Health Outcomes in Five Points

11.3%
Asthma (US: 9.8%)
14.9%
Diabetes (US: 10.4%)
21.2%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.

Compared to National Average

Asthma 11.3% ↑
Diabetes 14.9% ↑
Mental Health 21.2% ↑

Vertical line = national average. Above national · Below national

Housing & Infrastructure in Five Points

1951
Median Build Year
86%
Built Before 1986
52%
Built Before 1970
Galvanized Steel or Copper
Likely Pipe Material

With 86% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

When a city's housing median build year is 1951, as in Five Points, the implication for water quality research is straightforward: municipal-level data captures what leaves the treatment plant, but household plumbing from before 1986 determines what actually arrives at the tap. In cities where older housing predominates, that gap between system-level and household-level data is widest.

1951
Median Year Built
86%
Pre-1986 (Lead Paint Risk)
52%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (52%) 1970–1986 (34%) Post-1986 (14%)

Over half of homes in Five Points were built before 1986, when lead solder was banned. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.

Source: U.S. Census Bureau ACS B25034.

Cost Context: What Remediation Means for Five Points Homeowners

Given that Five Points falls in the elevated cost-to-value tier, the equity impact of documented remediation is a real financial planning challenge for most homeowners.

Median Home Value
$172,900
Est. Remediation
$3,700
Remediation as % of home value 2.1%

At 2.1% of home value, remediation costs in Five Points represent a significant financial burden. For homes valued near the median, fixing water and safety issues could cost $2,600–$5,500. Home values here are 23% below the Tennessee average.

Lead Exposure Risk for Children in Five Points

86%
Homes Built Before 1986

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

Routinely in Five Points, where 86% of housing predates the solder ban and aggregate utility readings hover near the federal threshold, a faucet-level draw functions as a standard household step for families with small kids.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Flood & Climate Risk in Five Points

Flood risk in Five Points occupies the middle ground: 1 NFIP claim and 100% of local ZIP codes within FEMA flood zones. At that level, the risk pathways connecting flooding to water quality — treatment system stress, well infiltration, distribution backflow — become relevant considerations during significant flood events, even if day-to-day water quality is unaffected by flood history.

1
Total FEMA Flood Claims
$53,042
Avg Claim Payout
100%
ZIPs in FEMA Flood Zones

Five Points has a moderate flood history with 1 FEMA claims averaging $53,042 per payout. 100% of ZIP codes fall within FEMA flood zones. Flood events can contaminate drinking water and overwhelm treatment systems.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. Flood damage can add significantly to the estimated <strong>$3,700</strong> remediation cost per household.

Residents in flood-prone areas should consider flood insurance even outside FEMA zones — over 25% of flood claims come from low-to-moderate risk areas. After any flood event, test your water before drinking.

Source: FEMA National Flood Insurance Program (NFIP) claims data, FEMA flood zone designations.

What You Can Do in Five Points

  1. Test your water at home. City-level data shows averages — your tap may differ. NSF-certified test kits cost $20-40 and give results in days.
  2. Install a certified water filter. An NSF-certified pitcher or under-sink filter removes most common contaminants.
  3. Check your home's plumbing. With 86% of homes built before 1986, lead solder is a real possibility.
  4. Review your water system's CCR. Your utility publishes an annual Consumer Confidence Report with detailed test results. Request it or find it online.

Frequently Asked Questions

Is the water safe to drink in Five Points, TN?
Five Points has an average water safety score of 53/100 (Grade D). No EPA violations on record. Check individual ZIP code reports for details specific to your neighborhood.
How does Five Points compare to Tennessee average?
Five Points has an average water safety score of 53/100, which is below the Tennessee state average of 69/100.
How many water systems serve Five Points?
Five Points is served by 2 public water systems across 1 ZIP code, serving approximately 491 people.
How much does it cost to fix water issues in Five Points?
Estimated remediation costs in Five Points average $3,700 per household, ranging from $2,600 to $5,500. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
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