CITY REPORT NJ

Mantoloking, NJ Water Safety: 40/100 (2026)

1 ZIP code · 2 water systems · Updated 2026-06-03

Federal monitoring data for Mantoloking puts the city in NJ's lower safety tier — exceedances show up in multiple utility districts, several systems have met thresholds requiring public notification under the Safe Drinking Water Act, and the compliance deficit has persisted across more than one consecutive reporting cycle, with no clear reversal visible in the most recent data available.

How Mantoloking Compares

Mantoloking40/100
New Jersey avg58/100
National avg67/100

Data: EPA SDWIS Last verified: 2026-06-03

1
ZIP Codes
2
Water Systems
0
ZIPs with Violations
D · 40
Avg Safety Score
Zone 2
Radon Risk (Moderate)
$1.4M
Median Home Value
$3,500
Est. Remediation (0.3% of home value)

Mantoloking Water: The Quick Version

  • Homes built before 1986: 59% — older plumbing may contain lead solder.
  • Estimated remediation: $3,500 per household.
  • CDC health risk index: 12.53 — above typical levels.

Water Systems Serving Mantoloking

Multiple utilities divide Mantoloking, NJ's water service — 2 leading providers among 2 on the federal register.

Nj American Water - Coastal North
Serves ~377,613 people
40
/100
FAIRTON OAKS M H COMMUNITY
Serves ~207 people
40
/100

Overview

We track water quality and home safety data for 1 ZIP code in Mantoloking, New Jersey (population ~1,371), covering 2 community water systems serving approximately 377,820 people region-wide.

No EPA violations recorded across any ZIP codes in Mantoloking — an excellent indicator of water quality.

Home Safety Score

Average Home Safety Score for Mantoloking: D (40/100)

The score combines three factors:

Factor What It Measures
Water Quality EPA violations and compliance history
Lead Levels 90th percentile lead concentration vs EPA action level
Radon Risk EPA radon zone classification

Water Sources

Mantoloking water systems draw from: Groundwater.

Lead & Copper

  • Lead data: not yet available for Mantoloking
  • 0 ZIP codes exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 2 (Moderate Risk)

The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.

Areas with No Violations

ZIP Code Safety Score System Population
08738 D Nj American Water - Coastal North 377,613

All ZIP Codes in Mantoloking

Data Sources

Updated daily.

CDC Health Data for Mantoloking

9.2%
Asthma (US: 9.8%)
11.4%
Diabetes (US: 10.4%)
15%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.

Compared to National Average

Asthma 9.2% ↓
Diabetes 11.4% ↑
Mental Health 15% ↑

Vertical line = national average. Above national · Below national

How Old Is Mantoloking's Housing Stock?

1972
Median Build Year
59%
Built Before 1986
22%
Built Before 1970
Copper
Likely Pipe Material

With 59% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Plumbing risk in older housing is defined by two eras: the pre-1970 period when lead pipes were commonly used for service lines, and the 1970-to-1986 period when lead solder remained standard in copper plumbing until the federal ban. Mantoloking's median build year of 1972 lands in a range where both eras are heavily represented in the housing stock. That creates an elevated aggregate environment for plumbing-related lead exposure — one that city-level water quality averages don't capture, because the risk sits inside individual properties rather than in the distribution system.

1972
Median Year Built
59%
Pre-1986 (Lead Paint Risk)
22%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (22%) 1970–1986 (37%) Post-1986 (41%)

Over half of homes in Mantoloking were built before 1986, when lead solder was banned. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.

Source: U.S. Census Bureau ACS B25034.

Mantoloking: Remediation Cost in Perspective

Given current Mantoloking valuations, the remediation-to-property-value ratio is low — most homeowners are looking at a proportionally modest share that fits within routine financial planning.

Median Home Value
$1.4M
Est. Remediation
$3,500
Remediation as % of home value 0.3%

Remediation costs in Mantoloking are relatively low compared to home values. The $2,200–$5,600 estimated range is a small fraction of median property value. Home values are 193% above the New Jersey average.

Protecting Children from Lead in Mantoloking

59%
Homes Built Before 1986

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

Despite citywide averages serving as the standard public reference point, those aggregates cannot resolve what is happening at one specific faucet — and where 59% of Mantoloking homes come from before the solder rule or where utility samples sit at or above the action mark, the gap between system data and faucet reality matters more than it does in lower-exposure communities. An in-home draw closes that gap, with certified filtration through retailer networks available where confirmed faucet results warrant additional measures.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Climate-Related Water Risk for Mantoloking

The National Flood Insurance Program builds its dataset one claim at a time — each filed claim represents a property where flood damage was severe enough to trigger an insurance payout. For Mantoloking, that dataset has accumulated 1329 such events across the program's multi-decade history. 100% of ZIP codes here carry official FEMA flood zone designations, reflecting federal assessments of where flood risk is concentrated. Together, those data points describe a community with a documented, substantial flood exposure — the kind that shapes not just property risk but also the periodic reliability of water supply infrastructure. When flood events reach that scale, treatment systems face peak-load contamination stress, private wells become vulnerable to surface water intrusion, and the distribution network can experience backflow conditions that allow untreated water to re-enter the system.

1,329
Total FEMA Flood Claims
$118,578
Avg Claim Payout
100%
ZIPs in FEMA Flood Zones
~66
Est. Claims/Year

Mantoloking has a significant flood history with 1,329 FEMA flood insurance claims on record, averaging $118,578 per claim. With 100% of ZIP codes in FEMA-designated flood zones, flood risk is a major concern for homeowners and water quality.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. Flood damage can add significantly to the estimated <strong>$3,500</strong> remediation cost per household.

Residents in flood-prone areas should consider flood insurance even outside FEMA zones — over 25% of flood claims come from low-to-moderate risk areas. After any flood event, test your water before drinking.

Source: FEMA National Flood Insurance Program (NFIP) claims data, FEMA flood zone designations.

What You Can Do in Mantoloking

  1. Test your water at home. City-level data shows averages — your tap may differ. NSF-certified test kits cost $20-40 and give results in days.
  2. Install a certified water filter. An NSF-certified pitcher or under-sink filter removes most common contaminants.
  3. Check your home's plumbing. With 59% of homes built before 1986, lead solder is a real possibility.
  4. Review your water system's CCR. Your utility publishes an annual Consumer Confidence Report with detailed test results. Request it or find it online.

Frequently Asked Questions

Is the water safe to drink in Mantoloking, NJ?
Mantoloking has an average water safety score of 40/100 (Grade D). No EPA violations on record. Check individual ZIP code reports for details specific to your neighborhood.
How does Mantoloking compare to New Jersey average?
Mantoloking has an average water safety score of 40/100, which is below the New Jersey state average of 58/100.
How many water systems serve Mantoloking?
Mantoloking is served by 2 public water systems across 1 ZIP code, serving approximately 1,371 people.
How much does it cost to fix water issues in Mantoloking?
Estimated remediation costs in Mantoloking average $3,500 per household, ranging from $2,200 to $5,600. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
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