Is Utica, NY Safe to Buy? Home Safety Score 83/100
Score 83/100 · Risk: moderate · Home Safety Grade B · Updated
Utica has moderate risk. Some factors warrant attention during the home buying process.
Score data: EPA SDWIS, EPA PFAS monitoring, EPA Radon Zones, EPA Air Quality Index Last verified:
Remediation can sit at either end of the equity-share spectrum - in Utica, estimates fall in the accessible, lower-tier range, where safety planning is a tractable financial exercise for most homeowners.
What is a home safety score?
Home Safety Score model 4.0.0 combines EPA SDWIS identity plus accepted ECHO SDWA lifecycle-based water compliance, UCMR5 PFAS, EPA radon zone, and annual AQI with complete coverage. Utica scores 83/100 with a "moderate" risk level.
Remediation Cost Breakdown
Estimated costs to address safety issues for a typical home in Utica:
Cost ranges are estimates based on national averages. Actual costs vary by property. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Safety scores vary across Utica's 6 ZIP codes.
| ZIP Code | Score | Grade | |
|---|---|---|---|
| 13501 | 83 | B | View report → |
| 13502 | 83 | B | View report → |
Home Safety Overview
Utica, New York has moderate risk for homebuyers. The average home safety score is 83/100 across 2 ZIP codes. Some risk factors warrant attention during the home buying process.
Safety Score Card
A composite view of Utica's key risk indicators:
| Risk Factor | Value | Assessment |
|---|---|---|
| Water Compliance | 0 EPA violations across 2 direct ZIP records | No violations in available records |
| Lead Risk | 0.0120 mg/L | Moderate risk |
| Flood Risk | 67% of claim-record ZIPs have A/V-family dominant recorded rated zones | Historical claims evidence |
| Radon | Zone 2 (Moderate) | Moderate risk |
| Air Quality | AQI unavailable | No data |
Cost to Fix: Remediation Breakdown
Estimated costs to address safety issues for a typical home in Utica:
| Component | Estimated Cost |
|---|---|
| Pfas | $500 |
| Total (low estimate) | $300 |
| Total (mid estimate) | $500 |
| Total (high estimate) | $800 |
Cost ranges are estimates based on national averages and local data. Actual costs vary by property condition, contractor, and scope of work. Get 3 quotes before proceeding.
Utica vs. Nearby New York Cities
How Utica's overall risk compares to similar cities in New York:
| City | Home Safety Grade | Lead ZIPs Over Limit | Flood Claims | Population |
|---|---|---|---|---|
| Utica | B | 0 | 84 | 73,476 |
| White Plains | A | 0 | 348 | 73,210 |
| Mount Vernon | A | 0 | 112 | 72,386 |
| Queens Village | A | 0 | 30 | 71,955 |
Homebuyer Safety Checklist for Utica
Before purchasing a home in Utica, New York, complete these checks:
Water Quality
- Request the latest Consumer Confidence Report (CCR) from the water utility
- Test tap water for lead, bacteria, and nitrates ($20-$50 for DIY kit)
Radon
- Conduct a radon test ($15-$30 for short-term kit, $150-$300 for professional)
- Utica is in Radon Zone 2 (Moderate risk) - testing is strongly recommended
Flood Risk
- Check the property's FEMA flood zone at msc.fema.gov
- Ask about flood history and past insurance claims
- Review the claims-only zone evidence: 67% of ZIPs with NFIP claim records have A/V-family dominant recorded rated zones. This does not replace an address-level FEMA map check.
Lead Paint & Pipes
- For homes built before 1978: request lead paint disclosure
- For homes built before 1986: inspect plumbing for lead solder and pipes
- 90% of Utica homes built before 1986 - pipe inspection recommended
General
- Check for carbon monoxide detectors on every level
- Inspect for visible mold, water stains, or musty odors
- Verify the home's connection to a regulated public water system
Data Sources
- Water quality: EPA SDWIS
- Lead: EPA Lead and Copper Rule
- Flood: FEMA NFIP
- Radon: EPA Radon Zones
- Air quality: EPA AirNow
- Home values: U.S. Census Bureau ACS B25077
- Remediation costs: National cost model (EPA, Census, FEMA data)
Source reporting periods vary. See each cited source for its publication schedule.
Water Quality Map: Utica, NY
Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.
Check your specific ZIP code
City averages can hide neighborhood-level risks. Enter your ZIP for a personalized home safety score.
Check Your Home Safety Score