CITY REPORT OH

Waterloo, OH Home Safety: Home Safety 67/100

1 ZIP code · 1 water system · Updated

ZipCheckup grade for Waterloo: C.

A mixed picture - some signals here are worth your attention.

Within Waterloo, the records summarized for OH produce a C grade - a middle reading that calls for checking the specific system at your address.

How Waterloo Compares

Waterloo67/100
Ohio avg60/100
National avg73/100

Data: EPA SDWIS

1
ZIP Codes
1
Water Systems
0
ZIPs Linked to Systems with Violations
C · 67
Avg Safety Score
Zone 2
County Radon Potential (Moderate)
$500
Est. Remediation

Key Facts for Waterloo Residents

  • Average of reported 90th-percentile lead results: 0.0013 mg/L.
  • Homes built before 1986: 42% - older plumbing may contain lead solder.
  • Estimated remediation: $500 per household.
  • Health risk index (ZipCheckup composite of CDC data): 16.09.

Waterloo's Water Providers

Because water system records on this page are matched to Waterloo, OH through ZIP codes rather than street addresses, the single system in the list below reflects that matching, while federal data connect 1 to the area overall. Anyone unsure which utility supplies a home can check the water bill or contact the utility directly.

Overview

We track home safety data for 1 ZIP code in Waterloo, Ohio (population ~204), covering 1 community water system serving approximately 34,942 people region-wide. The EPA snapshots used for this build directly map water systems to 1 of 1 ZIP codes.

The available EPA record reports 0 violations for 1 ZIP code with a reported violation count.

Home Safety Score

Average Home Safety Score for Waterloo: C (67/100)

Model 4.0.0 uses four measured components across three equally weighted domains. If a required domain is unavailable, no score is published:

Factor What It Measures
Water Quality EPA violations and compliance history
PFAS MCL Screen UCMR 5 testing against the covered federal MCLs
Radon Risk EPA radon zone classification
Annual AQI EPA AirData county-year median with at least 90 observed days

Water Sources

Waterloo water systems draw from: Surface water.

Lead & Copper

  • Average of reported 90th-percentile lead results: 0.0013 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 1 ZIP code with known status exceed the EPA lead action level

Radon Risk

1 of 1 ZIP records with known zones is in EPA Radon Zone 2.

The EPA recommends testing all homes regardless of radon zone. County radon zones cannot replace an in-home radon test.

Areas with No Violations

ZIP Code Safety Score System Population
45688 C Hecla Water Association 34,942

All ZIP Codes in Waterloo

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Waterloo Community Health Snapshot

11.7%
Asthma (US: 9.8%)
15.1%
Diabetes (US: 10.4%)
19.6%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). County health indicators are shown for context only and are not linked to this area's water records.

Compared to National Average

Asthma 11.7% ↑
Diabetes 15.1% ↑
Mental Health 19.6% ↑

Vertical line = national average. ■ Above national · ■ Below national

Waterloo Infrastructure Age

1996
Median Build Year
42%
Built Before 1986
11%
Built Before 1970
Copper
Likely Pipe Material

With 42% of homes built before 1986, lead solder in plumbing is a potential concern. Federal law banned lead solder in drinking-water plumbing in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Homes on the same street in Waterloo can differ: one may keep original pre-1986 plumbing while another has been replumbed, so the 1996 median is only a starting point.

1996
Median Year Built
42%
Pre-1986 (lead solder era; lead paint banned 1978)
11%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (11%) 1970–1986 (31%) Post-1986 (58%)

Most homes in Waterloo were built after 1986; lead exposure at a tap still depends on its service line and plumbing. Older homes should still be tested.

Source: U.S. Census Bureau ACS B25034.

Waterloo: Lead Risk & Vulnerable Populations

42%
Homes Built Before 1986
0.0013
mg/L average of reported water-system 90th-percentile lead results (the 0.015 action level applies to each system's result, not to this average)

Why children are most at risk: The CDC states that no safe blood lead level in children has been identified. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

If you have young children or are pregnant, consider testing your home's water - especially if your home was built before 1986.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Waterloo: NFIP Claim Records and Water-Quality Context

1
Total FEMA Flood Claims
$10,441
Avg Reported Sum With Payment Data
0%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Waterloo contains 1 flood insurance claim. Among claims with payment data, the average reported building, contents, and ICC component sum is $10,441. Among ZIP codes with claim records, 0% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The $500 remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

What You Can Do in Waterloo

  1. Test your water at home. City-level data shows averages - your tap may differ. Check the certification, price and turnaround time of any water test kit or lab service.
  2. Install a certified water filter. Choose a pitcher or under-sink filter certified to reduce the specific contaminants of concern.
  3. Check your home's plumbing. With 42% of homes built before 1986, lead solder is a real possibility.

Frequently Asked Questions

What does the Home Safety Score mean for Waterloo, OH?
Waterloo has an average Home Safety Score of 67/100 (Grade C) under ZipCheckup model 4.0.0, an area-level model that draws on EPA water compliance records, PFAS screening, EPA radon zones, and annual EPA air quality data; see the methodology page for how inputs and coverage are handled. The available EPA record reports no violations for ZIP codes with reported counts. Check individual ZIP code reports for component details.
Does Waterloo water have lead?
The average of the reported 90th-percentile lead results across the ZIP codes of Waterloo is 0.0013 mg/L. The EPA action level of 0.015 mg/L applies to each water system's own 90th percentile, not to this average. EPA's health goal for lead is zero. Lead levels can vary by home - testing is recommended especially in older properties.
How does Waterloo compare to Ohio average?
Waterloo has an average Home Safety Score of 67/100, which is at or above the Ohio state average of 60/100 for the same model series.
How many water systems serve Waterloo?
Our records map 1 water system to 1 ZIP code in Waterloo. The related population figure in our data is approximately 204 people; it is not a count of people served citywide.
How much does it cost to fix water issues in Waterloo?
Estimated remediation cost per household in Waterloo: $500; modeled range $300 to $800. Estimated costs may include filtration, pipe replacement, radon mitigation, or flood protection where applicable.
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How to cite this page

APA ZipCheckup. (2026). Waterloo, OH Home Safety: Home Safety 67/100. https://zipcheckup.com/cities/oh/waterloo/
BibTeX
@misc{zipcheckup-cities-oh-waterloo,
  author = {{ZipCheckup}},
  title  = {{Waterloo, OH Home Safety: Home Safety 67/100}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/oh/waterloo/}
}

Page version: October 2026.

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