Is Bismarck, ND Safe to Buy? Home Safety Score 55/100
Score 55/100 · Risk: moderate-high · Water Grade C · Updated 2026-07-18
Bismarck has moderate-to-high risk. Several risk factors require careful evaluation.
Data: EPA SDWIS, FEMA NFIP, Census ACS, EPA Radon Zones Last verified: 2026-07-18
Upgrade cost estimates for Bismarck show a modest home-value ratio - well within typical planning thresholds.
What is a home safety score?
The home safety score (0-100) combines multiple environmental risk factors into a single number: water quality grade, lead contamination levels, flood zone exposure, radon risk, and air quality. A higher score means lower overall risk. The score helps homebuyers compare neighborhoods at a glance. Bismarck scores 55/100 with a "moderate-high" risk level.
Remediation Cost Breakdown
Estimated costs to address safety issues for a typical home in Bismarck:
Cost ranges are estimates based on national averages. Actual costs vary by property. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Safety scores vary across Bismarck's 7 ZIP codes.
| ZIP Code | Score | Grade | |
|---|---|---|---|
| 58504 | 47 | D | View report → |
| 58503 | 52 | D | View report → |
| 58505 | 55 | C | View report → |
| 58506 | 55 | C | View report → |
| 58507 | 55 | C | View report → |
| 58501 | 57 | C | View report → |
| 58502 | 62 | C | View report → |
Home Safety Overview
Bismarck, North Dakota has moderate-to-high risk for homebuyers. The average home safety score is 55/100 across 7 ZIP codes. Several risk factors require careful evaluation during due diligence.
Safety Score Card
A composite view of Bismarck's key risk indicators:
| Risk Factor | Value | Assessment |
|---|---|---|
| Water Quality | Grade C (55/100) | Moderate risk |
| Lead Risk | 0.0084 mg/L | Low risk |
| Flood Risk | 57% in flood zones | Elevated risk |
| Radon | Zone 1 (High) | Elevated risk |
| Air Quality | AQI 59 (Moderate) | Moderate risk |
Cost to Fix: Remediation Breakdown
Estimated costs to address safety issues for a typical home in Bismarck:
| Component | Estimated Cost |
|---|---|
| Radon | $1K |
| Flood Insurance | $771 |
| Pfas | $143 |
| Total (low estimate) | $1K |
| Total (mid estimate) | $2K |
| Total (high estimate) | $3K |
Cost ranges are estimates based on national averages and local data. Actual costs vary by property condition, contractor, and scope of work. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Home safety varies across Bismarck's ZIP codes. Lower scores indicate more risk factors:
| ZIP Code | Safety Score | Grade |
|---|---|---|
| 58504 | 47 | D |
| 58503 | 52 | D |
| 58505 | 55 | C |
| 58506 | 55 | C |
| 58507 | 55 | C |
| 58501 | 57 | C |
| 58502 | 62 | C |
Bismarck vs. Nearby North Dakota Cities
How Bismarck's overall risk compares to similar cities in North Dakota:
| City | Water Grade | Lead ZIPs Over Limit | Flood Claims | Population |
|---|---|---|---|---|
| Bismarck | C | 0 | 688 | 95,811 |
| Grand Forks | C | 0 | 2,868 | 61,346 |
| Fargo | C | 0 | 2,039 | 131,261 |
| Minot | D | 0 | 924 | 55,968 |
Homebuyer Safety Checklist for Bismarck
Before purchasing a home in Bismarck, North Dakota, complete these checks:
Water Quality
- Request the latest Consumer Confidence Report (CCR) from the water utility
- Test tap water for lead, bacteria, and nitrates ($20-$50 for DIY kit)
Radon
- Conduct a radon test ($15-$30 for short-term kit, $150-$300 for professional)
- Bismarck is in Radon Zone 1 (High risk) - testing is strongly recommended
Flood Risk
- Check the property's FEMA flood zone at msc.fema.gov
- Ask about flood history and past insurance claims
- 57% of Bismarck is in flood zones - verify insurance requirements
Lead Paint & Pipes
- For homes built before 1978: request lead paint disclosure
- For homes built before 1986: inspect plumbing for lead solder and pipes
- 50% of Bismarck homes built before 1986 - pipe inspection recommended
General
- Check for carbon monoxide detectors on every level
- Inspect for visible mold, water stains, or musty odors
- Verify the home's connection to a regulated public water system
Data Sources
- Water quality: EPA SDWIS
- Lead: EPA Lead and Copper Rule
- Flood: FEMA NFIP
- Radon: EPA Radon Zones
- Air quality: EPA AirNow
- Home values: U.S. Census Bureau ACS B25077
- Remediation costs: National cost model (EPA, Census, FEMA data)
Updated daily.
Water Quality Map: Bismarck, ND
Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.
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