CITY REPORT TN

Chattanooga, TN: 11 Violations - Home Safety 82/100

20 ZIP codes · 8 water systems · Updated

ZipCheckup grade for Chattanooga: B.

This ZIP looks solid, with a few items worth a quick check.

Water systems in Chattanooga, TN serve households with few reported safety events.

How Chattanooga Compares

Chattanooga82/100
Tennessee avg72/100
National avg73/100

Data: EPA SDWIS

20
ZIP Codes
8
Water Systems
4
ZIPs with Violations
B · 82
Avg Safety Score
Zone 2
Radon Risk (Moderate)
$246K
Median Home Value
$1,995
Est. Remediation (0.8% of home value)

Water Quality Map: Chattanooga, TN

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Score Distribution

How ZIP codes in Chattanooga score across all safety grades.

A
0
B
15
C
0
D
0
F
0

What You Should Know About Chattanooga Water

  • Your city's water systems recorded 11 violations in the past 5 years.
  • Average lead level: 0.0012 mg/L.
  • Homes built before 1986: 68% - older plumbing may contain lead solder.
  • Estimated remediation: $1,995 per household.
  • CDC health risk index: 13.52 - above typical levels.

Who Supplies Your Water in Chattanooga

Federal records list 8 water systems tied to Chattanooga, TN. Of those, 3 are the primary providers, meaning service conditions, rate structures, and compliance histories can differ depending on where a property sits.

Overview

We track home safety data for 20 ZIP codes in Chattanooga, Tennessee (population ~213,011), covering 8 community water systems serving approximately 383,248 people region-wide. The EPA snapshots used for this build directly map water systems to 15 of 20 ZIP codes.

4 of 15 ZIP codes with a reported violation count in the available EPA record (27%) have recorded EPA violations. The available record reports no health-based violations for this measured scope.

Home Safety Score

Average Home Safety Score for Chattanooga: B (82/100)

Model 4.0.0 uses four measured components across three equally weighted domains. If a required domain is unavailable, no score is published:

Factor What It Measures
Water Quality EPA violations and compliance history
PFAS MCL Screen UCMR 5 testing against the covered federal MCLs
Radon Risk EPA radon zone classification
Annual AQI EPA AirData county-year median with at least 90 observed days

Water Sources

Chattanooga water systems draw from: Groundwater, Surface water.

Lead & Copper

  • Average lead level (90th percentile): 0.0012 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 15 ZIP codes with known status exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 2 (Moderate Risk)

  • Zone 1 (High): 0 ZIP codes
  • Zone 2 (Moderate): 20 ZIP codes
  • Zone 3 (Low): 0 ZIP codes

The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.

Top Contaminants

Contaminant Category Violations ZIPs Affected
Surface Water Treatment Rule Treatment Technique 9 4
Consumer Confidence Report Rule Reporting 4 1
Revised Total Coliform Rule Microbiological 4 1
Total Trihalomethanes (TTHM) Disinfection Byproducts 2 1
Haloacetic Acids (HAA5) Disinfection Byproducts 2 1

Areas with Most Violations

ZIP Code Safety Score Violations Health-Based System
37419 B 7 0 Tennessee American Water
37416 B 3 0 Tennessee American Water
37421 B 3 0 Tennessee American Water
37415 B 1 0 Tennessee American Water

Areas with No Violations

ZIP Code Safety Score System Population
37402 B Tennessee American Water 207,046
37403 B Tennessee American Water 207,046
37404 B Tennessee American Water 207,046
37405 B Tennessee American Water 207,046
37406 B Tennessee American Water 207,046
37407 B Tennessee American Water 207,046
37408 B Tennessee American Water 207,046
37409 B Tennessee American Water 207,046
37410 B Tennessee American Water 207,046
37411 B Tennessee American Water 207,046

All ZIP Codes in Chattanooga

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Health Outcomes in Chattanooga

11%
Asthma (US: 9.8%)
12.7%
Diabetes (US: 10.4%)
17.9%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.

Compared to National Average

Asthma 11% ↑
Diabetes 12.7% ↑
Mental Health 17.9% ↑

Vertical line = national average. Above national · Below national

Top Contaminants in Chattanooga Water

Surface Water Treatment Rule 9 violations
Treatment Technique
Pathogens may not be adequately removed
Consumer Confidence Report Rule 4 violations
Reporting
Revised Total Coliform Rule 4 violations
Microbiological
Indicates possible bacterial contamination

Based on EPA violation records. Check your ZIP code report for system-specific contaminant data.

Housing & Infrastructure in Chattanooga

1963
Median Build Year
68%
Built Before 1986
41%
Built Before 1970
Galvanized Steel or Copper
Likely Pipe Material

With 68% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Pre-1986 plumbing is not a rare legacy case in Chattanooga - it's the dominant profile. The median build year of 1963 indicates a housing stock where lead-soldered copper joints are a common structural feature of residences across the city.

1963
Median Year Built
68%
Pre-1986 (Lead Paint Risk)
41%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (41%) 1970–1986 (27%) Post-1986 (32%)

Over half of homes in Chattanooga were built before 1986, when lead solder was banned. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.

Source: U.S. Census Bureau ACS B25034.

Cost Context: What Remediation Means for Chattanooga Homeowners

For most homeowners in Chattanooga, the estimated cost of water and safety remediation represents a proportionally modest share of what properties are worth - placing this area in the lower tier of the remediation share scale.

Median Home Value
$245,900
Est. Remediation
$1,995
Remediation as % of home value 0.8%

Remediation costs in Chattanooga are relatively low compared to home values. The $1,040–$3,210 estimated range is a small fraction of median property value. Home values are 10% above the Tennessee average.

Lead Exposure Risk for Children in Chattanooga

68%
Homes Built Before 1986
0.0012
mg/L Avg Lead (Limit: 0.015)

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

68% - that captures the slice of Chattanooga housing dating from before the federal ban on solder containing lead. It pairs with aggregate utility readings that either approach or cross 0.015 mg/L, the benchmark set under the EPA Lead and Copper Rule. Together, the two figures shift one-home reads into a standard household-level confirmation, particularly for families with kids. A certified lead-removal filter is available through retailer-verified channels if a kit returns results that warrant additional measures.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Historical NFIP Claim Context in Chattanooga

1,517
Total FEMA Flood Claims
$22,060
Avg Reported Sum With Payment Data
75%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Chattanooga contains 1,517 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $22,060. Among ZIP codes with claim records, 75% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The <strong>$1,995</strong> remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

Frequently Asked Questions

What does the Home Safety Score mean for Chattanooga, TN?
Chattanooga has an average Home Safety Score of 82/100 (Grade B) under model 4.0.0. The score combines EPA SDWIS identity plus accepted ECHO SDWA lifecycle-based water compliance, the PFAS MCL screen, EPA radon zone, and annual EPA AQI, and is published only when all required domains are observed. 11 EPA violations have been recorded. Check individual ZIP code reports for component details.
How many water violations does Chattanooga have?
Chattanooga water systems have a total of 11 EPA violations. Violations are tracked across 20 ZIP codes.
Does Chattanooga water have lead?
The average 90th-percentile lead level in Chattanooga is 0.0012 mg/L. This is below the EPA action level of 0.015 mg/L. Lead levels can vary by home - testing is recommended especially in older properties.
How does Chattanooga compare to Tennessee average?
Chattanooga has an average Home Safety Score of 82/100, which is above the Tennessee state average of 72/100 for the same model series.
How many water systems serve Chattanooga?
Chattanooga is served by 8 public water systems across 20 ZIP codes, serving approximately 213,011 people.
How much does it cost to fix water issues in Chattanooga?
Estimated remediation costs in Chattanooga average $1,995 per household, ranging from $1,040 to $3,210. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
HomeCitiesTennessee → Chattanooga, TN

How to cite this page

APA ZipCheckup. (2026). Chattanooga, TN: 11 Violations - Home Safety 82/100. https://zipcheckup.com/cities/tn/chattanooga/
BibTeX
@misc{zipcheckup-cities-tn-chattanooga,
  author = {{ZipCheckup}},
  title  = {{Chattanooga, TN: 11 Violations - Home Safety 82/100}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/tn/chattanooga/}
}

Page version: August 2026.

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