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Is South Bend, NE Safe to Buy? Home Safety Score 70/100

Score 70/100 · Risk: moderate · Water Grade B · Updated 2026-05-03

South Bend has moderate risk. Some factors warrant attention during the home buying process.

Data: EPA SDWIS, FEMA NFIP, Census ACS, EPA Radon Zones Last verified: 2026-05-03

At current estimates, the safety upgrade budget in South Bend represents a lower-tier share of typical home equity.

B
Water Grade
0
ZIPs Over Lead Limit
1%
In Flood Zones
Zone 1
Radon (High)
51
AQI (Moderate)
$3,000
Est. Remediation
0.6%
Equity Trap Ratio

What is a home safety score?

The home safety score (0-100) combines multiple environmental risk factors into a single number: water quality grade, lead contamination levels, flood zone exposure, radon risk, and air quality. A higher score means lower overall risk. The score helps homebuyers compare neighborhoods at a glance. South Bend scores 70/100 with a "moderate" risk level.

Remediation Cost Breakdown

Estimated costs to address safety issues for a typical home in South Bend:

Radon $1,200
Flood Insurance $1,800

Cost ranges are estimates based on national averages. Actual costs vary by property. Get 3 quotes before proceeding.

Per-ZIP Home Safety Scores

Safety scores vary across South Bend's 1 ZIP codes.

ZIP Code Score Grade
68058 70 B View report →

Home Safety Overview

South Bend, Nebraska has moderate risk for homebuyers. The average home safety score is 70/100 across 1 ZIP codes. Some risk factors warrant attention during the home buying process.

Safety Score Card

A composite view of South Bend's key risk indicators:

Risk Factor Value Assessment
Water Quality Grade B (70/100) Low risk
Lead Risk 0.0012 mg/L Low risk
Flood Risk 1% in flood zones Low risk
Radon Zone 1 (High) Elevated risk
Air Quality AQI 51 (Moderate) Moderate risk

Cost to Fix: Remediation Breakdown

Estimated costs to address safety issues for a typical home in South Bend:

Component Estimated Cost
Radon $1K
Flood Insurance $2K
Total (low estimate) $2K
Total (mid estimate) $3K
Total (high estimate) $4K

Cost ranges are estimates based on national averages and local data. Actual costs vary by property condition, contractor, and scope of work. Get 3 quotes before proceeding.

South Bend vs. Nearby Nebraska Cities

How South Bend's overall risk compares to similar cities in Nebraska:

City Water Grade Lead ZIPs Over Limit Flood Claims Population
South Bend B 0 4 92
Anselmo B 0 0 92
Bartlett A 0 1 90
Ericson A 0 1 90

Homebuyer Safety Checklist for South Bend

Before purchasing a home in South Bend, Nebraska, complete these checks:

Water Quality

  • Request the latest Consumer Confidence Report (CCR) from the water utility
  • Test tap water for lead, bacteria, and nitrates ($20-$50 for DIY kit)

Radon

  • Conduct a radon test ($15-$30 for short-term kit, $150-$300 for professional)
  • South Bend is in Radon Zone 1 (High risk) — testing is strongly recommended

Flood Risk

  • Check the property's FEMA flood zone at msc.fema.gov
  • Ask about flood history and past insurance claims

Lead Paint & Pipes

  • For homes built before 1978: request lead paint disclosure
  • For homes built before 1986: inspect plumbing for lead solder and pipes

General

  • Check for carbon monoxide detectors on every level
  • Inspect for visible mold, water stains, or musty odors
  • Verify the home's connection to a regulated public water system

Data Sources

  • Water quality: EPA SDWIS
  • Lead: EPA Lead and Copper Rule
  • Flood: FEMA NFIP
  • Radon: EPA Radon Zones
  • Air quality: EPA AirNow
  • Home values: U.S. Census Bureau ACS B25077
  • Remediation costs: National cost model (EPA, Census, FEMA data)

Updated daily.

Check your specific ZIP code

City averages can hide neighborhood-level risks. Enter your ZIP for a personalized home safety score.

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Frequently Asked Questions

Is South Bend safe to buy a home?
South Bend has a moderate risk rating (score: 70/100). Some factors like water quality or flood risk may warrant attention during the buying process.
What is the home safety score for South Bend?
South Bend has a home safety score of 70 out of 100, combining water quality (grade B), lead risk, flood exposure, radon levels, and air quality into a single metric.
How much does remediation cost in South Bend?
The estimated average remediation cost for a typical home in South Bend is $3,000. This includes potential costs for water filtration, lead abatement, radon mitigation, and flood-proofing based on local risk factors.
What is the equity trap ratio in South Bend?
The equity trap ratio in South Bend is 0.6%, which measures remediation costs as a percentage of median home value. This is low — remediation costs are a small fraction of home value.
Is radon a concern in South Bend?
South Bend is in EPA Radon Zone 1 (High risk). This is the highest risk zone — EPA recommends testing all homes.
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