Waterloo, OH Water Safety: 63/100 (2026)
1 ZIP code · 2 water systems · Updated 2026-06-03
Waterloo's water quality grade in OH reflects a middle-ground assessment — service areas range from fully compliant to violation-flagged in current EPA records.
How Waterloo Compares
Data: EPA SDWIS Last verified: 2026-06-03
Key Facts for Waterloo Residents
- Homes built before 1986: 42% — older plumbing may contain lead solder.
- Estimated remediation: $2,200 per household.
- CDC health risk index: 16.09 — above typical levels.
Waterloo's Water Providers
2 water systems are tracked federally in Waterloo, OH. The top 2 providers collectively serve most residential addresses, but because they operate independently, infrastructure maintenance standards and compliance histories differ from one service zone to another.
Overview
We track water quality and home safety data for 1 ZIP code in Waterloo, Ohio (population ~204), covering 2 community water systems serving approximately 43,942 people region-wide.
No EPA violations recorded across any ZIP codes in Waterloo — an excellent indicator of water quality.
Home Safety Score
Average Home Safety Score for Waterloo: C (63/100)
The score combines three factors:
| Factor | What It Measures |
|---|---|
| Water Quality | EPA violations and compliance history |
| Lead Levels | 90th percentile lead concentration vs EPA action level |
| Radon Risk | EPA radon zone classification |
Water Sources
Waterloo water systems draw from: Groundwater.
Lead & Copper
- Lead data: not yet available for Waterloo
- 0 ZIP codes exceed the EPA lead action level
Radon Risk
Dominant radon zone: Zone 2 (Moderate Risk)
The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.
Areas with No Violations
| ZIP Code | Safety Score | System | Population |
|---|---|---|---|
| 45688 | C | Hecla Water Association | 34,942 |
All ZIP Codes in Waterloo
- 45688 [C]
Data Sources
- Water quality: EPA Safe Drinking Water Information System (SDWIS)
- Lead/copper: EPA Lead and Copper Rule sampling data
- Radon: EPA Map of Radon Zones
Updated daily.
Waterloo Community Health Snapshot
Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.
Compared to National Average
Vertical line = national average. ■ Above national · ■ Below national
Waterloo Infrastructure Age
With 42% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.
Source: U.S. Census Bureau American Community Survey (ACS).
Housing Age Profile
Some cities skew heavily toward one construction era; Waterloo does not. The median build year of 1996 reflects a housing stock where older and newer homes share the market in meaningful proportions. That mixed profile means the city carries moderate aggregate plumbing-era risk — with older homes, particularly those built before 1986, representing the portion of the stock where lead-soldered joints may still be present.
Most homes in Waterloo were built after 1986, reducing the risk of lead contamination from plumbing. Older homes should still be tested.
Source: U.S. Census Bureau ACS B25034.
Waterloo: Lead Risk & Vulnerable Populations
Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.
If 42% of the Waterloo inventory comes from before the federal ban on lead-bearing solder — and if utility samples sit at or near 0.015 mg/L — the gap between citywide averages and one specific faucet becomes a practical concern rather than a theoretical one. That is why one-home reads exist as a separate measurement. A certified filter through retailer networks addresses confirmed exposure where it appears in a household.
Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.
Waterloo: Flood History & Water Damage Risk
NFIP records stretching across multiple decades show Waterloo accumulating 1 claim and carrying 100% of its ZIP codes inside FEMA flood zones — evidence of meaningful exposure that extends beyond isolated incidents. The mechanisms linking flooding to water quality haven't changed: treatment facilities can be overwhelmed, wells can be infiltrated, and distribution systems can experience backflow. For a community at this exposure level, those mechanisms shift from hypothetical to periodically relevant.
Waterloo has a moderate flood history with 1 FEMA claims averaging $10,441 per payout. 100% of ZIP codes fall within FEMA flood zones. Flood events can contaminate drinking water and overwhelm treatment systems.
How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. Flood damage can add significantly to the estimated <strong>$2,200</strong> remediation cost per household.
Residents in flood-prone areas should consider flood insurance even outside FEMA zones — over 25% of flood claims come from low-to-moderate risk areas. After any flood event, test your water before drinking.
Source: FEMA National Flood Insurance Program (NFIP) claims data, FEMA flood zone designations.
What You Can Do in Waterloo
- Test your water at home. City-level data shows averages — your tap may differ. NSF-certified test kits cost $20-40 and give results in days.
- Install a certified water filter. An NSF-certified pitcher or under-sink filter removes most common contaminants.
- Check your home's plumbing. With 42% of homes built before 1986, lead solder is a real possibility.
Deep Dive Reports
Detailed analysis for Waterloo, OH