Is New Rochelle, NY Safe to Buy? Home Safety Score 74/100
Score 74/100 · Risk: moderate-high · Water Grade B · Updated 2026-07-18
New Rochelle has moderate-to-high risk. Several risk factors require careful evaluation.
Data: EPA SDWIS, FEMA NFIP, Census ACS, EPA Radon Zones Last verified: 2026-07-18
What does the remediation cost range mean here? For New Rochelle, the numbers land at the lower end - a budget commitment that most property owners in this market can address through standard financial planning without stretching into equity-depleting territory.
What is a home safety score?
The home safety score (0-100) combines multiple environmental risk factors into a single number: water quality grade, lead contamination levels, flood zone exposure, radon risk, and air quality. A higher score means lower overall risk. The score helps homebuyers compare neighborhoods at a glance. New Rochelle scores 74/100 with a "moderate-high" risk level.
Remediation Cost Breakdown
Estimated costs to address safety issues for a typical home in New Rochelle:
Cost ranges are estimates based on national averages. Actual costs vary by property. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Safety scores vary across New Rochelle's 4 ZIP codes.
| ZIP Code | Score | Grade | |
|---|---|---|---|
| 10801 | 69 | C | View report → |
| 10804 | 69 | C | View report → |
| 10805 | 74 | B | View report → |
| 10802 | 85 | A | View report → |
Home Safety Overview
New Rochelle, New York has moderate-to-high risk for homebuyers. The average home safety score is 74/100 across 4 ZIP codes. Several risk factors require careful evaluation during due diligence.
Safety Score Card
A composite view of New Rochelle's key risk indicators:
| Risk Factor | Value | Assessment |
|---|---|---|
| Water Quality | Grade B (74/100) | Low risk |
| Lead Risk | 0.0034 mg/L | Low risk |
| Flood Risk | 75% in flood zones | Elevated risk |
| Radon | Zone 3 (Low) | Low risk |
| Air Quality | AQI 185 (Unhealthy) | Elevated risk |
Cost to Fix: Remediation Breakdown
Estimated costs to address safety issues for a typical home in New Rochelle:
| Component | Estimated Cost |
|---|---|
| Radon | $1K |
| Filtration | $600 |
| Flood Insurance | $1K |
| Total (low estimate) | $2K |
| Total (mid estimate) | $3K |
| Total (high estimate) | $5K |
Cost ranges are estimates based on national averages and local data. Actual costs vary by property condition, contractor, and scope of work. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Home safety varies across New Rochelle's ZIP codes. Lower scores indicate more risk factors:
Safety scores range from 69 (10801) to 85 (10802) - a spread of 16 points.
New Rochelle vs. Nearby New York Cities
How New Rochelle's overall risk compares to similar cities in New York:
| City | Water Grade | Lead ZIPs Over Limit | Flood Claims | Population |
|---|---|---|---|---|
| New Rochelle | B | 0 | 872 | 78,442 |
| Forest Hills | D | 0 | 59 | 75,320 |
| Binghamton | D | 0 | 662 | 81,687 |
| Far Rockaway | C | 0 | 3,915 | 81,770 |
Homebuyer Safety Checklist for New Rochelle
Before purchasing a home in New Rochelle, New York, complete these checks:
Water Quality
- Request the latest Consumer Confidence Report (CCR) from the water utility
- Test tap water for lead, bacteria, and nitrates ($20-$50 for DIY kit)
Radon
- Conduct a radon test ($15-$30 for short-term kit, $150-$300 for professional)
Flood Risk
- Check the property's FEMA flood zone at msc.fema.gov
- Ask about flood history and past insurance claims
- 75% of New Rochelle is in flood zones - verify insurance requirements
Lead Paint & Pipes
- For homes built before 1978: request lead paint disclosure
- For homes built before 1986: inspect plumbing for lead solder and pipes
- 86% of New Rochelle homes built before 1986 - pipe inspection recommended
General
- Check for carbon monoxide detectors on every level
- Inspect for visible mold, water stains, or musty odors
- Verify the home's connection to a regulated public water system
Data Sources
- Water quality: EPA SDWIS
- Lead: EPA Lead and Copper Rule
- Flood: FEMA NFIP
- Radon: EPA Radon Zones
- Air quality: EPA AirNow
- Home values: U.S. Census Bureau ACS B25077
- Remediation costs: National cost model (EPA, Census, FEMA data)
Updated daily.
Check your specific ZIP code
City averages can hide neighborhood-level risks. Enter your ZIP for a personalized home safety score.
Check Your Home Safety Score