Is Oklahoma City, OK Safe to Buy? Home Safety Score 90/100
Score 90/100 · Risk: moderate · Water Grade A · Updated 2026-05-03
Oklahoma City has moderate risk. Some factors warrant attention during the home buying process.
Data: EPA SDWIS, FEMA NFIP, Census ACS, EPA Radon Zones Last verified: 2026-05-03
Although remediation at this level is not a minor line item, Oklahoma City homeowners working from mid-range estimates face a planning challenge rather than an acute equity barrier — the figures call for careful budgeting and scope prioritization, but fall within what most structured financial approaches can address.
What is a home safety score?
The home safety score (0-100) combines multiple environmental risk factors into a single number: water quality grade, lead contamination levels, flood zone exposure, radon risk, and air quality. A higher score means lower overall risk. The score helps homebuyers compare neighborhoods at a glance. Oklahoma City scores 90/100 with a "moderate" risk level.
What is the equity trap ratio?
The equity trap ratio measures estimated remediation costs as a percentage of median home value. A high ratio (above 5%) means fixing environmental issues could consume a significant portion of your home equity — a potential "trap" for buyers unaware of hidden costs. Oklahoma City's equity trap ratio is 1.1%.
Remediation Cost Breakdown
Estimated costs to address safety issues for a typical home in Oklahoma City:
Cost ranges are estimates based on national averages. Actual costs vary by property. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Safety scores vary across Oklahoma City's 79 ZIP codes.
| ZIP Code | Score | Grade | |
|---|---|---|---|
| 73119 | 76 | B | View report → |
| 73109 | 81 | B | View report → |
| 73112 | 81 | B | View report → |
| 73115 | 81 | B | View report → |
| 73116 | 81 | B | View report → |
| 73118 | 81 | B | View report → |
| 73120 | 81 | B | View report → |
| 73127 | 81 | B | View report → |
| 73132 | 81 | B | View report → |
| 73139 | 81 | B | View report → |
| 73141 | 81 | B | View report → |
| 73159 | 81 | B | View report → |
| 73106 | 86 | A | View report → |
| 73108 | 86 | A | View report → |
| 73110 | 86 | A | View report → |
Home Safety Overview
Oklahoma City, Oklahoma has moderate risk for homebuyers. The average home safety score is 90/100 across 79 ZIP codes. Some risk factors warrant attention during the home buying process.
Safety Score Card
A composite view of Oklahoma City's key risk indicators:
| Risk Factor | Value | Assessment |
|---|---|---|
| Water Quality | Grade A (90/100) | Low risk |
| Lead Risk | 0.0041 mg/L | Low risk |
| Flood Risk | 58% in flood zones | Elevated risk |
| Radon | Zone 3 (Low) | Low risk |
| Air Quality | AQI 70 (Moderate) | Moderate risk |
Cost to Fix: Remediation Breakdown
Estimated costs to address safety issues for a typical home in Oklahoma City:
| Component | Estimated Cost |
|---|---|
| Flood Insurance | $1K |
| Pfas | $475 |
| Total (low estimate) | $990 |
| Total (mid estimate) | $2K |
| Total (high estimate) | $2K |
Cost ranges are estimates based on national averages and local data. Actual costs vary by property condition, contractor, and scope of work. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Home safety varies across Oklahoma City's ZIP codes. Lower scores indicate more risk factors:
| ZIP Code | Safety Score | Grade |
|---|---|---|
| 73119 | 76 | B |
| 73109 | 81 | B |
| 73112 | 81 | B |
| 73115 | 81 | B |
| 73116 | 81 | B |
| 73118 | 81 | B |
| 73120 | 81 | B |
| 73127 | 81 | B |
| 73132 | 81 | B |
| 73139 | 81 | B |
| 73141 | 81 | B |
| 73159 | 81 | B |
| 73106 | 86 | A |
| 73108 | 86 | A |
| 73110 | 86 | A |
Safety scores range from 76 (73119) to 95 (73199) — a spread of 19 points.
Oklahoma City vs. Nearby Oklahoma Cities
How Oklahoma City's overall risk compares to similar cities in Oklahoma:
| City | Water Grade | Lead ZIPs Over Limit | Flood Claims | Population |
|---|---|---|---|---|
| Oklahoma City | A | 0 | 1,610 | 676,545 |
| Wheatland | C | 0 | 0 | 644,000 |
| Tulsa | A | 0 | 2,597 | 416,005 |
| Broken Arrow | C | 0 | 240 | 142,122 |
Homebuyer Safety Checklist for Oklahoma City
Before purchasing a home in Oklahoma City, Oklahoma, complete these checks:
Water Quality
- Request the latest Consumer Confidence Report (CCR) from the water utility
- Test tap water for lead, bacteria, and nitrates ($20-$50 for DIY kit)
Radon
- Conduct a radon test ($15-$30 for short-term kit, $150-$300 for professional)
Flood Risk
- Check the property's FEMA flood zone at msc.fema.gov
- Ask about flood history and past insurance claims
- 58% of Oklahoma City is in flood zones — verify insurance requirements
Lead Paint & Pipes
- For homes built before 1978: request lead paint disclosure
- For homes built before 1986: inspect plumbing for lead solder and pipes
- 61% of Oklahoma City homes built before 1986 — pipe inspection recommended
General
- Check for carbon monoxide detectors on every level
- Inspect for visible mold, water stains, or musty odors
- Verify the home's connection to a regulated public water system
Data Sources
- Water quality: EPA SDWIS
- Lead: EPA Lead and Copper Rule
- Flood: FEMA NFIP
- Radon: EPA Radon Zones
- Air quality: EPA AirNow
- Home values: U.S. Census Bureau ACS B25077
- Remediation costs: National cost model (EPA, Census, FEMA data)
Updated daily.
Water Quality Map: Oklahoma City, OK
Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.
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