CITY REPORT IN HEALTH VIOLATIONS: 2

Spencerville, IN - Home Safety Score unavailable

1 ZIP code · 2 water systems · Updated

Data: EPA SDWIS

1
ZIP Codes
2
Water Systems
1
ZIPs Linked to Systems with Violations
1
ZIPs Mapped to a System Above the Lead Action Level
Zone 1
County Radon Potential (High)
$234K
Median Home Value
$3,840
Est. Remediation (1.6% of home value)

Spencerville Water: The Quick Version

  • Your city's water systems recorded 11 violations since 2021.
  • Average of reported 90th-percentile lead results: 0.0586 mg/L. The EPA action level of 0.015 mg/L applies to each water system's own 90th percentile, not to this average.
  • Homes built before 1986: 59% - older plumbing may contain lead solder.
  • Estimated remediation: $3,840 per household.
  • Health risk index (ZipCheckup composite of CDC data): 13.52.

Water Systems Serving Spencerville

Sorted by reported population served, the top 2 of 2 public water systems mapped to Spencerville, IN appear below, each with its own federal compliance record.

Overview

We track home safety data for 1 ZIP code in Spencerville, Indiana, covering 2 community water systems serving approximately 4,372 people. The EPA snapshots used for this build directly map water systems to 1 of 1 ZIP codes.

1 of 1 ZIP code with a reported violation count in the available EPA record (100%) have recorded EPA violations. 2 health-based violations appear in the available health breakdown.

Water Sources

Spencerville water systems draw from: Groundwater, Surface water.

Lead & Copper

  • Average of reported 90th-percentile lead results: 0.0586 mg/L (exceeds EPA action level) (EPA action level: 0.015 mg/L)
  • 1 of 1 ZIP code with known status exceed the EPA lead action level

Radon Risk

1 of 1 ZIP records with known zones is in EPA Radon Zone 1.

The EPA recommends testing all homes regardless of radon zone. County radon zones cannot replace an in-home radon test.

Top Contaminants

Contaminant Category Violations ZIPs Affected
Lead and Copper Rule Treatment Technique 10 1
Consumer Confidence Rule Reporting 4 1
Revised Total Coliform Rule Microbiological 4 1
Haloacetic Acids (HAA5) Disinfection Byproducts 2 1
Total Trihalomethanes (TTHM) Disinfection Byproducts 2 1

Areas with Most Violations

ZIP Code Safety Score Violations Health-Based System
46788 — 11 2 Grabill Water Works

All ZIP Codes in Spencerville

  • 46788 - 11 violations ⚠

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

CDC Health Data for Spencerville

11.2%
Asthma (US: 9.8%)
12.9%
Diabetes (US: 10.4%)
17.4%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). County health indicators are shown for context only and are not linked to this area's water records.

Compared to National Average

Asthma 11.2% ↑
Diabetes 12.9% ↑
Mental Health 17.4% ↑

Vertical line = national average. ■ Above national · ■ Below national

Key Contaminants Detected in Spencerville

Lead and Copper Rule 10 violations
Treatment Technique
Developmental delays in children, kidney damage
Consumer Confidence Rule 4 violations
Reporting
Revised Total Coliform Rule 4 violations
Microbiological
Indicates possible bacterial contamination

Based on EPA violation records. Check your ZIP code report for system-specific contaminant data.

How Old Is Spencerville's Housing Stock?

1972
Median Build Year
59%
Built Before 1986
41%
Built Before 1970
Copper
Likely Pipe Material

With 59% of homes built before 1986, lead solder in plumbing is a potential concern. Federal law banned lead solder in drinking-water plumbing in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Plumbing risk in older housing is tied to the period before 1986, when lead pipes and lead solder were still permitted in new plumbing. Spencerville's median build year is 1972, and properties from before that year might still contain lead-bearing joints or pipes. Much of that risk sits inside individual properties, which city-level water quality averages don't capture.

1972
Median Year Built
59%
Pre-1986 (lead solder era; lead paint banned 1978)
41%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (41%) 1970–1986 (18%) Post-1986 (41%)

Over half of homes in Spencerville were built before 1986, when federal law began restricting lead solder in drinking-water plumbing. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.

Source: U.S. Census Bureau ACS B25034.

Spencerville: Remediation Cost in Perspective

Neither the low nor the elevated band applies to Spencerville; its estimated remediation cost sits between those two cutoffs relative to home prices.

Median Home Value
$233,600
Est. Remediation
$3,840
Remediation as % of home value 1.6%

Estimated remediation costs in Spencerville can be compared with local home values. The estimated $2,510–$5,320 range is a planning estimate; get a property-specific quote and check it against your budget. Home values are 31% above the Indiana average.

Protecting Children from Lead in Spencerville

1 of 1
ZIPs Mapped to a System Above the Lead Action Level
59%
Homes Built Before 1986
0.0586
mg/L average of reported water-system 90th-percentile lead results (the 0.015 action level applies to each system's result, not to this average)

Why children are most at risk: The CDC states that no safe blood lead level in children has been identified. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

A citywide figure cannot tell a family in Spencerville what its own faucet delivers. Here, averaging each ZIP code's 90th-percentile lead value gives more than 15 micrograms per liter, and pre-1986 homes account for 59% of the housing.

1 ZIP code (100% of the city's ZIP records) is served by a water system whose 90th-percentile lead result exceeds the EPA action level of 0.015 mg/L.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Historical Flood-Claim Evidence for Spencerville

4
Total FEMA Flood Claims
$24,792
Avg Reported Sum With Payment Data
100%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Spencerville contains 4 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $24,792. Among ZIP codes with claim records, 100% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The $3,840 remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

Frequently Asked Questions

How many violations are on record for water systems serving Spencerville?
EPA records list 11 EPA violations, including 2 health-based violations for Spencerville water systems. These water-system violations are shown for 1 mapped ZIP code.
Does Spencerville water have lead?
The average of the reported 90th-percentile lead results across the ZIP codes of Spencerville is 0.0586 mg/L. The EPA action level of 0.015 mg/L applies to each water system's own 90th percentile, not to this average. Lead levels can vary by home - testing is recommended especially in older properties.
How many water systems serve Spencerville?
Our records map 2 water systems to 1 ZIP code in Spencerville. The related population figure in our data is approximately 4,372 people; it is not a count of people served citywide.
How much does it cost to fix water issues in Spencerville?
Estimated remediation cost per household in Spencerville: $3,840; modeled range $2,510 to $5,320. Estimated costs may include filtration, pipe replacement, radon mitigation, or flood protection where applicable.
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How to cite this page

APA ZipCheckup. (2026). Spencerville, IN - Home Safety Score unavailable. https://zipcheckup.com/cities/in/spencerville/
BibTeX
@misc{zipcheckup-cities-in-spencerville,
  author = {{ZipCheckup}},
  title  = {{Spencerville, IN - Home Safety Score unavailable}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/in/spencerville/}
}

Page version: October 2026.

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