Thurmont, MD: 5 Violations - Home Safety 48/100
1 ZIP code · 2 water systems · Updated
ZipCheckup grade for Thurmont: D.
Several federal signals point to home-safety risks in this ZIP.
Your top priority: see the breakdown below and consider a certified water filter. NSF certified filters →
Thurmont's water safety record falls below average in MD - compliance violations span multiple service areas, and several systems have recorded exceedances that trigger federal notification requirements under the Safe Drinking Water Act.
How Thurmont Compares
Data: EPA SDWIS
What You Should Know About Thurmont Water
- Your city's water systems recorded 5 violations in the past 5 years.
- Average lead level: 0.004 mg/L.
- Homes built before 1986: 61% - older plumbing may contain lead solder.
- Estimated remediation: $3,000 per household.
- CDC health risk index: 11.57.
Who Supplies Your Water in Thurmont
Residential water in Thurmont, MD is supplied by 2 separate utilities - not one centralized authority. Each of those providers operates under its own service territory boundary, maintains its own distribution infrastructure, and files compliance documentation with the EPA on its own timeline. Federal data counts 2 water systems in the area, with these providers collectively accounting for the dominant share of household connections.
- D
- D
Overview
We track home safety data for 1 ZIP code in Thurmont, Maryland, covering 2 community water systems serving approximately 11,919 people. The EPA snapshots used for this build directly map water systems to 1 of 1 ZIP codes.
1 of 1 ZIP code with a reported violation count in the available EPA record (100%) have recorded EPA violations. The available record reports no health-based violations for this measured scope.
Home Safety Score
Average Home Safety Score for Thurmont: D (48/100)
Model 4.0.0 uses four measured components across three equally weighted domains. If a required domain is unavailable, no score is published:
| Factor | What It Measures |
|---|---|
| Water Quality | EPA violations and compliance history |
| PFAS MCL Screen | UCMR 5 testing against the covered federal MCLs |
| Radon Risk | EPA radon zone classification |
| Annual AQI | EPA AirData county-year median with at least 90 observed days |
Water Sources
Thurmont water systems draw from: Surface water.
Lead & Copper
- Average lead level (90th percentile): 0.0040 mg/L (EPA action level: 0.015 mg/L)
- 0 of 1 ZIP code with known status exceed the EPA lead action level
Radon Risk
Dominant radon zone: Zone 1 (High Risk)
The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.
Top Contaminants
| Contaminant | Category | Violations | ZIPs Affected |
|---|---|---|---|
| Consumer Confidence Report Rule | Reporting | 10 | 1 |
Areas with Most Violations
| ZIP Code | Safety Score | Violations | Health-Based | System |
|---|---|---|---|---|
| 21788 | D | 5 | 0 | Town of Thurmont |
All ZIP Codes in Thurmont
- 21788 [D] - 5 violations
Data Sources
- Water quality: EPA Safe Drinking Water Information System (SDWIS)
- Lead/copper: EPA Lead and Copper Rule sampling data
- Radon: EPA Map of Radon Zones
Reporting periods vary by source. Missing data is shown as unavailable, not as zero.
Health Outcomes in Thurmont
Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.
Compared to National Average
Vertical line = national average. ■ Above national · ■ Below national
Top Contaminants in Thurmont Water
Based on EPA violation records. Check your ZIP code report for system-specific contaminant data.
Housing & Infrastructure in Thurmont
With 61% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.
Source: U.S. Census Bureau American Community Survey (ACS).
Housing Age Profile
While newer cities carry lower aggregate plumbing risk from lead-era construction, Thurmont sits firmly in the older category. The median build year of 1974 indicates that more than half the housing stock was built before 1986, when lead solder was still legally used in residential copper plumbing - and a substantial portion likely predates 1970, when lead pipes were still commonly installed for service lines. These two thresholds together define the elevated plumbing risk environment that older housing cities carry, independent of what the municipal water supply delivers to the meter.
Over half of homes in Thurmont were built before 1986, when lead solder was banned. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.
Source: U.S. Census Bureau ACS B25034.
Cost Context: What Remediation Means for Thurmont Homeowners
How much of a Thurmont home's value does documented remediation represent? A small fraction - the equity share here is in the low tier, and from a household financial perspective, most property owners are considering a commitment that fits comfortably within standard planning rather than a decision that rises to the level of a material budget event or significant equity consideration.
Remediation costs in Thurmont are relatively low compared to home values. The $2,000–$4,100 estimated range is a small fraction of median property value. Home values are 20% below the Maryland average.
Lead Exposure Risk for Children in Thurmont
Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.
Although utility-side compliance with federal Lead and Copper requirements remains the system reference, that compliance does not extend down into interior plumbing. With 61% of Thurmont stock built before the solder ban and aggregate readings at or beyond the action mark, a household-level sample becomes the practical way to close that information gap.
Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.
Historical NFIP Claim Context in Thurmont
Historical NFIP data for Thurmont contains 17 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $13,186. Among ZIP codes with claim records, 100% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.
How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The <strong>$3,000</strong> remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.
Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.
Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.
What You Can Do in Thurmont
- Test your water at home. City-level data shows averages - your tap may differ. NSF-certified test kits cost $20-40 and give results in days.
- Install a certified water filter. Filters rated for Consumer Confidence Report Rule can reduce the most common contaminant found in Thurmont's water.
- Check your home's plumbing. With 61% of homes built before 1986, lead solder is a real possibility.
- Review your water system's CCR. Your utility publishes an annual Consumer Confidence Report with detailed test results. Request it or find it online.
Deep Dive Reports
Detailed analysis for Thurmont, MD