CITY REPORT MI

Ludington, MI: 4 Violations - Home Safety 99/100

1 ZIP code · 5 water systems · Updated

ZipCheckup grade for Ludington: A.

No federal data flags a major home-safety concern for this ZIP.

Water utilities in Ludington have maintained a consistent compliance record over recent monitoring periods - the city's above-average grade in MI reflects low violation rates and no systemic health concerns flagged in current data.

How Ludington Compares

Ludington99/100
Michigan avg85/100
National avg73/100

Data: EPA SDWIS

1
ZIP Codes
5
Water Systems
1
ZIPs with Violations
A · 99
Avg Safety Score
Zone 3
Radon Risk (Low)
$219K
Median Home Value
$1,800
Est. Remediation (0.8% of home value)

Ludington Water: The Quick Version

  • Your city's water systems recorded 4 violations in the past 5 years.
  • Average lead level: 0.005 mg/L.
  • Homes built before 1986: 64% - older plumbing may contain lead solder.
  • Estimated remediation: $1,800 per household.
  • CDC health risk index: 15.46 - above typical levels.

Water Systems Serving Ludington

Water service in Ludington, MI is split across 3 utilities out of 5 tracked federally, each operating its own infrastructure and compliance record.

Overview

We track home safety data for 1 ZIP code in Ludington, Michigan, covering 5 community water systems serving approximately 17,027 people. The EPA snapshots used for this build directly map water systems to 1 of 1 ZIP codes.

1 of 1 ZIP code with a reported violation count in the available EPA record (100%) have recorded EPA violations. The available record reports no health-based violations for this measured scope.

Home Safety Score

Average Home Safety Score for Ludington: A (99/100)

Model 4.0.0 uses four measured components across three equally weighted domains. If a required domain is unavailable, no score is published:

Factor What It Measures
Water Quality EPA violations and compliance history
PFAS MCL Screen UCMR 5 testing against the covered federal MCLs
Radon Risk EPA radon zone classification
Annual AQI EPA AirData county-year median with at least 90 observed days

Water Sources

Ludington water systems draw from: Groundwater, Surface water.

Lead & Copper

  • Average lead level (90th percentile): 0.0050 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 1 ZIP code with known status exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 3 (Low Risk)

Top Contaminants

Contaminant Category Violations ZIPs Affected
Surface Water Treatment Rule Treatment Technique 6 1
Consumer Confidence Report Rule Reporting 2 1

Areas with Most Violations

ZIP Code Safety Score Violations Health-Based System
49431 A 4 0 Ludington

All ZIP Codes in Ludington

  • 49431 [A] - 4 violations

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

CDC Health Data for Ludington

11.4%
Asthma (US: 9.8%)
13.8%
Diabetes (US: 10.4%)
17%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.

Compared to National Average

Asthma 11.4% ↑
Diabetes 13.8% ↑
Mental Health 17% ↑

Vertical line = national average. Above national · Below national

Key Contaminants Detected in Ludington

Surface Water Treatment Rule 6 violations
Treatment Technique
Pathogens may not be adequately removed
Consumer Confidence Report Rule 2 violations
Reporting

Based on EPA violation records. Check your ZIP code report for system-specific contaminant data.

How Old Is Ludington's Housing Stock?

1975
Median Build Year
64%
Built Before 1986
38%
Built Before 1970
Copper
Likely Pipe Material

With 64% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

While newer cities carry lower aggregate plumbing risk from lead-era construction, Ludington sits firmly in the older category. The median build year of 1975 indicates that more than half the housing stock was built before 1986, when lead solder was still legally used in residential copper plumbing - and a substantial portion likely predates 1970, when lead pipes were still commonly installed for service lines. These two thresholds together define the elevated plumbing risk environment that older housing cities carry, independent of what the municipal water supply delivers to the meter.

1975
Median Year Built
64%
Pre-1986 (Lead Paint Risk)
38%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (38%) 1970–1986 (26%) Post-1986 (36%)

Over half of homes in Ludington were built before 1986, when lead solder was banned. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.

Source: U.S. Census Bureau ACS B25034.

Ludington: Remediation Cost in Perspective

When remediation costs are measured against Ludington home values, the resulting ratio is in the low tier - addressing documented water and safety issues here claims only a minor fraction of typical equity, and most homeowners are in a position where the financial commitment is straightforward rather than a material burden on their household budget.

Median Home Value
$218,600
Est. Remediation
$1,800
Remediation as % of home value 0.8%

Remediation costs in Ludington are relatively low compared to home values. The $1,200–$2,500 estimated range is a small fraction of median property value. Home values are 7% above the Michigan average.

Protecting Children from Lead in Ludington

64%
Homes Built Before 1986
0.005
mg/L Avg Lead (Limit: 0.015)

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

Households with kids in the home - for whom CDC guidance places particular weight on minimizing exposure - face a specific local picture in Ludington. 64% of homes here come from the pre-rule era, and aggregate utility samples either approach or cross 0.015 mg/L. A baseline draw-test kit and certified lead-removal filtration are available via retailer networks for households confirming conditions at a specific tap.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Historical Flood-Claim Evidence for Ludington

8
Total FEMA Flood Claims
$29,433
Avg Reported Sum With Payment Data
100%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Ludington contains 8 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $29,433. Among ZIP codes with claim records, 100% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The <strong>$1,800</strong> remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

Frequently Asked Questions

What does the Home Safety Score mean for Ludington, MI?
Ludington has an average Home Safety Score of 99/100 (Grade A) under model 4.0.0. The score combines EPA SDWIS identity plus accepted ECHO SDWA lifecycle-based water compliance, the PFAS MCL screen, EPA radon zone, and annual EPA AQI, and is published only when all required domains are observed. 4 EPA violations have been recorded. Check individual ZIP code reports for component details.
How many water violations does Ludington have?
Ludington water systems have a total of 4 EPA violations. Violations are tracked across 1 ZIP code.
Does Ludington water have lead?
The average 90th-percentile lead level in Ludington is 0.005 mg/L. This is below the EPA action level of 0.015 mg/L. Lead levels can vary by home - testing is recommended especially in older properties.
How does Ludington compare to Michigan average?
Ludington has an average Home Safety Score of 99/100, which is above the Michigan state average of 85/100 for the same model series.
How many water systems serve Ludington?
Ludington is served by 5 public water systems across 1 ZIP code, serving approximately 17,027 people.
How much does it cost to fix water issues in Ludington?
Estimated remediation costs in Ludington average $1,800 per household, ranging from $1,200 to $2,500. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
HomeCitiesMichigan → Ludington, MI

How to cite this page

APA ZipCheckup. (2026). Ludington, MI: 4 Violations - Home Safety 99/100. https://zipcheckup.com/cities/mi/ludington/
BibTeX
@misc{zipcheckup-cities-mi-ludington,
  author = {{ZipCheckup}},
  title  = {{Ludington, MI: 4 Violations - Home Safety 99/100}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/mi/ludington/}
}

Page version: August 2026.

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