Is Mount Vernon, NY Safe to Buy? Home Safety Score 94/100
Score 94/100 · Risk: moderate-high · Water Grade C · Updated 2026-05-03
Mount Vernon has moderate-to-high risk. Several risk factors require careful evaluation.
Data: EPA SDWIS, FEMA NFIP, Census ACS, EPA Radon Zones Last verified: 2026-05-03
Upgrade cost estimates for Mount Vernon show a modest home-value ratio — well within typical planning thresholds.
What is a home safety score?
The home safety score (0-100) combines multiple environmental risk factors into a single number: water quality grade, lead contamination levels, flood zone exposure, radon risk, and air quality. A higher score means lower overall risk. The score helps homebuyers compare neighborhoods at a glance. Mount Vernon scores 94/100 with a "moderate-high" risk level.
Remediation Cost Breakdown
Estimated costs to address safety issues for a typical home in Mount Vernon:
Cost ranges are estimates based on national averages. Actual costs vary by property. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Safety scores vary across Mount Vernon's 5 ZIP codes.
| ZIP Code | Score | Grade | |
|---|---|---|---|
| 10550 | 90 | A | View report → |
| 10552 | 90 | A | View report → |
| 10553 | 90 | A | View report → |
| 10551 | 99 | A | View report → |
| 10557 | 99 | A | View report → |
Home Safety Overview
Mount Vernon, New York has moderate-to-high risk for homebuyers. The average home safety score is 94/100 across 5 ZIP codes. Several risk factors require careful evaluation during due diligence.
Safety Score Card
A composite view of Mount Vernon's key risk indicators:
| Risk Factor | Value | Assessment |
|---|---|---|
| Water Quality | Grade C (65/100) | Moderate risk |
| Lead Risk | 0.0025 mg/L | Low risk |
| Flood Risk | 60% in flood zones | Elevated risk |
| Radon | Zone 1 (High) | Elevated risk |
| Air Quality | AQI 53 (Moderate) | Moderate risk |
Cost to Fix: Remediation Breakdown
Estimated costs to address safety issues for a typical home in Mount Vernon:
| Component | Estimated Cost |
|---|---|
| Radon | $1K |
| Flood Insurance | $720 |
| Total (low estimate) | $1K |
| Total (mid estimate) | $2K |
| Total (high estimate) | $3K |
Cost ranges are estimates based on national averages and local data. Actual costs vary by property condition, contractor, and scope of work. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Home safety varies across Mount Vernon's ZIP codes. Lower scores indicate more risk factors:
Mount Vernon vs. Nearby New York Cities
How Mount Vernon's overall risk compares to similar cities in New York:
| City | Water Grade | Lead ZIPs Over Limit | Flood Claims | Population |
|---|---|---|---|---|
| Mount Vernon | C | 0 | 112 | 74,333 |
| Great Neck | A | 0 | 466 | 74,400 |
| Bronxville | F | 0 | 444 | 73,893 |
| Pelham | D | 0 | 144 | 73,893 |
Homebuyer Safety Checklist for Mount Vernon
Before purchasing a home in Mount Vernon, New York, complete these checks:
Water Quality
- Request the latest Consumer Confidence Report (CCR) from the water utility
- Test tap water for lead, bacteria, and nitrates ($20-$50 for DIY kit)
Radon
- Conduct a radon test ($15-$30 for short-term kit, $150-$300 for professional)
- Mount Vernon is in Radon Zone 1 (High risk) — testing is strongly recommended
Flood Risk
- Check the property's FEMA flood zone at msc.fema.gov
- Ask about flood history and past insurance claims
- 60% of Mount Vernon is in flood zones — verify insurance requirements
Lead Paint & Pipes
- For homes built before 1978: request lead paint disclosure
- For homes built before 1986: inspect plumbing for lead solder and pipes
- 90% of Mount Vernon homes built before 1986 — pipe inspection recommended
General
- Check for carbon monoxide detectors on every level
- Inspect for visible mold, water stains, or musty odors
- Verify the home's connection to a regulated public water system
Data Sources
- Water quality: EPA SDWIS
- Lead: EPA Lead and Copper Rule
- Flood: FEMA NFIP
- Radon: EPA Radon Zones
- Air quality: EPA AirNow
- Home values: U.S. Census Bureau ACS B25077
- Remediation costs: National cost model (EPA, Census, FEMA data)
Updated daily.
Water Quality Map: Mount Vernon, NY
Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.
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