CITY REPORT TN

Chattanooga, TN: 11 Violations - Home Safety 82/100

20 ZIP codes · 8 water systems · Updated

ZipCheckup grade for Chattanooga: B.

This ZIP has a few items worth a quick check.

Looking at federal compliance records for Chattanooga, TN: the city earns a grade in the top two bands here, and each serving system's violation history can be reviewed individually for what lies behind it.

How Chattanooga Compares

Chattanooga82/100
Tennessee avg72/100
National avg73/100

Data: EPA SDWIS

20
ZIP Codes
8
Water Systems
4
ZIPs Linked to Systems with Violations
B · 82
Avg Safety Score
Zone 2
County Radon Potential (Moderate)
$246K
Median Home Value
$500
Est. Remediation (0.2% of home value)

Water Quality Map: Chattanooga, TN

Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.

A B C D F

Score Distribution

How ZIP codes in Chattanooga score across all safety grades.

A
0
B
15
C
0
D
0
F
0

What You Should Know About Chattanooga Water

  • Your city's water systems recorded 11 violations since 2021.
  • Average of reported 90th-percentile lead results: 0.0012 mg/L.
  • Homes built before 1986: 68% - older plumbing may contain lead solder.
  • Estimated remediation: $500 per household.
  • Health risk index (ZipCheckup composite of CDC data): 13.52.

Who Supplies Your Water in Chattanooga

Multiple utilities show up for Chattanooga, TN: 3 are listed here out of 8 tracked federally.

Overview

We track home safety data for 20 ZIP codes in Chattanooga, Tennessee (population ~213,011), covering 8 community water systems serving approximately 383,248 people region-wide. The EPA snapshots used for this build directly map water systems to 15 of 20 ZIP codes.

4 of 15 ZIP codes with a reported violation count in the available EPA record (27%) have recorded EPA violations. The available record reports no health-based violations for this measured scope.

Home Safety Score

Average Home Safety Score for Chattanooga: B (82/100)

Model 4.0.0 uses four measured components across three equally weighted domains. If a required domain is unavailable, no score is published:

Factor What It Measures
Water Quality EPA violations and compliance history
PFAS MCL Screen UCMR 5 testing against the covered federal MCLs
Radon Risk EPA radon zone classification
Annual AQI EPA AirData county-year median with at least 90 observed days

Water Sources

Chattanooga water systems draw from: Groundwater, Surface water.

Lead & Copper

  • Average of reported 90th-percentile lead results: 0.0012 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 15 ZIP codes with known status exceed the EPA lead action level

Radon Risk

20 of 20 ZIP records with known zones are in EPA Radon Zone 2.

The EPA recommends testing all homes regardless of radon zone. County radon zones cannot replace an in-home radon test.

Top Contaminants

Contaminant Category Violations ZIPs Affected
Consumer Confidence Rule Reporting 9 4
Revised Total Coliform Rule Microbiological 4 1
Chlorine Disinfectant 4 1
Haloacetic Acids (HAA5) Disinfection Byproducts 2 1
Total Trihalomethanes (TTHM) Disinfection Byproducts 2 1

Areas with Most Violations

ZIP Code Safety Score Violations Health-Based System
37419 B 7 0 Tennessee American Water
37416 B 3 0 Tennessee American Water
37421 B 3 0 Tennessee American Water
37415 B 1 0 Tennessee American Water

Areas with No Violations

ZIP Code Safety Score System Population
37402 B Tennessee American Water 207,046
37403 B Tennessee American Water 207,046
37404 B Tennessee American Water 207,046
37405 B Tennessee American Water 207,046
37406 B Tennessee American Water 207,046
37407 B Tennessee American Water 207,046
37408 B Tennessee American Water 207,046
37409 B Tennessee American Water 207,046
37410 B Tennessee American Water 207,046
37411 B Tennessee American Water 207,046

All ZIP Codes in Chattanooga

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Health Outcomes in Chattanooga

11%
Asthma (US: 9.8%)
12.7%
Diabetes (US: 10.4%)
17.9%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). County health indicators are shown for context only and are not linked to this area's water records.

Compared to National Average

Asthma 11% ↑
Diabetes 12.7% ↑
Mental Health 17.9% ↑

Vertical line = national average. ■ Above national · ■ Below national

Top Contaminants in Chattanooga Water

Consumer Confidence Rule 9 violations
Reporting
Revised Total Coliform Rule 4 violations
Microbiological
Indicates possible bacterial contamination
Chlorine 4 violations
Disinfectant · EPA regulatory level for the contaminant named above: 4 mg/L

Based on EPA violation records. Check your ZIP code report for system-specific contaminant data.

Housing & Infrastructure in Chattanooga

1963
Median Build Year
68%
Built Before 1986
52%
Built Before 1970
Galvanized Steel or Copper
Likely Pipe Material

With 68% of homes built before 1986, lead solder in plumbing is a potential concern. Federal law banned lead solder in drinking-water plumbing in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Lead can reach tap water from service lines, solder and brass fittings inside a building, which is why housing age draws attention in Chattanooga, where the median build year is 1963.

1963
Median Year Built
68%
Pre-1986 (lead solder era; lead paint banned 1978)
52%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (52%) 1970–1986 (16%) Post-1986 (32%)

Over half of homes in Chattanooga were built before 1986, when federal law began restricting lead solder in drinking-water plumbing. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.

Source: U.S. Census Bureau ACS B25034.

Cost Context: What Remediation Means for Chattanooga Homeowners

Estimated remediation for Chattanooga is a small fraction of median property value - one percent or less - though the ratio does not describe any single household.

Median Home Value
$245,900
Est. Remediation
$500
Remediation as % of home value 0.2%

Estimated remediation costs in Chattanooga can be compared with local home values. The $300–$800 estimated range can be set against the median property value; actual costs vary by home. Home values are 10% above the Tennessee average.

Lead Exposure Risk for Children in Chattanooga

68%
Homes Built Before 1986
0.0012
mg/L average of reported water-system 90th-percentile lead results (the 0.015 action level applies to each system's result, not to this average)

Why children are most at risk: The CDC states that no safe blood lead level in children has been identified. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

If you have young children or are pregnant, consider testing your home's water - especially if your home was built before 1986.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Historical NFIP Claim Context in Chattanooga

1,517
Total FEMA Flood Claims
$22,060
Avg Reported Sum With Payment Data
75%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Chattanooga contains 1,517 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $22,060. Among ZIP codes with claim records, 75% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The $500 remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

Frequently Asked Questions

What does the Home Safety Score mean for Chattanooga, TN?
Chattanooga has an average Home Safety Score of 82/100 (Grade B) under ZipCheckup model 4.0.0, an area-level model that draws on EPA water compliance records, PFAS screening, EPA radon zones, and annual EPA air quality data; see the methodology page for how inputs and coverage are handled. 11 violations appear in EPA records for water systems mapped to these ZIP codes. Check individual ZIP code reports for component details.
How many violations are on record for water systems serving Chattanooga?
EPA records list 11 EPA violations for Chattanooga water systems. These water-system violations are shown for 20 mapped ZIP codes.
Does Chattanooga water have lead?
The average of the reported 90th-percentile lead results across the ZIP codes of Chattanooga is 0.0012 mg/L. The EPA action level of 0.015 mg/L applies to each water system's own 90th percentile, not to this average. EPA's health goal for lead is zero. Lead levels can vary by home - testing is recommended especially in older properties.
How does Chattanooga compare to Tennessee average?
Chattanooga has an average Home Safety Score of 82/100, which is at or above the Tennessee state average of 72/100 for the same model series.
How many water systems serve Chattanooga?
Our records map 8 water systems to 20 ZIP codes in Chattanooga. The related population figure in our data is approximately 213,011 people; it is not a count of people served citywide.
How much does it cost to fix water issues in Chattanooga?
Estimated remediation cost per household in Chattanooga: $500; modeled range $300 to $800. Estimated costs may include filtration, pipe replacement, radon mitigation, or flood protection where applicable.
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How to cite this page

APA ZipCheckup. (2026). Chattanooga, TN: 11 Violations - Home Safety 82/100. https://zipcheckup.com/cities/tn/chattanooga/
BibTeX
@misc{zipcheckup-cities-tn-chattanooga,
  author = {{ZipCheckup}},
  title  = {{Chattanooga, TN: 11 Violations - Home Safety 82/100}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/tn/chattanooga/}
}

Page version: October 2026.

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