Is Fargo, ND Safe to Buy? Home Safety Score 67/100
Score 67/100 · Risk: moderate · Home Safety Grade C · Updated
Fargo has moderate risk. Some factors warrant attention during the home buying process.
Score data: EPA SDWIS, EPA PFAS monitoring, EPA Radon Zones, EPA Air Quality Index Last verified:
When the remediation range in Fargo is placed against local home-value data, the result is a lower-tier equity-share figure - a cost frame that most standard financial planning approaches can absorb without requiring extraordinary budget measures or equity-backed financing.
What is a home safety score?
Home Safety Score model 4.0.0 combines EPA SDWIS identity plus accepted ECHO SDWA lifecycle-based water compliance, UCMR5 PFAS, EPA radon zone, and annual AQI with complete coverage. Fargo scores 67/100 with a "moderate" risk level.
Remediation Cost Breakdown
Estimated costs to address safety issues for a typical home in Fargo:
Cost ranges are estimates based on national averages. Actual costs vary by property. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Safety scores vary across Fargo's 13 ZIP codes.
| ZIP Code | Score | Grade | |
|---|---|---|---|
| 58102 | 67 | C | View report → |
| 58103 | 67 | C | View report → |
| 58104 | 67 | C | View report → |
| 58105 | 67 | C | View report → |
Home Safety Overview
Fargo, North Dakota has moderate risk for homebuyers. The average home safety score is 67/100 across 4 ZIP codes. Some risk factors warrant attention during the home buying process.
Safety Score Card
A composite view of Fargo's key risk indicators:
| Risk Factor | Value | Assessment |
|---|---|---|
| Water Compliance | 0 EPA violations across 4 direct ZIP records | No violations in available records |
| Lead Risk | 0.0023 mg/L | Low risk |
| Flood Risk | 44% of claim-record ZIPs have A/V-family dominant recorded rated zones | Historical claims evidence |
| Radon | Zone 1 (High) | Elevated risk |
| Air Quality | AQI 51 (Moderate) | Moderate risk |
Cost to Fix: Remediation Breakdown
Estimated costs to address safety issues for a typical home in Fargo:
| Component | Estimated Cost |
|---|---|
| Pfas | $500 |
| Total (low estimate) | $300 |
| Total (mid estimate) | $500 |
| Total (high estimate) | $800 |
Cost ranges are estimates based on national averages and local data. Actual costs vary by property condition, contractor, and scope of work. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Home safety varies across Fargo's ZIP codes. Lower scores indicate more risk factors:
Fargo vs. Nearby North Dakota Cities
How Fargo's overall risk compares to similar cities in North Dakota:
| City | Home Safety Grade | Lead ZIPs Over Limit | Flood Claims | Population |
|---|---|---|---|---|
| Fargo | C | 0 | 2,039 | 131,261 |
| Bismarck | C | 0 | 688 | 95,811 |
| Grand Forks | N/A | 0 | 2,868 | 61,346 |
| Minot | C | 0 | 924 | 55,968 |
Homebuyer Safety Checklist for Fargo
Before purchasing a home in Fargo, North Dakota, complete these checks:
Water Quality
- Request the latest Consumer Confidence Report (CCR) from the water utility
- Test tap water for lead, bacteria, and nitrates ($20-$50 for DIY kit)
Radon
- Conduct a radon test ($15-$30 for short-term kit, $150-$300 for professional)
- Fargo is in Radon Zone 1 (High risk) - testing is strongly recommended
Flood Risk
- Check the property's FEMA flood zone at msc.fema.gov
- Ask about flood history and past insurance claims
- Review the claims-only zone evidence: 44% of ZIPs with NFIP claim records have A/V-family dominant recorded rated zones. This does not replace an address-level FEMA map check.
Lead Paint & Pipes
- For homes built before 1978: request lead paint disclosure
- For homes built before 1986: inspect plumbing for lead solder and pipes
- 52% of Fargo homes built before 1986 - pipe inspection recommended
General
- Check for carbon monoxide detectors on every level
- Inspect for visible mold, water stains, or musty odors
- Verify the home's connection to a regulated public water system
Data Sources
- Water quality: EPA SDWIS
- Lead: EPA Lead and Copper Rule
- Flood: FEMA NFIP
- Radon: EPA Radon Zones
- Air quality: EPA AirNow
- Home values: U.S. Census Bureau ACS B25077
- Remediation costs: National cost model (EPA, Census, FEMA data)
Source reporting periods vary. See each cited source for its publication schedule.
Water Quality Map: Fargo, ND
Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.
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