Is Lafayette, LA Safe to Buy? Home Safety Score 89/100
Score 89/100 · Risk: moderate · Water Grade B · Updated 2026-05-03
Lafayette has moderate risk. Some factors warrant attention during the home buying process.
Data: EPA SDWIS, FEMA NFIP, Census ACS, EPA Radon Zones Last verified: 2026-05-03
For homeowners in Lafayette, the repair investment here carries a proportionally contained equity footprint.
What is a home safety score?
The home safety score (0-100) combines multiple environmental risk factors into a single number: water quality grade, lead contamination levels, flood zone exposure, radon risk, and air quality. A higher score means lower overall risk. The score helps homebuyers compare neighborhoods at a glance. Lafayette scores 89/100 with a "moderate" risk level.
Remediation Cost Breakdown
Estimated costs to address safety issues for a typical home in Lafayette:
Cost ranges are estimates based on national averages. Actual costs vary by property. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Safety scores vary across Lafayette's 14 ZIP codes.
| ZIP Code | Score | Grade | |
|---|---|---|---|
| 70506 | 75 | B | View report → |
| 70508 | 75 | B | View report → |
| 70501 | 80 | B | View report → |
| 70503 | 80 | B | View report → |
| 70507 | 80 | B | View report → |
| 70502 | 90 | A | View report → |
| 70505 | 90 | A | View report → |
| 70500 | 95 | A | View report → |
| 70504 | 95 | A | View report → |
| 70509 | 95 | A | View report → |
| 70593 | 95 | A | View report → |
| 70595 | 99 | A | View report → |
| 70596 | 99 | A | View report → |
| 70598 | 99 | A | View report → |
Home Safety Overview
Lafayette, Louisiana has moderate risk for homebuyers. The average home safety score is 89/100 across 14 ZIP codes. Some risk factors warrant attention during the home buying process.
Safety Score Card
A composite view of Lafayette's key risk indicators:
| Risk Factor | Value | Assessment |
|---|---|---|
| Water Quality | Grade B (80/100) | Low risk |
| Lead Risk | 0.0020 mg/L | Low risk |
| Flood Risk | 71% in flood zones | Elevated risk |
| Radon | Zone 1 (High) | Elevated risk |
| Air Quality | AQI 69 (Moderate) | Moderate risk |
Cost to Fix: Remediation Breakdown
Estimated costs to address safety issues for a typical home in Lafayette:
| Component | Estimated Cost |
|---|---|
| Flood Insurance | $2K |
| Total (low estimate) | $1K |
| Total (mid estimate) | $2K |
| Total (high estimate) | $2K |
Cost ranges are estimates based on national averages and local data. Actual costs vary by property condition, contractor, and scope of work. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Home safety varies across Lafayette's ZIP codes. Lower scores indicate more risk factors:
| ZIP Code | Safety Score | Grade |
|---|---|---|
| 70506 | 75 | B |
| 70508 | 75 | B |
| 70501 | 80 | B |
| 70503 | 80 | B |
| 70507 | 80 | B |
| 70502 | 90 | A |
| 70505 | 90 | A |
| 70500 | 95 | A |
| 70504 | 95 | A |
| 70509 | 95 | A |
| 70593 | 95 | A |
| 70595 | 99 | A |
| 70596 | 99 | A |
| 70598 | 99 | A |
Safety scores range from 75 (70506) to 99 (70598) — a spread of 24 points.
Lafayette vs. Nearby Louisiana Cities
How Lafayette's overall risk compares to similar cities in Louisiana:
| City | Water Grade | Lead ZIPs Over Limit | Flood Claims | Population |
|---|---|---|---|---|
| Lafayette | B | 0 | 3,986 | 197,427 |
| Shreveport | C | 0 | 2,236 | 200,613 |
| Houma | B | 0 | 5,208 | 128,118 |
| Bourg | D | 0 | 144 | 116,460 |
Homebuyer Safety Checklist for Lafayette
Before purchasing a home in Lafayette, Louisiana, complete these checks:
Water Quality
- Request the latest Consumer Confidence Report (CCR) from the water utility
- Test tap water for lead, bacteria, and nitrates ($20-$50 for DIY kit)
Radon
- Conduct a radon test ($15-$30 for short-term kit, $150-$300 for professional)
- Lafayette is in Radon Zone 1 (High risk) — testing is strongly recommended
Flood Risk
- Check the property's FEMA flood zone at msc.fema.gov
- Ask about flood history and past insurance claims
- 71% of Lafayette is in flood zones — verify insurance requirements
Lead Paint & Pipes
- For homes built before 1978: request lead paint disclosure
- For homes built before 1986: inspect plumbing for lead solder and pipes
- 57% of Lafayette homes built before 1986 — pipe inspection recommended
General
- Check for carbon monoxide detectors on every level
- Inspect for visible mold, water stains, or musty odors
- Verify the home's connection to a regulated public water system
Data Sources
- Water quality: EPA SDWIS
- Lead: EPA Lead and Copper Rule
- Flood: FEMA NFIP
- Radon: EPA Radon Zones
- Air quality: EPA AirNow
- Home values: U.S. Census Bureau ACS B25077
- Remediation costs: National cost model (EPA, Census, FEMA data)
Updated daily.
Water Quality Map: Lafayette, LA
Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.
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