CITY REPORT NE

Waterloo, NE: High Radon Risk - Home Safety 67/100

1 ZIP code · 2 water systems · Updated

ZipCheckup grade for Waterloo: C.

A mixed picture - some signals here are worth your attention.

Waterloo's water quality grade in NE reflects a middle-ground assessment - service areas range from fully compliant to violation-flagged in current EPA records.

How Waterloo Compares

Waterloo67/100
Nebraska avg67/100
National avg73/100

Data: EPA SDWIS

1
ZIP Codes
2
Water Systems
0
ZIPs with Violations
C · 67
Avg Safety Score
Zone 1
Radon Risk (High)
$352K
Median Home Value
$3,000
Est. Remediation (0.9% of home value)

Key Facts for Waterloo Residents

  • Average lead level: 0.002 mg/L.
  • Homes built before 1986: 59% - older plumbing may contain lead solder.
  • Estimated remediation: $3,000 per household.
  • CDC health risk index: 11.67.

Waterloo's Water Providers

Federal drinking water records identify 2 systems in Waterloo, NE. The leading 2 providers serve the largest share of residential connections, each operating as a separate entity with its own rate authority, infrastructure management, and EPA compliance obligations - so service conditions are not uniform city-wide.

Overview

We track home safety data for 1 ZIP code in Waterloo, Nebraska (population ~3,100), covering 2 community water systems serving approximately 11,955 people region-wide. The EPA snapshots used for this build directly map water systems to 1 of 1 ZIP codes.

The available EPA record reports 0 violations for 1 ZIP code with a reported violation count.

Home Safety Score

Average Home Safety Score for Waterloo: C (67/100)

Model 4.0.0 uses four measured components across three equally weighted domains. If a required domain is unavailable, no score is published:

Factor What It Measures
Water Quality EPA violations and compliance history
PFAS MCL Screen UCMR 5 testing against the covered federal MCLs
Radon Risk EPA radon zone classification
Annual AQI EPA AirData county-year median with at least 90 observed days

Water Sources

Waterloo water systems draw from: Groundwater.

Lead & Copper

  • Average lead level (90th percentile): 0.0020 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 1 ZIP code with known status exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 1 (High Risk)

The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.

Areas with No Violations

ZIP Code Safety Score System Population
68069 C City of Valley, 3,294

All ZIP Codes in Waterloo

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Waterloo Community Health Snapshot

8.7%
Asthma (US: 9.8%)
9.8%
Diabetes (US: 10.4%)
14.6%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.

Compared to National Average

Asthma 8.7% ↓
Diabetes 9.8% ↓
Mental Health 14.6% ↓

Vertical line = national average. Above national · Below national

Waterloo Infrastructure Age

1989
Median Build Year
59%
Built Before 1986
24%
Built Before 1970
Copper
Likely Pipe Material

With 59% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Viewed through the lens of construction era, Waterloo is predominantly an older city - a median build year of 1989 puts most of the residential inventory in the range where pre-1986 plumbing materials were the standard.

1989
Median Year Built
59%
Pre-1986 (Lead Paint Risk)
24%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (24%) 1970–1986 (35%) Post-1986 (41%)

Over half of homes in Waterloo were built before 1986, when lead solder was banned. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.

Source: U.S. Census Bureau ACS B25034.

How Remediation Costs Compare in Waterloo

How much of a Waterloo home's value does documented remediation represent? A small fraction - the equity share here is in the low tier, and from a household financial perspective, most property owners are considering a commitment that fits comfortably within standard planning rather than a decision that rises to the level of a material budget event or significant equity consideration.

Median Home Value
$351,700
Est. Remediation
$3,000
Remediation as % of home value 0.9%

Remediation costs in Waterloo are relatively low compared to home values. The $2,000–$4,000 estimated range is a small fraction of median property value. Home values are 102% above the Nebraska average.

Waterloo: Lead Risk & Vulnerable Populations

59%
Homes Built Before 1986
0.002
mg/L Avg Lead (Limit: 0.015)

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

Practically, the structural drivers in Waterloo - 59% pre-rule stock and citywide monitoring at or beyond the regulatory benchmark - make an in-home draw the practical way to translate aggregate averages into the specific conditions at one address.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Waterloo: NFIP Claim Records and Water-Quality Context

152
Total FEMA Flood Claims
$28,690
Avg Reported Sum With Payment Data
100%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Waterloo contains 152 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $28,690. Among ZIP codes with claim records, 100% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The <strong>$3,000</strong> remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

What You Can Do in Waterloo

  1. Test your water at home. City-level data shows averages - your tap may differ. NSF-certified test kits cost $20-40 and give results in days.
  2. Install a certified water filter. An NSF-certified pitcher or under-sink filter removes most common contaminants.
  3. Check your home's plumbing. With 59% of homes built before 1986, lead solder is a real possibility.

Frequently Asked Questions

What does the Home Safety Score mean for Waterloo, NE?
Waterloo has an average Home Safety Score of 67/100 (Grade C) under model 4.0.0. The score combines EPA SDWIS identity plus accepted ECHO SDWA lifecycle-based water compliance, the PFAS MCL screen, EPA radon zone, and annual EPA AQI, and is published only when all required domains are observed. The available EPA record reports no violations for ZIP codes with reported counts. Check individual ZIP code reports for component details.
Does Waterloo water have lead?
The average 90th-percentile lead level in Waterloo is 0.002 mg/L. This is below the EPA action level of 0.015 mg/L. Lead levels can vary by home - testing is recommended especially in older properties.
How does Waterloo compare to Nebraska average?
Waterloo has an average Home Safety Score of 67/100, which is above the Nebraska state average of 67/100 for the same model series.
How many water systems serve Waterloo?
Waterloo is served by 2 public water systems across 1 ZIP code, serving approximately 3,100 people.
How much does it cost to fix water issues in Waterloo?
Estimated remediation costs in Waterloo average $3,000 per household, ranging from $2,000 to $4,000. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
HomeCitiesNebraska → Waterloo, NE

How to cite this page

APA ZipCheckup. (2026). Waterloo, NE: High Radon Risk - Home Safety 67/100. https://zipcheckup.com/cities/ne/waterloo/
BibTeX
@misc{zipcheckup-cities-ne-waterloo,
  author = {{ZipCheckup}},
  title  = {{Waterloo, NE: High Radon Risk - Home Safety 67/100}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/ne/waterloo/}
}

Page version: August 2026.

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