Is Topeka, KS Safe to Buy? Home Safety Score 70/100
Score 70/100 · Risk: moderate · Water Grade B · Updated 2026-05-03
Topeka has moderate risk. Some factors warrant attention during the home buying process.
Data: EPA SDWIS, FEMA NFIP, Census ACS, EPA Radon Zones Last verified: 2026-05-03
How seriously should Topeka homeowners treat these cost figures? Quite seriously — the upgrade-to-home-value ratio here is high enough that prioritizing repairs by risk level, mapping costs against local income capacity, and drafting a concrete financial plan are each steps that carry real weight before work starts.
What is a home safety score?
The home safety score (0-100) combines multiple environmental risk factors into a single number: water quality grade, lead contamination levels, flood zone exposure, radon risk, and air quality. A higher score means lower overall risk. The score helps homebuyers compare neighborhoods at a glance. Topeka scores 70/100 with a "moderate" risk level.
What is the equity trap ratio?
The equity trap ratio measures estimated remediation costs as a percentage of median home value. A high ratio (above 5%) means fixing environmental issues could consume a significant portion of your home equity — a potential "trap" for buyers unaware of hidden costs. Topeka's equity trap ratio is 2.3%, which is moderate.
Remediation Cost Breakdown
Estimated costs to address safety issues for a typical home in Topeka:
Cost ranges are estimates based on national averages. Actual costs vary by property. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Safety scores vary across Topeka's 31 ZIP codes.
| ZIP Code | Score | Grade | |
|---|---|---|---|
| 66606 | 67 | C | View report → |
| 66610 | 67 | C | View report → |
| 66611 | 67 | C | View report → |
| 66614 | 67 | C | View report → |
| 66618 | 67 | C | View report → |
| 66603 | 69 | C | View report → |
| 66619 | 69 | C | View report → |
| 66620 | 69 | C | View report → |
| 66621 | 69 | C | View report → |
| 66622 | 69 | C | View report → |
| 66624 | 69 | C | View report → |
| 66625 | 69 | C | View report → |
| 66626 | 69 | C | View report → |
| 66628 | 69 | C | View report → |
| 66629 | 69 | C | View report → |
Home Safety Overview
Topeka, Kansas has moderate risk for homebuyers. The average home safety score is 70/100 across 31 ZIP codes. Some risk factors warrant attention during the home buying process.
Safety Score Card
A composite view of Topeka's key risk indicators:
| Risk Factor | Value | Assessment |
|---|---|---|
| Water Quality | Grade B (70/100) | Low risk |
| Lead Risk | 0.0024 mg/L | Low risk |
| Flood Risk | 48% in flood zones | Elevated risk |
| Radon | Zone 2 (Moderate) | Moderate risk |
| Air Quality | AQI 74 (Moderate) | Moderate risk |
Cost to Fix: Remediation Breakdown
Estimated costs to address safety issues for a typical home in Topeka:
| Component | Estimated Cost |
|---|---|
| Radon | $400 |
| Filtration | $600 |
| Flood Insurance | $639 |
| Pfas | $290 |
| Total (low estimate) | $900 |
| Total (mid estimate) | $2K |
| Total (high estimate) | $4K |
Cost ranges are estimates based on national averages and local data. Actual costs vary by property condition, contractor, and scope of work. Get 3 quotes before proceeding.
Per-ZIP Home Safety Scores
Home safety varies across Topeka's ZIP codes. Lower scores indicate more risk factors:
| ZIP Code | Safety Score | Grade |
|---|---|---|
| 66606 | 67 | C |
| 66610 | 67 | C |
| 66611 | 67 | C |
| 66614 | 67 | C |
| 66618 | 67 | C |
| 66603 | 69 | C |
| 66619 | 69 | C |
| 66620 | 69 | C |
| 66621 | 69 | C |
| 66622 | 69 | C |
| 66624 | 69 | C |
| 66625 | 69 | C |
| 66626 | 69 | C |
| 66628 | 69 | C |
| 66629 | 69 | C |
Topeka vs. Nearby Kansas Cities
How Topeka's overall risk compares to similar cities in Kansas:
| City | Water Grade | Lead ZIPs Over Limit | Flood Claims | Population |
|---|---|---|---|---|
| Topeka | B | 0 | 172 | 141,838 |
| Lenexa | D | 0 | 27 | 143,014 |
| Olathe | D | 0 | 57 | 143,014 |
| Shawnee Mission | D | 0 | 0 | 143,014 |
Homebuyer Safety Checklist for Topeka
Before purchasing a home in Topeka, Kansas, complete these checks:
Water Quality
- Request the latest Consumer Confidence Report (CCR) from the water utility
- Test tap water for lead, bacteria, and nitrates ($20-$50 for DIY kit)
Radon
- Conduct a radon test ($15-$30 for short-term kit, $150-$300 for professional)
- Topeka is in Radon Zone 2 (Moderate risk) — testing is strongly recommended
Flood Risk
- Check the property's FEMA flood zone at msc.fema.gov
- Ask about flood history and past insurance claims
- 48% of Topeka is in flood zones — verify insurance requirements
Lead Paint & Pipes
- For homes built before 1978: request lead paint disclosure
- For homes built before 1986: inspect plumbing for lead solder and pipes
- 72% of Topeka homes built before 1986 — pipe inspection recommended
General
- Check for carbon monoxide detectors on every level
- Inspect for visible mold, water stains, or musty odors
- Verify the home's connection to a regulated public water system
Data Sources
- Water quality: EPA SDWIS
- Lead: EPA Lead and Copper Rule
- Flood: FEMA NFIP
- Radon: EPA Radon Zones
- Air quality: EPA AirNow
- Home values: U.S. Census Bureau ACS B25077
- Remediation costs: National cost model (EPA, Census, FEMA data)
Updated daily.
Water Quality Map: Topeka, KS
Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.
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