Is Toledo, OH Safe to Buy? Home Safety Score 73/100
Score 73/100 · Risk: moderate · Home Safety Grade B · Updated
Toledo has moderate risk. Some factors warrant attention during the home buying process.
Score data: EPA SDWIS, EPA PFAS monitoring, EPA Radon Zones, EPA Air Quality Index Last verified:
The remediation picture in Toledo is relatively contained - estimated safety upgrade expenses sit well within typical property investment thresholds here.
What is a home safety score?
Home Safety Score model 4.0.0 combines EPA SDWIS identity plus accepted ECHO SDWA lifecycle-based water compliance, UCMR5 PFAS, EPA radon zone, and annual AQI with complete coverage. Toledo scores 73/100 with a "moderate" risk level.
Remediation Cost Breakdown
Estimated costs to address safety issues for a typical home in Toledo:
Cost ranges are estimates based on national averages. Actual costs vary by property. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Safety scores vary across Toledo's 31 ZIP codes.
| ZIP Code | Score | Grade | |
|---|---|---|---|
| 43623 | 72 | B | View report → |
| 43604 | 73 | B | View report → |
| 43605 | 73 | B | View report → |
| 43606 | 73 | B | View report → |
| 43607 | 73 | B | View report → |
| 43608 | 73 | B | View report → |
| 43609 | 73 | B | View report → |
| 43610 | 73 | B | View report → |
| 43611 | 73 | B | View report → |
| 43612 | 73 | B | View report → |
| 43613 | 73 | B | View report → |
| 43614 | 73 | B | View report → |
| 43615 | 73 | B | View report → |
| 43617 | 73 | B | View report → |
| 43620 | 73 | B | View report → |
Home Safety Overview
Toledo, Ohio has moderate risk for homebuyers. The average home safety score is 73/100 across 15 ZIP codes. Some risk factors warrant attention during the home buying process.
Safety Score Card
A composite view of Toledo's key risk indicators:
| Risk Factor | Value | Assessment |
|---|---|---|
| Water Compliance | 7 EPA violations across 15 direct ZIP records | Recorded violations |
| Lead Risk | 0.0000 mg/L | Low risk |
| Flood Risk | 73% of claim-record ZIPs have A/V-family dominant recorded rated zones | Historical claims evidence |
| Radon | Zone 2 (Moderate) | Moderate risk |
| Air Quality | AQI 77 (Moderate) | Moderate risk |
Cost to Fix: Remediation Breakdown
Estimated costs to address safety issues for a typical home in Toledo:
| Component | Estimated Cost |
|---|---|
| Filtration | $145 |
| Pfas | $500 |
| Total (low estimate) | $373 |
| Total (mid estimate) | $645 |
| Total (high estimate) | $1K |
Cost ranges are estimates based on national averages and local data. Actual costs vary by property condition, contractor, and scope of work. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Home safety varies across Toledo's ZIP codes. Lower scores indicate more risk factors:
| ZIP Code | Safety Score | Grade |
|---|---|---|
| 43623 | 72 | B |
| 43604 | 73 | B |
| 43605 | 73 | B |
| 43606 | 73 | B |
| 43607 | 73 | B |
| 43608 | 73 | B |
| 43609 | 73 | B |
| 43610 | 73 | B |
| 43611 | 73 | B |
| 43612 | 73 | B |
| 43613 | 73 | B |
| 43614 | 73 | B |
| 43615 | 73 | B |
| 43617 | 73 | B |
| 43620 | 73 | B |
Toledo vs. Nearby Ohio Cities
How Toledo's overall risk compares to similar cities in Ohio:
| City | Home Safety Grade | Lead ZIPs Over Limit | Flood Claims | Population |
|---|---|---|---|---|
| Toledo | B | 0 | 878 | 299,334 |
| Akron | D | 0 | 342 | 263,720 |
| Youngstown | C | 0 | 283 | 154,934 |
| Canton | C | 0 | 128 | 144,560 |
Homebuyer Safety Checklist for Toledo
Before purchasing a home in Toledo, Ohio, complete these checks:
Water Quality
- Request the latest Consumer Confidence Report (CCR) from the water utility
- Test tap water for lead, bacteria, and nitrates ($20-$50 for DIY kit)
Radon
- Conduct a radon test ($15-$30 for short-term kit, $150-$300 for professional)
- Toledo is in Radon Zone 2 (Moderate risk) - testing is strongly recommended
Flood Risk
- Check the property's FEMA flood zone at msc.fema.gov
- Ask about flood history and past insurance claims
- Review the claims-only zone evidence: 73% of ZIPs with NFIP claim records have A/V-family dominant recorded rated zones. This does not replace an address-level FEMA map check.
Lead Paint & Pipes
- For homes built before 1978: request lead paint disclosure
- For homes built before 1986: inspect plumbing for lead solder and pipes
- 87% of Toledo homes built before 1986 - pipe inspection recommended
General
- Check for carbon monoxide detectors on every level
- Inspect for visible mold, water stains, or musty odors
- Verify the home's connection to a regulated public water system
Data Sources
- Water quality: EPA SDWIS
- Lead: EPA Lead and Copper Rule
- Flood: FEMA NFIP
- Radon: EPA Radon Zones
- Air quality: EPA AirNow
- Home values: U.S. Census Bureau ACS B25077
- Remediation costs: National cost model (EPA, Census, FEMA data)
Source reporting periods vary. See each cited source for its publication schedule.
Water Quality Map: Toledo, OH
Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.
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