CITY REPORT IN

Spencerville, IN: High Radon Risk — 53/100 (2026)

1 ZIP code · 2 water systems · Updated 2026-06-03

Drinking water quality in Spencerville has lagged behind IN benchmarks — documented violations keep the safety grade low.

How Spencerville Compares

Spencerville53/100
Indiana avg60/100
National avg67/100

Data: EPA SDWIS Last verified: 2026-06-03

1
ZIP Codes
2
Water Systems
0
ZIPs with Violations
D · 53
Avg Safety Score
Zone 1
Radon Risk (High)
$234K
Median Home Value
$2,400
Est. Remediation (1.0% of home value)

Spencerville Water: The Quick Version

  • Homes built before 1986: 59% — older plumbing may contain lead solder.
  • Estimated remediation: $2,400 per household.
  • CDC health risk index: 13.52 — above typical levels.

Water Systems Serving Spencerville

Throughout Spencerville, IN, water comes from one of 2 primary utilities out of 2 total systems — independent providers with different rate structures, infrastructure, and compliance records that vary across the service territory.

Pioneer Water L.l.c.
Serves ~2,076 people
53
/100
GRABILL WATER WORKS
Serves ~1,163 people
53
/100

Overview

We track water quality and home safety data for 1 ZIP code in Spencerville, Indiana, covering 2 community water systems serving approximately 4,372 people.

No EPA violations recorded across any ZIP codes in Spencerville — an excellent indicator of water quality.

Home Safety Score

Average Home Safety Score for Spencerville: D (53/100)

The score combines three factors:

Factor What It Measures
Water Quality EPA violations and compliance history
Lead Levels 90th percentile lead concentration vs EPA action level
Radon Risk EPA radon zone classification

Water Sources

Spencerville water systems draw from: Surface water.

Lead & Copper

  • Lead data: not yet available for Spencerville
  • 0 ZIP codes exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 1 (High Risk)

The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.

Areas with No Violations

ZIP Code Safety Score System Population
46788 D GRABILL WATER WORKS 1,163

All ZIP Codes in Spencerville

Data Sources

Updated daily.

CDC Health Data for Spencerville

11.2%
Asthma (US: 9.8%)
12.9%
Diabetes (US: 10.4%)
17.4%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.

Compared to National Average

Asthma 11.2% ↑
Diabetes 12.9% ↑
Mental Health 17.4% ↑

Vertical line = national average. Above national · Below national

How Old Is Spencerville's Housing Stock?

1972
Median Build Year
59%
Built Before 1986
34%
Built Before 1970
Copper
Likely Pipe Material

With 59% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

The median home in Spencerville was built in 1972 — a figure that places most of the city's residential stock in the era when lead solder was still standard in copper plumbing. Homes built before 1986 may have lead-soldered joints; those built before 1970 face the additional possibility of lead pipes in the service line itself.

1972
Median Year Built
59%
Pre-1986 (Lead Paint Risk)
34%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (34%) 1970–1986 (25%) Post-1986 (41%)

Over half of homes in Spencerville were built before 1986, when lead solder was banned. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.

Source: U.S. Census Bureau ACS B25034.

Spencerville: Remediation Cost in Perspective

The equity impact of remediation in Spencerville sits at a moderate level — real enough to plan for, within reach for most.

Median Home Value
$233,600
Est. Remediation
$2,400
Remediation as % of home value 1.0%

Remediation costs are moderate relative to home values in Spencerville. The estimated $1,600–$3,300 range is manageable for most homeowners but still worth budgeting for. Home values are 31% above the Indiana average.

Protecting Children from Lead in Spencerville

59%
Homes Built Before 1986

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

59% — that captures the slice of Spencerville housing dating from before the federal ban on solder containing lead. It pairs with aggregate utility readings that either approach or cross 0.015 mg/L, the benchmark set under the EPA Lead and Copper Rule. Together, the two figures shift one-home reads into a standard household-level confirmation, particularly for families with kids. A certified lead-removal filter is available through retailer-verified channels if a kit returns results that warrant additional measures.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Climate-Related Water Risk for Spencerville

Across the NFIP's long tracking period, Spencerville shows 4 claims and 100% of ZIP codes within FEMA-designated flood zones — figures that place it in moderate flood exposure territory. At this level, the water-quality implications of flooding — contaminated wells, stressed treatment intake, distribution backflow — move from theoretical edge cases to genuine periodic risks, particularly during higher-severity events.

4
Total FEMA Flood Claims
$12,396
Avg Claim Payout
100%
ZIPs in FEMA Flood Zones

Spencerville has a moderate flood history with 4 FEMA claims averaging $12,396 per payout. 100% of ZIP codes fall within FEMA flood zones. Flood events can contaminate drinking water and overwhelm treatment systems.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. Flood damage can add significantly to the estimated <strong>$2,400</strong> remediation cost per household.

Residents in flood-prone areas should consider flood insurance even outside FEMA zones — over 25% of flood claims come from low-to-moderate risk areas. After any flood event, test your water before drinking.

Source: FEMA National Flood Insurance Program (NFIP) claims data, FEMA flood zone designations.

What You Can Do in Spencerville

  1. Test your water at home. City-level data shows averages — your tap may differ. NSF-certified test kits cost $20-40 and give results in days.
  2. Install a certified water filter. An NSF-certified pitcher or under-sink filter removes most common contaminants.
  3. Check your home's plumbing. With 59% of homes built before 1986, lead solder is a real possibility.
  4. Review your water system's CCR. Your utility publishes an annual Consumer Confidence Report with detailed test results. Request it or find it online.

Frequently Asked Questions

Is the water safe to drink in Spencerville, IN?
Spencerville has an average water safety score of 53/100 (Grade D). No EPA violations on record. Check individual ZIP code reports for details specific to your neighborhood.
How does Spencerville compare to Indiana average?
Spencerville has an average water safety score of 53/100, which is below the Indiana state average of 60/100.
How many water systems serve Spencerville?
Spencerville is served by 2 public water systems across 1 ZIP code, serving approximately 4,372 people.
How much does it cost to fix water issues in Spencerville?
Estimated remediation costs in Spencerville average $2,400 per household, ranging from $1,600 to $3,300. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
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