CITY REPORT IN

Waterloo, IN Home Safety: Home Safety Score unavailable

1 ZIP code · 2 water systems · Updated

Data: EPA SDWIS

1
ZIP Codes
2
Water Systems
0
ZIPs with Violations
$178K
Median Home Value
$1,500
Est. Remediation (0.9% of home value)

Key Facts for Waterloo Residents

  • Average lead level: 0.0036 mg/L.
  • Homes built before 1986: 60% - older plumbing may contain lead solder.
  • Estimated remediation: $1,500 per household.
  • CDC health risk index: 14.65 - above typical levels.

Waterloo's Water Providers

In Waterloo, IN, residential water supply is distributed across multiple utilities rather than concentrated in one. The 2 leading providers out of 2 tracked systems each control their own infrastructure, file separate EPA compliance reports, and set independent rate schedules.

Overview

We track home safety data for 1 ZIP code in Waterloo, Indiana, covering 2 community water systems serving approximately 4,122 people. The EPA snapshots used for this build directly map water systems to 1 of 1 ZIP codes.

The available EPA record reports 0 violations for 1 ZIP code with a reported violation count.

Water Sources

Waterloo water systems draw from: Groundwater.

Lead & Copper

  • Average lead level (90th percentile): 0.0036 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 1 ZIP code with known status exceed the EPA lead action level

Areas with No Violations

ZIP Code Safety Score System Population
46793 Waterloo Water Works 2,242

All ZIP Codes in Waterloo

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Waterloo Community Health Snapshot

11.2%
Asthma (US: 9.8%)
12.8%
Diabetes (US: 10.4%)
18.1%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.

Compared to National Average

Asthma 11.2% ↑
Diabetes 12.8% ↑
Mental Health 18.1% ↑

Vertical line = national average. Above national · Below national

Waterloo Infrastructure Age

1973
Median Build Year
60%
Built Before 1986
39%
Built Before 1970
Copper
Likely Pipe Material

With 60% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Reading the housing age data for Waterloo - median build year 1973 - the overriding implication is that the plumbing materials inside a typical home here reflect pre-1986 construction standards. In practical terms, that means lead-soldered copper joints are common across much of the housing stock. Where those materials are present, water can leach lead as it moves through joints - a pathway that corrosion control treatment under federal rules is designed to reduce, though it cannot eliminate lead risk where the plumbing materials themselves contain lead.

1973
Median Year Built
60%
Pre-1986 (Lead Paint Risk)
39%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (39%) 1970–1986 (21%) Post-1986 (40%)

Over half of homes in Waterloo were built before 1986, when lead solder was banned. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.

Source: U.S. Census Bureau ACS B25034.

How Remediation Costs Compare in Waterloo

Setting Waterloo remediation figures against its property market, the resulting ratio sits comfortably in the low tier - a classification that reflects the kind of household financial position where most homeowners can identify documented issues, schedule the work, and absorb the cost without it registering as a significant budget disruption.

Median Home Value
$177,500
Est. Remediation
$1,500
Remediation as % of home value 0.9%

Remediation costs in Waterloo are relatively low compared to home values. The $950–$2,400 estimated range is a small fraction of median property value. Home values are 1% below the Indiana average.

Waterloo: Lead Risk & Vulnerable Populations

60%
Homes Built Before 1986
0.0036
mg/L Avg Lead (Limit: 0.015)

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

Pulling a tap sample fills the gap that utility data cannot close, particularly here where 60% of housing dates from the pre-rule era and citywide monitoring sits at or above the regulatory mark in Waterloo.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Waterloo: NFIP Claim Records and Water-Quality Context

3
Total FEMA Flood Claims
$27,610
Avg Reported Sum With Payment Data
100%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Waterloo contains 3 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $27,610. Among ZIP codes with claim records, 100% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The <strong>$1,500</strong> remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

Frequently Asked Questions

Does Waterloo water have lead?
The average 90th-percentile lead level in Waterloo is 0.0036 mg/L. This is below the EPA action level of 0.015 mg/L. Lead levels can vary by home - testing is recommended especially in older properties.
How many water systems serve Waterloo?
Waterloo is served by 2 public water systems across 1 ZIP code, serving approximately 4,122 people.
How much does it cost to fix water issues in Waterloo?
Estimated remediation costs in Waterloo average $1,500 per household, ranging from $950 to $2,400. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
HomeCitiesIndiana → Waterloo, IN

How to cite this page

APA ZipCheckup. (2026). Waterloo, IN Home Safety: Home Safety Score unavailable. https://zipcheckup.com/cities/in/waterloo/
BibTeX
@misc{zipcheckup-cities-in-waterloo,
  author = {{ZipCheckup}},
  title  = {{Waterloo, IN Home Safety: Home Safety Score unavailable}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/in/waterloo/}
}

Page version: August 2026.

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