Is Cincinnati, OH Safe to Buy? Home Safety Score 42/100
Score 42/100 · Risk: moderate-high · Home Safety Grade D · Updated
Cincinnati has moderate-to-high risk. Several risk factors require careful evaluation.
Score data: EPA SDWIS, EPA PFAS monitoring, EPA Radon Zones, EPA Air Quality Index Last verified:
At current estimates, the safety upgrade budget in Cincinnati represents a lower-tier share of typical home equity.
What is a home safety score?
Home Safety Score model 4.0.0 combines EPA SDWIS identity plus accepted ECHO SDWA lifecycle-based water compliance, UCMR5 PFAS, EPA radon zone, and annual AQI with complete coverage. Cincinnati scores 42/100 with a "moderate-high" risk level.
Remediation Cost Breakdown
Estimated costs to address safety issues for a typical home in Cincinnati:
Cost ranges are estimates based on national averages. Actual costs vary by property. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Safety scores vary across Cincinnati's 71 ZIP codes.
| ZIP Code | Score | Grade | |
|---|---|---|---|
| 45215 | 35 | F | View report → |
| 45236 | 36 | F | View report → |
| 45237 | 36 | F | View report → |
| 45248 | 38 | F | View report → |
| 45241 | 40 | D | View report → |
| 45246 | 40 | D | View report → |
| 45249 | 40 | D | View report → |
| 45255 | 40 | D | View report → |
| 45231 | 41 | D | View report → |
| 45242 | 41 | D | View report → |
| 45244 | 41 | D | View report → |
| 45202 | 42 | D | View report → |
| 45203 | 42 | D | View report → |
| 45204 | 42 | D | View report → |
| 45205 | 42 | D | View report → |
Home Safety Overview
Cincinnati, Ohio has moderate-to-high risk for homebuyers. The average home safety score is 42/100 across 45 ZIP codes. Several risk factors require careful evaluation during due diligence.
Safety Score Card
A composite view of Cincinnati's key risk indicators:
| Risk Factor | Value | Assessment |
|---|---|---|
| Water Compliance | 23 EPA violations across 46 direct ZIP records | Recorded violations |
| Lead Risk | 0.0022 mg/L | Low risk |
| Flood Risk | 57% of claim-record ZIPs have A/V-family dominant recorded rated zones | Historical claims evidence |
| Radon | Zone 1 (High) | Elevated risk |
| Air Quality | AQI 59 (Moderate) | Moderate risk |
Cost to Fix: Remediation Breakdown
Estimated costs to address safety issues for a typical home in Cincinnati:
| Component | Estimated Cost |
|---|---|
| Pfas | $511 |
| Total (low estimate) | $311 |
| Total (mid estimate) | $511 |
| Total (high estimate) | $800 |
Cost ranges are estimates based on national averages and local data. Actual costs vary by property condition, contractor, and scope of work. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Home safety varies across Cincinnati's ZIP codes. Lower scores indicate more risk factors:
| ZIP Code | Safety Score | Grade |
|---|---|---|
| 45215 | 35 | F |
| 45236 | 36 | F |
| 45237 | 36 | F |
| 45248 | 38 | F |
| 45241 | 40 | D |
| 45246 | 40 | D |
| 45249 | 40 | D |
| 45255 | 40 | D |
| 45231 | 41 | D |
| 45242 | 41 | D |
| 45244 | 41 | D |
| 45202 | 42 | D |
| 45203 | 42 | D |
| 45204 | 42 | D |
| 45205 | 42 | D |
Safety scores range from 35 (45215) to 65 (45245) - a spread of 30 points.
Cincinnati vs. Nearby Ohio Cities
How Cincinnati's overall risk compares to similar cities in Ohio:
| City | Home Safety Grade | Lead ZIPs Over Limit | Flood Claims | Population |
|---|---|---|---|---|
| Cincinnati | D | 0 | 1,666 | 814,555 |
| Columbus | D | 0 | 936 | 874,256 |
| Cleveland | B | 0 | 804 | 734,002 |
| Dayton | D | 20 | 286 | 485,366 |
Homebuyer Safety Checklist for Cincinnati
Before purchasing a home in Cincinnati, Ohio, complete these checks:
Water Quality
- Request the latest Consumer Confidence Report (CCR) from the water utility
- Test tap water for lead, bacteria, and nitrates ($20-$50 for DIY kit)
Radon
- Conduct a radon test ($15-$30 for short-term kit, $150-$300 for professional)
- Cincinnati is in Radon Zone 1 (High risk) - testing is strongly recommended
Flood Risk
- Check the property's FEMA flood zone at msc.fema.gov
- Ask about flood history and past insurance claims
- Review the claims-only zone evidence: 57% of ZIPs with NFIP claim records have A/V-family dominant recorded rated zones. This does not replace an address-level FEMA map check.
Lead Paint & Pipes
- For homes built before 1978: request lead paint disclosure
- For homes built before 1986: inspect plumbing for lead solder and pipes
- 79% of Cincinnati homes built before 1986 - pipe inspection recommended
General
- Check for carbon monoxide detectors on every level
- Inspect for visible mold, water stains, or musty odors
- Verify the home's connection to a regulated public water system
Data Sources
- Water quality: EPA SDWIS
- Lead: EPA Lead and Copper Rule
- Flood: FEMA NFIP
- Radon: EPA Radon Zones
- Air quality: EPA AirNow
- Home values: U.S. Census Bureau ACS B25077
- Remediation costs: National cost model (EPA, Census, FEMA data)
Source reporting periods vary. See each cited source for its publication schedule.
Water Quality Map: Cincinnati, OH
Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.
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