Is Lake City, MN Safe to Buy? Home Safety Score 67/100
Score 67/100 · Risk: moderate · Home Safety Grade C · Updated
Lake City has moderate risk. Some factors warrant attention during the home buying process.
Score data: EPA SDWIS, EPA PFAS monitoring, EPA Radon Zones, EPA Air Quality Index Last verified:
Based on current cost data for Lake City, remediation budgets fall toward the lower tier of the equity-share scale - a figure that positions safety upgrades as a manageable planning item rather than a significant financial burden for most homeowners.
What is a home safety score?
Home Safety Score model 4.0.0 combines EPA SDWIS identity plus accepted ECHO SDWA lifecycle-based water compliance, UCMR5 PFAS, EPA radon zone, and annual AQI with complete coverage. Lake City scores 67/100 with a "moderate" risk level.
Remediation Cost Breakdown
Estimated costs to address safety issues for a typical home in Lake City:
Cost ranges are estimates based on national averages. Actual costs vary by property. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Lake City is covered by a single ZIP code, so one safety score applies citywide.
| ZIP Code | Score | Grade | |
|---|---|---|---|
| 55041 | 67 | C | View report → |
Home Safety Overview
Lake City, Minnesota has moderate risk for homebuyers. The average home safety score is 67/100 across 1 ZIP code. Some risk factors warrant attention during the home buying process.
Safety Score Card
A composite view of Lake City's key risk indicators:
| Risk Factor | Value | Assessment |
|---|---|---|
| Water Compliance | 0 EPA violations across 1 direct ZIP records | No violations in available records |
| Lead Risk | 0.0050 mg/L | Low risk |
| Flood Risk | 1% of claim-record ZIPs have A/V-family dominant recorded rated zones | Historical claims evidence |
| Radon | Zone 1 (High) | Elevated risk |
| Air Quality | AQI unavailable | No data |
Cost to Fix: Remediation Breakdown
Estimated costs to address safety issues for a typical home in Lake City:
| Component | Estimated Cost |
|---|---|
| Pfas | $500 |
| Total (low estimate) | $300 |
| Total (mid estimate) | $500 |
| Total (high estimate) | $800 |
Cost ranges are estimates based on national averages and local data. Actual costs vary by property condition, contractor, and scope of work. Get 3 quotes before proceeding.
Lake City vs. Nearby Minnesota Cities
How Lake City's overall risk compares to similar cities in Minnesota:
| City | Home Safety Grade | Lead ZIPs Over Limit | Flood Claims | Population |
|---|---|---|---|---|
| Lake City | C | 0 | 57 | 7,532 |
| Wadena | N/A | 0 | 4 | 7,494 |
| Montevideo | N/A | 0 | 155 | 7,433 |
| Foley | N/A | 0 | 2 | 7,700 |
Homebuyer Safety Checklist for Lake City
Before purchasing a home in Lake City, Minnesota, complete these checks:
Water Quality
- Request the latest Consumer Confidence Report (CCR) from the water utility
- Test tap water for lead, bacteria, and nitrates ($20-$50 for DIY kit)
Radon
- Conduct a radon test ($15-$30 for short-term kit, $150-$300 for professional)
- Lake City is in Radon Zone 1 (High risk) - testing is strongly recommended
Flood Risk
- Check the property's FEMA flood zone at msc.fema.gov
- Ask about flood history and past insurance claims
- Review the claims-only zone evidence: 1% of ZIPs with NFIP claim records have A/V-family dominant recorded rated zones. This does not replace an address-level FEMA map check.
Lead Paint & Pipes
- For homes built before 1978: request lead paint disclosure
- For homes built before 1986: inspect plumbing for lead solder and pipes
- 59% of Lake City homes built before 1986 - pipe inspection recommended
General
- Check for carbon monoxide detectors on every level
- Inspect for visible mold, water stains, or musty odors
- Verify the home's connection to a regulated public water system
Data Sources
- Water quality: EPA SDWIS
- Lead: EPA Lead and Copper Rule
- Flood: FEMA NFIP
- Radon: EPA Radon Zones
- Air quality: EPA AirNow
- Home values: U.S. Census Bureau ACS B25077
- Remediation costs: National cost model (EPA, Census, FEMA data)
Source reporting periods vary. See each cited source for its publication schedule.
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