Is Jersey City, NJ Safe to Buy? Home Safety Score 53/100
Score 53/100 · Risk: moderate-high · Water Grade D · Updated 2026-05-03
Jersey City has moderate-to-high risk. Several risk factors require careful evaluation.
Data: EPA SDWIS, FEMA NFIP, Census ACS, EPA Radon Zones Last verified: 2026-05-03
What does the remediation cost range mean here? For Jersey City, the numbers land at the lower end — a budget commitment that most property owners in this market can address through standard financial planning without stretching into equity-depleting territory.
What is a home safety score?
The home safety score (0-100) combines multiple environmental risk factors into a single number: water quality grade, lead contamination levels, flood zone exposure, radon risk, and air quality. A higher score means lower overall risk. The score helps homebuyers compare neighborhoods at a glance. Jersey City scores 53/100 with a "moderate-high" risk level.
Remediation Cost Breakdown
Estimated costs to address safety issues for a typical home in Jersey City:
Cost ranges are estimates based on national averages. Actual costs vary by property. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Safety scores vary across Jersey City's 12 ZIP codes.
| ZIP Code | Score | Grade | |
|---|---|---|---|
| 07302 | 40 | D | View report → |
| 07304 | 45 | D | View report → |
| 07305 | 45 | D | View report → |
| 07306 | 50 | D | View report → |
| 07310 | 50 | D | View report → |
| 07097 | 53 | D | View report → |
| 07308 | 53 | D | View report → |
| 07395 | 53 | D | View report → |
| 07399 | 53 | D | View report → |
| 07303 | 63 | C | View report → |
| 07307 | 63 | C | View report → |
| 07311 | 63 | C | View report → |
Home Safety Overview
Jersey City, New Jersey has moderate-to-high risk for homebuyers. The average home safety score is 53/100 across 12 ZIP codes. Several risk factors require careful evaluation during due diligence.
Safety Score Card
A composite view of Jersey City's key risk indicators:
| Risk Factor | Value | Assessment |
|---|---|---|
| Water Quality | Grade D (53/100) | Elevated risk |
| Lead Risk | Testing pending | Low risk |
| Flood Risk | 67% in flood zones | Elevated risk |
| Radon | Zone 2 (Moderate) | Moderate risk |
| Air Quality | AQI 55 (Moderate) | Moderate risk |
Cost to Fix: Remediation Breakdown
Estimated costs to address safety issues for a typical home in Jersey City:
| Component | Estimated Cost |
|---|---|
| Radon | $400 |
| Flood Insurance | $1K |
| Pfas | $600 |
| Total (low estimate) | $1K |
| Total (mid estimate) | $2K |
| Total (high estimate) | $4K |
Cost ranges are estimates based on national averages and local data. Actual costs vary by property condition, contractor, and scope of work. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Home safety varies across Jersey City's ZIP codes. Lower scores indicate more risk factors:
| ZIP Code | Safety Score | Grade |
|---|---|---|
| 07302 | 40 | D |
| 07304 | 45 | D |
| 07305 | 45 | D |
| 07306 | 50 | D |
| 07310 | 50 | D |
| 07097 | 53 | D |
| 07308 | 53 | D |
| 07395 | 53 | D |
| 07399 | 53 | D |
| 07303 | 63 | C |
| 07307 | 63 | C |
| 07311 | 63 | C |
Safety scores range from 40 (07302) to 63 (07311) — a spread of 23 points.
Jersey City vs. Nearby New Jersey Cities
How Jersey City's overall risk compares to similar cities in New Jersey:
| City | Water Grade | Lead ZIPs Over Limit | Flood Claims | Population |
|---|---|---|---|---|
| Jersey City | D | 0 | 1,816 | 325,000 |
| Hoboken | C | 0 | 2,215 | 314,000 |
| Rutherford | D | 0 | 271 | 310,483 |
| Paterson | D | 0 | 1,337 | 341,376 |
Homebuyer Safety Checklist for Jersey City
Before purchasing a home in Jersey City, New Jersey, complete these checks:
Water Quality
- Request the latest Consumer Confidence Report (CCR) from the water utility
- Test tap water for lead, bacteria, and nitrates ($20-$50 for DIY kit)
Radon
- Conduct a radon test ($15-$30 for short-term kit, $150-$300 for professional)
- Jersey City is in Radon Zone 2 (Moderate risk) — testing is strongly recommended
Flood Risk
- Check the property's FEMA flood zone at msc.fema.gov
- Ask about flood history and past insurance claims
- 67% of Jersey City is in flood zones — verify insurance requirements
Lead Paint & Pipes
- For homes built before 1978: request lead paint disclosure
- For homes built before 1986: inspect plumbing for lead solder and pipes
- 53% of Jersey City homes built before 1986 — pipe inspection recommended
General
- Check for carbon monoxide detectors on every level
- Inspect for visible mold, water stains, or musty odors
- Verify the home's connection to a regulated public water system
Data Sources
- Water quality: EPA SDWIS
- Lead: EPA Lead and Copper Rule
- Flood: FEMA NFIP
- Radon: EPA Radon Zones
- Air quality: EPA AirNow
- Home values: U.S. Census Bureau ACS B25077
- Remediation costs: National cost model (EPA, Census, FEMA data)
Updated daily.
Water Quality Map: Jersey City, NJ
Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.
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