Is White Plains, NY Safe to Buy? Home Safety Score 88/100
Score 88/100 · Risk: moderate · Water Grade A · Updated 2026-07-18
White Plains has moderate risk. Some factors warrant attention during the home buying process.
Data: EPA SDWIS, FEMA NFIP, Census ACS, EPA Radon Zones Last verified: 2026-07-18
At current estimates, the safety upgrade budget in White Plains represents a lower-tier share of typical home equity.
What is a home safety score?
The home safety score (0-100) combines multiple environmental risk factors into a single number: water quality grade, lead contamination levels, flood zone exposure, radon risk, and air quality. A higher score means lower overall risk. The score helps homebuyers compare neighborhoods at a glance. White Plains scores 88/100 with a "moderate" risk level.
Remediation Cost Breakdown
Estimated costs to address safety issues for a typical home in White Plains:
Cost ranges are estimates based on national averages. Actual costs vary by property. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Safety scores vary across White Plains's 7 ZIP codes.
| ZIP Code | Score | Grade | |
|---|---|---|---|
| 10603 | 83 | B | View report → |
| 10605 | 83 | B | View report → |
| 10607 | 83 | B | View report → |
| 10601 | 88 | A | View report → |
| 10606 | 88 | A | View report → |
| 10602 | 97 | A | View report → |
| 10610 | 97 | A | View report → |
Home Safety Overview
White Plains, New York has moderate risk for homebuyers. The average home safety score is 88/100 across 7 ZIP codes. Some risk factors warrant attention during the home buying process.
Safety Score Card
A composite view of White Plains's key risk indicators:
| Risk Factor | Value | Assessment |
|---|---|---|
| Water Quality | Grade A (88/100) | Low risk |
| Lead Risk | 0.0013 mg/L | Low risk |
| Flood Risk | 71% in flood zones | Elevated risk |
| Radon | Zone 3 (Low) | Low risk |
| Air Quality | AQI 151 (Unhealthy) | Elevated risk |
Cost to Fix: Remediation Breakdown
Estimated costs to address safety issues for a typical home in White Plains:
| Component | Estimated Cost |
|---|---|
| Radon | $1K |
| Flood Insurance | $943 |
| Total (low estimate) | $1K |
| Total (mid estimate) | $2K |
| Total (high estimate) | $3K |
Cost ranges are estimates based on national averages and local data. Actual costs vary by property condition, contractor, and scope of work. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Home safety varies across White Plains's ZIP codes. Lower scores indicate more risk factors:
| ZIP Code | Safety Score | Grade |
|---|---|---|
| 10603 | 83 | B |
| 10605 | 83 | B |
| 10607 | 83 | B |
| 10601 | 88 | A |
| 10606 | 88 | A |
| 10602 | 97 | A |
| 10610 | 97 | A |
White Plains vs. Nearby New York Cities
How White Plains's overall risk compares to similar cities in New York:
| City | Water Grade | Lead ZIPs Over Limit | Flood Claims | Population |
|---|---|---|---|---|
| White Plains | A | 0 | 348 | 73,210 |
| Utica | C | 0 | 84 | 73,476 |
| Mount Vernon | A | 0 | 112 | 72,386 |
| Queens Village | C | 0 | 29 | 71,955 |
Homebuyer Safety Checklist for White Plains
Before purchasing a home in White Plains, New York, complete these checks:
Water Quality
- Request the latest Consumer Confidence Report (CCR) from the water utility
- Test tap water for lead, bacteria, and nitrates ($20-$50 for DIY kit)
Radon
- Conduct a radon test ($15-$30 for short-term kit, $150-$300 for professional)
Flood Risk
- Check the property's FEMA flood zone at msc.fema.gov
- Ask about flood history and past insurance claims
- 71% of White Plains is in flood zones - verify insurance requirements
Lead Paint & Pipes
- For homes built before 1978: request lead paint disclosure
- For homes built before 1986: inspect plumbing for lead solder and pipes
- 77% of White Plains homes built before 1986 - pipe inspection recommended
General
- Check for carbon monoxide detectors on every level
- Inspect for visible mold, water stains, or musty odors
- Verify the home's connection to a regulated public water system
Data Sources
- Water quality: EPA SDWIS
- Lead: EPA Lead and Copper Rule
- Flood: FEMA NFIP
- Radon: EPA Radon Zones
- Air quality: EPA AirNow
- Home values: U.S. Census Bureau ACS B25077
- Remediation costs: National cost model (EPA, Census, FEMA data)
Updated daily.
Water Quality Map: White Plains, NY
Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.
Check your specific ZIP code
City averages can hide neighborhood-level risks. Enter your ZIP for a personalized home safety score.
Check Your Home Safety Score