Charlotte, TN Water Safety: 63/100 (2026)
1 ZIP code · 6 water systems · Updated 2026-06-03
Although much of Charlotte meets baseline drinking water standards, some TN-tracked service areas show violations that merit a closer look — particularly for older housing stock.
How Charlotte Compares
Data: EPA SDWIS Last verified: 2026-06-03
What You Should Know About Charlotte Water
- Homes built before 1986: 47% — older plumbing may contain lead solder.
- Estimated remediation: $1,600 per household.
- CDC health risk index: 14.21 — above typical levels.
Who Supplies Your Water in Charlotte
Charlotte, TN draws its residential water from 3 separate providers among the 6 federally tracked systems. Each operates independently, with its own infrastructure, rate structure, and compliance record.
Overview
We track water quality and home safety data for 1 ZIP code in Charlotte, Tennessee (population ~6,653), covering 6 community water systems serving approximately 130,147 people region-wide.
No EPA violations recorded across any ZIP codes in Charlotte — an excellent indicator of water quality.
Home Safety Score
Average Home Safety Score for Charlotte: C (63/100)
The score combines three factors:
| Factor | What It Measures |
|---|---|
| Water Quality | EPA violations and compliance history |
| Lead Levels | 90th percentile lead concentration vs EPA action level |
| Radon Risk | EPA radon zone classification |
Water Sources
Charlotte water systems draw from: Surface water.
Lead & Copper
- Lead data: not yet available for Charlotte
- 0 ZIP codes exceed the EPA lead action level
Radon Risk
Dominant radon zone: Zone 2 (Moderate Risk)
The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.
Areas with No Violations
| ZIP Code | Safety Score | System | Population |
|---|---|---|---|
| 37036 | C | WATER AUTH OF DICKSON COUNTY | 66,725 |
All ZIP Codes in Charlotte
- 37036 [C]
Data Sources
- Water quality: EPA Safe Drinking Water Information System (SDWIS)
- Lead/copper: EPA Lead and Copper Rule sampling data
- Radon: EPA Map of Radon Zones
Updated daily.
Health Outcomes in Charlotte
Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.
Compared to National Average
Vertical line = national average. ■ Above national · ■ Below national
Housing & Infrastructure in Charlotte
With 47% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.
Source: U.S. Census Bureau American Community Survey (ACS).
Housing Age Profile
Some cities skew heavily toward one construction era; Charlotte does not. The median build year of 1982 reflects a housing stock where older and newer homes share the market in meaningful proportions. That mixed profile means the city carries moderate aggregate plumbing-era risk — with older homes, particularly those built before 1986, representing the portion of the stock where lead-soldered joints may still be present.
Most homes in Charlotte were built after 1986, reducing the risk of lead contamination from plumbing. Older homes should still be tested.
Source: U.S. Census Bureau ACS B25034.
Cost Context: What Remediation Means for Charlotte Homeowners
Setting Charlotte remediation figures against its property market, the resulting ratio sits comfortably in the low tier — a classification that reflects the kind of household financial position where most homeowners can identify documented issues, schedule the work, and absorb the cost without it registering as a significant budget disruption.
Remediation costs in Charlotte are relatively low compared to home values. The $800–$2,600 estimated range is a small fraction of median property value. Home values are 14% above the Tennessee average.
Lead Exposure Risk for Children in Charlotte
Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.
If 47% of the Charlotte inventory comes from before the federal ban on lead-bearing solder — and if utility samples sit at or near 0.015 mg/L — the gap between citywide averages and one specific faucet becomes a practical concern rather than a theoretical one. That is why one-home reads exist as a separate measurement. A certified filter through retailer networks addresses confirmed exposure where it appears in a household.
Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.
Flood & Climate Risk in Charlotte
Flood activity in Charlotte is neither negligible nor at the level of the highest-exposure areas in the NFIP dataset. The 6-claim record and 100% flood zone coverage suggest a community that has experienced recurrent events but has not faced the kind of sustained, severe exposure where water-supply contamination becomes a primary public health concern. It sits in a middle range where flood history merits inclusion in any complete local water quality picture.
Charlotte has a moderate flood history with 6 FEMA claims averaging $7,019 per payout. 100% of ZIP codes fall within FEMA flood zones. Flood events can contaminate drinking water and overwhelm treatment systems.
How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. Flood damage can add significantly to the estimated <strong>$1,600</strong> remediation cost per household.
Residents in flood-prone areas should consider flood insurance even outside FEMA zones — over 25% of flood claims come from low-to-moderate risk areas. After any flood event, test your water before drinking.
Source: FEMA National Flood Insurance Program (NFIP) claims data, FEMA flood zone designations.
What You Can Do in Charlotte
- Test your water at home. City-level data shows averages — your tap may differ. NSF-certified test kits cost $20-40 and give results in days.
- Install a certified water filter. An NSF-certified pitcher or under-sink filter removes most common contaminants.
- Check your home's plumbing. With 47% of homes built before 1986, lead solder is a real possibility.
Deep Dive Reports
Detailed analysis for Charlotte, TN